R24-032 1 RESOLUTION NO. R24-032
2
3
4 A RESOLUTION OF THE CITY OF BOYNTON BEACH, FLORIDA,
5 APPROVING THE CITY'S LOCAL HOUSING ASSISTANCE PLAN
6 (LHAP) FOR FISCAL YEARS 2024-2025, 2025-2026, AND 2026-
7 2027; AUTHORIZING THE MAYOR TO SIGN THE
8 CORRESPONDING LOCAL HOUSING CERTIFICATION; AND
9 PROVIDING AN EFFECTIVE DATE.
10
11 WHEREAS, the City's two principal subsidized housing programs are driven by
12 Community Development Block Grant (CDBG) funds from HUD and State Housing Initiatives
13 Partnership (SHIP) funds administrated by the Florida Housing Finance Corporation (FHFC);
14 and
15 WHEREAS, the SHIP program requires recipients of such funds to properly plan for
16 and manage the distribution of funds consistent with the rules and processes of Florida
17 Statutes 420.907-420.9079 and Rule Chapter 67-37; and
18 WHEREAS, Local Governments participating in the SHIP Program are required to
19 submit an LHAP once every three years; and
20 WHEREAS, upon the recommendation of staff, the City Commission deems it to be
21 in the best interests of the citizens and residents of the City of Boynton Beach to approve
22 the City's Local Housing Assistance Plan (LHAP) for Fiscal Years 2024-2025, 2025-2026, and
23 2026-2027 and to authorize the Mayor to sign the corresponding Local Housing Certification.
24 NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY
25 OF BOYNTON BEACH, FLORIDA, THAT:
26 Section 1. The foregoing "Whereas" clauses are true and correct and are hereby
27 ratified and confirmed by the City Commission.
28 Section 2. The City Commission of the City of Boynton Beach, Florida, hereby
29 approves the City's Local Housing Assistance Plan (LHAP) for Fiscal Years 2024-2025, 2025-
30 2026, and 2026-2027 and authorizes the Mayor to sign the corresponding Local Housing
31 Certification, a copy of which is attached hereto and incorporated herein by reference as
32 Exhibit "A."
33 Section 3. This Resolution shall become effective immediately upon passage.
S:\CC\WP\CCAGENDA\2024\02-20-2024 CC\Resolution No.R24-032 LHAP and certification 2024-2027 Reso.docx
34 PASSED AND ADOPTED this 6th day of February, 2024.
35 CITY OF BOYNTON BEACH, FLORIDA
36 YES NO
37
38 Mayor-Ty Penserga
39
40 Vice Mayor-Thomas Turkin
41 7
42 Commissioner-Angela Cruz /
43 �/
44 Commissioner-Woodrow L. Hay /
45 ✓
46 Commissioner-Aimee Kelley
47
48 VOTE .--0 0
49 ATTEST:
50
51
52 1 0.� e ✓ AI
53 Ma le= k Jesus, M'A, MMC Ty •-n/4'a
54 City CI- May.
55
56 APPROVED AS TO FORM:
57 (Corporate Seal)
58 r0yNTON e`‘‘‘ Jae/4).
V
59 ;f��•QC�TF .,:� 1�►60 % 0:�° �� . ', Shawna G. Lamb
, y . • ,
61 i I-: Q°RPtE� ; City Attorney
st 62 , v• N° 20 ;
63 11` •�.,,,,,..••,OP,r
�``.` FLOR\.
S:\CC\WP\CCAGENDA\2024\02-20-2024 CC\R24-032 LHAP and certification 2024-2027 - Reso.docx
SHIP LHAP Template 2016-001
[eff.Date 7/1/2024]
Floritiaiocsingi
City of Boynton Beach
v
r
q.or
o t 6
State Housing Initiatives Partnership(SHIP)
SHIP LOCAL HOUSING ASSISTANCE PLAN (LHAP)
2024-2025,2025-2026,2026-2027
Department of Financial Services—Community Improvement Division
100 East Ocean Avenue
Boynton Beach, FL 33435
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SHIP LHAP Template 2016-001
[eff.Date 7/1/2024]
iorid n-
Table of Contents
Description Page#
Section I,Program Details 3
Section II,Housing Strategies 7
A. Purchase Assistance with or without Rehabilitation 7
B.Owner-Occupied Rehabilitation 10
1
C. Emergency Repair 12
D. Rapid Re-Housing 14
E. Disaster Relief 15
Section III,Incentive Strategies 16
A. Expedited Permitting 16
B.Ongoing Review Process 16
C. Other Incentive Strategies Adopted 16
Exhibits 18
A. Administrative Budget for each fiscal year covered in the Plan
B. Timeline for Estimated Encumbrance and Expenditure
C. Housing Delivery Goals Chart(HDGC) For Each Fiscal Year
Covered in the plan
D. Signed LHAP Certification
E. Signed, dated,witnessed or attested adopting resolution
F. Ordinance: (If changed from the original creating ordinance)
G. Interlocal Agreement
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I. Program Details:
A. LG(s)
Name of Local Government City of Boynton Beach
Does this LHAP contain an interlocal agreement? No
If yes,name of other local government(s) N/A
B. Purpose of the program:
• To meet the housing needs of the very low, low and moderate-income households;
• To expand production of and preserve affordable housing; and
• To further the housing element of the local government comprehensive plan specific to affordable housing.
C. Fiscal years covered by the Plan: 2024-2025, 2025-2026, 2026-2027
D. Governance:The SHIP Program is established in accordance with Section 420.907-9079, Florida Statutes and
Chapter 67-37, Florida Administrative Code. Cities and Counties must be in compliance with these applicable
statutes, rules and any additional requirements as established through the Legislative process.
E. Local Housing Partnership:The SHIP Program encourages building active partnerships between government,
lending institutions, builders and developers, not-for-profit and community-based housing providers and
service organizations, providers of professional services related to affordable housing, advocates for low-
income persons, real estate professionals, persons or entities that can provide housing or support services
and lead agencies of the local continuums of care.
F. Leveraging:The Plan is intended to increase the availability of affordable residential units by combining local
resources and cost saving measures into a local housing partnership and using public and private funds to
reduce the cost of housing. SHIP funds may be leveraged with or used to supplement other Florida Housing
Finance Corporation programs and to provide local match to obtain federal housing grants or programs.
G. Public Input: Public input was solicited through face to face meetings with housing providers, social service
providers and local lenders and neighborhood associations. Public input was solicited through the local
newspaper in the advertising of the Local Housing Assistance Plan and the Notice of Funding Availability.
H. Advertising and Outreach: SHIP funding availability shall be advertised in a newspaper of general circulation
and periodicals serving ethnic and diverse neighborhoods, at least 30 days before the beginning of the
application period. If no funding is available due to a waiting list, no notice of funding availability is required.
I. Waiting List/Priorities:A waiting list will be established when there are eligible applicants for strategies that
no longer have funding available. Those households on the waiting list will be notified of their status.
Applicants will be maintained in an order that is consistent with the time completed applications were
submitted as well as any established funding priorities as described in this plan.
The following priorities for funding(very low income,Special Needs, etc.)described/listed here apply to all
strategies unless otherwise stated in an individual strategy in Section II:
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When funds are available for a particular strategy,the following priorities for funding shall apply to all
strategies unless otherwise stated in an individual strategy in Section II.
If there is a waiting list,the applicants from the waiting list will be contacted to complete/update the
application for SHIP assistance.Applicants will be placed in the queue for assistance once they have
provided all required documentation and been deemed SHIP eligible. Once there is a list of eligible
applicants, they will be ranked giving first priority to households qualifying as Special Needs households.
These applicants will further be ranked with priority given to very-low income, then low,then moderate.
The second priority will be to serve Essential Services Personnel (ESP).These applicants will further be
ranked with priority given to very-low income,then low,then moderate. After serving enough Special
Needs households to meet set-asides and any qualified ESP for the funding year,all applicants deemed
eligible will be considered equally with priority given to very-low, then low,then moderate income
groups. Ranking Priority:
1. Special Needs Households
a. Very low
b. Low
c. Moderate
2. Essential Services Personnel
a. Very low
b. Low
c. Moderate
3. After Special Needs Set-asides and ESP goals are met
a. Very Low
b. Low
c. Moderate
J. Discrimination: In accordance with the provisions of ss.760.20-760.37, it is unlawful to discriminate on the
basis of race, color, religion, sex, national origin, age, handicap, or marital status in the award application
process for eligible housing.
K. Support Services and Counseling:Support services are available from various sources. Available support
services may include, but are not limited to: Homeownership Counseling(Pre and Post), Credit Counseling,
Tenant Counseling, Foreclosure Counseling and Transportation.
L. Purchase Price Limits:The sales price or value of new or existing eligible housing may not exceed 90%of the
average area purchase price in the statistical area in which the eligible housing is located. Such average area
purchase price may be that calculated for any 12-month period beginning not earlier than the fourth calendar
year prior to the year in which the award occurs. The sales price of new and existing units,which can be
lower but may not exceed 90%of the average area purchase price established by the U.S.Treasury
Department or as described above.
The methodology used is: _
U.S.Treasury Department X
Local HFA Numbers
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Florida Housing
M. Income Limits, Rent Limits and Affordability:The Income and Rent Limits used in the SHIP Program are
updated annually by the Department of Housing and Urban Development and posted at
www.floridahousin:-.ori;.
"Affordable"means that monthly rents or mortgage payments including taxes and insurance do not exceed
30 percent of that amount which represents the percentage of the median annual gross income for the
households as indicated in Sections 420.9071, F.S. However, it is not the intent to limit an individual
household's ability to devote more than 30%of its income for housing, and housing for which a household
devotes more than 30%of its income shall be deemed Affordable if the first institutional mortgage lender is
satisfied that the household can afford mortgage payments in excess of the 30%benchmark and in the case
of rental housing does not exceed those rental limits adjusted for bedroom size.
N. Welfare Transition Program:Should an eligible sponsor be used, a qualification system and selection criteria
for applications for Awards to eligible sponsors shall be developed, which includes a description that
demonstrates how eligible sponsors that employ personnel from the Welfare Transition Program will be given
preference in the selection process.
0. Monitoring and First Right of Refusal: In the case of rental housing,the staff and any entity that has
administrative authority for implementing the local housing assistance plan assisting rental developments
shall annually monitor and determine tenant eligibility or,to the extent another governmental entity provides
periodic monitoring and determination,a municipality, county or local housing financing authority may rely
on such monitoring and determination of tenant eligibility. However,any loan or grant in the original amount
of$10,000 or less shall not be subject to these annual monitoring and determination of tenant eligibility
requirements. Tenant eligibility will be monitored annually for no less than 15 years or the term of assistance
whichever is longer unless as specified above. Eligible sponsors that offer rental housing for sale before 15
years or that have remaining mortgages funded under this program must give a first right of refusal to
eligible nonprofit organizations for purchase at the current market value for continued occupancy by eligible
persons.
P. Administrative Budget: A line-item budget is attached as Exhibit A. The city/county finds that the moneys
deposited in the local housing assistance trust fund are necessary to administer and implement the local
housing assistance plan.
Section 420.9075 Florida Statute and Chapter 67-37, Florida Administrative Code,states: "A county or an
eligible municipality may not exceed the 5 percent limitation on administrative costs, unless its governing
body finds, by resolution, that 5 percent of the local housing distribution plus 5 percent of program income is
insufficient to adequately pay the necessary costs of administering the local housing assistance plan."
Section 420.9075 Florida Statute and Chapter 67-37, Florida Administrative Code,further states: "The cost
of administering the program may not exceed 10 percent of the local housing distribution plus 5 percent of
program income deposited into the trust fund, except that small counties, as defined in s. 120.52(19), and
eligible municipalities receiving a local housing distribution of up to$350,000 may use up to 10 percent of
program income for administrative costs."The applicable local jurisdiction has adopted the above findings in
the resolution attached as Exhibit E.
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Q. Program Administration: Administration of the local housing assistance plan will be performed b;:
Entity Duties Admin.Fee
Percentage
Local Government i 10%
Third Party Entity/Sub-recipient
R. First-time Homebuyer Definition: For any strategies designed for first-time homebuyers,the following
definition will apply: An individual who has had no ownership in a principal residence during the 3-year period
ending on the date of purchase of the property. This includes a spouse(if either meets the above test, they are
considered first-time homebuyers).A single parent who has only owned a home with a former spouse while
married.An individual who is a displaced homemaker and has only owned with a spouse.An individual who
has only owned a principal residence not permanently affixed to a permanent foundation in accordance with
applicable regulations. An individual who has only owned a property that was not in compliance with state,
local or model building codes and which cannot be brought into compliance for less than the cost of
constructing a permanent structure.
S. Project Delivery Costs: N/A
T. Essential Service Personnel Definition (ESP): ESP includes teachers and educators,other school district,
community college, and university employees, police and fire personnel, health care personnel, and skilled
building trades personnel.
U. Describe efforts to incorporate Green Building and Energy Saving products and processes:
The City of Boynton Beach evaluates all properties in order to pursue assistance with improvements and/or
funding to replace depleted assets.The City will continue its efforts to use Energy Star and/or energy efficient
products for the following components:
• Windows and doors(preferably impact resistant)
• Roofing materials
• Central Air/Heating Units,with a minimum 16 SEER
• Programmable Thermostats
• Insulation, with an upgrade to R-30
• Hot Water Heaters
• Water conservation utilizing "Water Sense" Technology
o Toilets
o Showerheads
o Faucet aerators
• Hurricane Shutters
The City implemented a Green Building Program, which established procedures and incentives for the
implementation of green building standard Chapter Two,Article One Overview,of the City's Land
Development Regulations by Ordinance 11.014. This effort demonstrates the City of Boynton Beach's
commitment to a green building program.
V. Describe efforts to meet the 20%Special Needs set-aside:The City will collaborate with non-profits, social
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service agencies and organizations that provide services to individuals and households designated as special
needs, as define in 420.0004, F.S. Persons with developmental disabilities will have first priority to achieve
the set-aside funding allocation. American Disabilities Act (ADA) accessibility measures to include bathroom
accommodation i.e.fixtures,toilets, showers and grab bars;wheelchair ramps; door widening; kitchen
accommodations and accessibility from the outside of the home. Lastly,the minimum monetary contribution
required for purchase assistance is reduced to the lowest amount possible for special needs households.
W. Describe efforts to reduce homelessness:The City works with agencies that serve the homeless populations
or other agency programs having the goal to help persons become self-sufficient and promote safe,affordable,
decent,and sanitary living opportunities.The City of Boynton Beach continues to collaborate with The
Homeless and Housing Alliance (HHA) of Palm Beach County(formerly the Continuum of Care) in its efforts to
deliver comprehensive and coordinated continuum of services to homeless individuals and families in Palm
Beach County. Components of HHA include homeless prevention, outreach and assessment, emergency
shelter,transitional housing, supportive services, permanent housing and permanent supportive housing.
Section II. LHAP Strategies:
A. Purchase Assistance with or without Rehabilitation Code 1, 2
a. Summary:This strategy will assist income eligible homebuyers with the purchase an existing
property or a new home (certificate of occupancy issued within the last 12 months). Eligible costs
under this strategy may include gap financing, down payment and closing costs,and rehabilitation
repairs needed to make the unit habitable. Rehabilitation is defined as repairs or improvements
needed for safe and sanitary habitation, to correct substantial code violations,to create additional
living space,to improve accessibility for persons with special needs and to provide hurricane
mitigation. A qualifying rehabilitation improvement requires a building permit, with the exception
of improvements necessary to address accessibility/mobility needs (e.g. replacing damaged or
unsafe flooring that is a safety hazard to a resident with special mobility needs or limitations).
b. Fiscal Years Covered: 2024-2025, 2025-2026,2026-2027
c. Income Categories to be served:Very low, low and moderate
d. Maximum award:
Very low: $75,000.00
Low: $65,000.00
Moderate: $25,000.00
On purchases involving a new constructed single-family unit, income eligible homebuyer's
Maximum Award is:
Very Low: $95,000.00
Low: $85,000.00
Moderate: $50,000.00
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e. Terms:
1. Repayment loan/deferred loan/grant: Deferred loan secured by a note and mortgage.
2. Interest Rate: 0%
3. Years in loan term: 15
4. Forgiveness: The loan is forgiven at the end of the 15-year term.
5. Repayment: No repayment as long as the loan is in good standing and no default occurs.
6. Default:The loan is in default if any of the following occurs during the loan term: sale,transfer, or
foreclosure of property;conversion to a rental property,vacating of property, loss of homestead
exemption status; failure to occupy the home as primary residence, refinancing with cash out or debt
consolidation, or subject to a Reverse Mortgage. If any of these occur,the outstanding balance of the
deferred loan is due and payable to the City of Boynton Beach.
In cases where the qualifying homeowner(s) die during the loan term,an income eligible heir who will
occupy the home as a primary residence may assume the loan. If the legal heir is not income eligible,
chooses not to occupy the home, or the house is sold,transferred, or refinanced,the outstanding
balance of the loan will be due and payable to the City of Boynton Beach. An income-eligible heir
must execute a Mortgage and Promissory Note. The Mortgage will be recorded in the public records
of Palm Beach County.
In the event where failure to pay the superior mortgage lien holder leads to foreclosure and/or loss of
property,the City may foreclose and take legal actions to recover the secured mortgage funds.
f. Recipient/Tenant Selection Criteria: Applicant must be a first-time homebuyer as defined in section I (R) of
this plan.Applicant(s) must complete a 6-hour Homebuyer Education class from a HUD-approved housing
counseling agency prior to loan closing. Applicant(s)will be selected on a first-qualified, first-served basis
with priorities given to income groups described in Section I (i) of this plan.
g. Sponsor Selection Criteria: Not applicable.
h. Additional Information:
1. Applicant(s) must secure a fixed-rate, 30-year first mortgage loan from an institutional first
mortgage lender with a rate not to exceed 0.5%over the "Primary Mortgage Market Survey".All
bank and loan fees cannot exceed 6%of the loan amount.
2. Eligible properties include the purchase of existing single-family homes, duplexes,townhouses,
villas and condominiums. Mobile homes are ineligible.
3. Eligible property must be located within the City limits of Boynton Beach.
4. Applicant(s) minimum cash contribution shall be as follows:
Very Low Income or Disabled Households—$1,000 or 1%of the purchase price,whichever is less.
Includes all items pre-paid by the applicant;
Low Income—$2,000 or 1.5%of the purchase price,whichever is less. Includes all items pre-paid
by the applicant; and Moderate Income—$3,000 or 2%of the purchase price whichever is less.
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Includes all items pre-paid by the applicant.
5. Applicant(s) who have monetary assets exceeding$25,000(gifts included in the asset calculation)
must contribute one-third (1/3)of the funds in excess of$25,000,toward the purchase. The
exception to this would be if the applicant has funds in a retirement fund accessible only by
termination or retirement. This contribution would count toward the minimum down payment
requirement (see Item #4 above).
6. Applicant(s) must not own any other property used for residential purposes.
7. Property will be inspected by a City Building Inspector or Construction Coordinator as part of the
application review process,to ensure that the funding amount to be awarded would fully cover
the cost to bring the property into compliance with minimum building codes intended to provide
safe and sanitary habitation, as well as corrections needed to remedy substantial code violations.
8. Subordination of the SHIP program loan will not be approved for purposes other than to refinance
the first mortgage on the subject property to improve rate and/or term.The City of Boynton
Beach will only allow One (1) subordination approval during the term of the SHIP program loan.
The City may consent to a subordination of its loan to allow the homebuyer to receive cash out
for emergency home repairs that become necessary to sustain homeownership and maintain the
health and safety of the residents.
9. The City of Boynton Beach reserves the right to deny any subordination request it deems not in
its' or the homeowner's best interest i.e. exorbitant closing cost fees(closing cost may not exceed
6%of loan amount), interest rate may not exceed 1.5%of the current first mortgage. The
authority to approve subordinate requests or exceptions to the Subordination Policy will rest with
the City Manager or his/her designee.
10. Eligible applicants may apply again for SHIP assistance after the end of the affordability period.
11. On purchases involving a newly constructed affordable unit, at closing, developers may be eligible
to receive a credit from the City's SHIP Purchase Assistance Program,to subsidize City's building
permit-impact fees paid (parks,water and sewer); by meeting all the following conditions:
i. Purchase price is at or below the SHIP Program Maximum Purchase Price(updated yearly and
set by Florida Finance Corporation).
ii. Home buyer is income eligible to participate in the City's Purchase Assistance Program.
iii. Home buyer participates in the City's SHIP Purchase Assistance Program.
The credit given to developer will be applied to home buyer's down payment assistance.
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7:10{iatiOUS)rv;i,
B. Owner-Occupied Rehabilitation I Code 3
a. Summary:This strategy will assist income eligible owner-occupied homeowners with needed
repairs, accessibility/architectural barriers and hurricane mitigation. Rehabilitation is defined as
the repairs and/or improvements needed for safe and sanitary habitation,and/or correction of
substantial code violations both interior and exterior. A qualifying rehabilitation improvement
requires a building permit,with the exception of improvements necessary to address
accessibility/mobility needs (e.g. replacing damaged or unsafe flooring that is a safety hazard to a
resident with si ecial mobility needs or limitations).
b. Fiscal Years Covered: 2024-2025, 2025-2026, 2026-2027
c. Income Categories to be served:Very low, low and moderate
d. Maximum award:
Very low: $95,000.00
Low: $85,000.00
Moderate: $50,000.00
e. Terms:
1. Repayment loan/deferred loan/grant: Deferred loan secured by a note and mortgage.
2. Interest Rate: 0%
3. Years in loan term: 15
4. Forgiveness:The loan is forgiven 1/15th per year over the 15-year term.
5. Repayment: No repayment as long as the loan is in good standing and no default occurs.
7. Default:The loan is in default if any of the following occurs during the loan term: sale,transfer, or
conveyance of property; conversion to a rental property,vacating of property, loss of homestead
exemption status; failure to occupy the home as primary residence, refinancing with cash out or debt
consolidation,or subject to a Reverse Mortgage. If any of these occur,the outstanding balance of the
deferred loan is due and payable to the City of Boynton Beach.
In cases where the qualifying homeowner(s) die during the loan term, an income eligible heir who will
occupy the home as a primary residence may assume the loan. If the legal heir is not income eligible,
chooses not to occupy the home, or the house is sold,transferred, or refinanced,the outstanding
balance of the loan will be due and payable to the City of Boynton Beach. An income-eligible heir
must execute a Mortgage and Promissory Note. The Mortgage will be recorded in the public records
of Palm Beach County.
In the event where failure to pay the superior mortgage lien holder leads to foreclosure and/or loss of
property, the City may foreclose and take legal actions to recover the secured mortgage funds.
f. Recipient/Tenant Selection Criteria: Applicant(s)will be selected on a first-qualified,first-served basis with
priorities give to income groups described in Section 1 (1) of this plan.
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Flt3riC oust'
g. Sponsor Selection Criteria:As needed; a competitive Request for Proposals and/or open application
process will be utilized to select a Subrecipient.Subrecipient must be a Non-Profit Developer.
Characteristics in determining the Subrecipient may include, but not be limited to: capacity and capability
to carry-out the project in a timely manner; experience in completing similar projects; experience in
completing income certification of applicants; Subrecipient must be incorporated at least five years
before application submission deadline and have 501(c)(3)status from the Internal Revenue Service (IRS)
at least four years before application; Subrecipient has a management system in place for effective
completion of projects, costs control, and quality control; financial capacity to undertake the projects on a
reimbursement basis, evidenced by a current audit or other documentation that shows stable financial
condition; Subrecipient will get a maximum of 10%strategy delivery cost/developer fee of total
Subrecipient award. Subrecipient will be required to meet compliance reporting requirements necessary
to meet the statutory requirements for monitoring of SHIP Program.
h. Additional Information:
1. This program will address repairs for owner-occupied properties. Eligible properties include
single-family dwellings, duplexes,townhouses,villas and condominiums. Duplexes,townhouses,
villas and condominiums are eligible for interior repairs only. Rental Properties and Mobile
Homes are ineligible for assistance.
2. Applicant cannot receive additional SHIP assistance during the affordability period except for
those households affected by a disaster and/or that experience the need for improvements to
address handicap accessibilities/architectural barriers at any time during the loan term.
3. Applicant(s) may not own any other residence; and must own, occupy, and homestead the home
being rehabilitated for the duration of the deferred payment loan. All property taxes and
mortgage payments must be current at time of application.
4. Eligible property must be located within the City limits of Boynton Beach
5. Other eligible repairs may include but are not limited to the cost of labor and materials for:
a. Installation and/or repairs of sanitary water and waste, disposal systems,together with
related plumbing and fixtures, which meet local health department requirements;
b. Energy conservation measures such as installation of energy efficiency door and windows;
c. Repair or replacement of heating and/or cooling systems with high energy efficient 16
SEER or higher;
d. Electrical upgrading Repair or provision for structural support and foundation;
e. Replacement of seriously deteriorated siding, porches, or stoops;
f. Alteration of the unit's interior or exterior to provide greater accessibility for any family
member that may be physically impaired or have mobility problems
g. Repair or replacement of roofing system; and
h. Energy efficiency and green housing related repairs shall be encouraged;
Repairs shall be subject to applicable or selected building codes from the FBC 2020 7th Edition
and the Boynton Beach Amendments thereto. Repairs of an emergency nature,as determined by
the City of Boynton Beach's Construction Coordinator, will be given priority.
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flOdd Housirt
6. Applicant(s) are required to have property insurance. If the property is uninsurable due to health,
safety, or code violations and the rehabilitation is addressing the issues; or there is a severe case
of hardship to household (housing and insurance expenses exceeds 50%of the fixed house
income),the City of Boynton Community Improvement Manager or his/her designee will evaluate
funding the first-year annual insurance premium. The applicant(s) is responsible for all
subsequent insurance premiums.To ensure compliance the City will be listed as an additional
insured on the insurance policy.
7 Subordination of the SHIP program loan will not be approved for a purpose other than refinance
debt that was secured by the subject property prior to or of the same date of the SHIP program
loan. The City of Boynton Beach will only allow one subordination approval during the term of the
SHIP program loan.
8. The City of Boynton reserves the right to deny any subordination request it deems not in its' or
the homeowner's best interest. The authority to approve subordinate requests or exceptions to
the Subordination Policy will rest with the City Manager or his/her designee.
C. Emergency Repair-Limited Rehabilitation Code 6
a. Summary:The Emergency Repair Program is designed to correct repair or replace an essential
system and/or critical structural problem.The purpose of the Emergency Repair-Limited
Rehabilitation Program is to stabilize the homeowner's residence by making essential repairs to
make the home safe, accessible and livable.The needed repairs may include but not limited to
correcting City Building Code violations; eliminating incipient housing code violations; electrical or
plumbing problems; air conditioning replacement; accessibility improvements for occupant(s) with
disabilities; single families detached dwellings could also be eligible for roof replacement; other
conditions that could cause the home to be or become uninhabitable, these conditions to be
considered on case by case basis.
b. Fiscal Years Covered: 2024-2025, 2025-2026, 2026-2027
c. Income Categories to be served: Very low, low and moderate
d. Maximum award: $20,000.00
e. Terms:
1. Repayment loan/deferred loan/grant: Grant
2. Interest Rate: N/A
3. Years in loan term: N/A
4. Forgiveness: N/A
5. Repayment: N/A
6. Default: N/A
f. Recipient/Tenant Selection Criteria: Applicants will be ranked for assistance based on a first-qualified,first
12
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Itxid
n.11
served basis. At least one homeowner residing in the residence must be at least 62 years old and/or have
a member of the household that has a disabling condition as defined by F.S.420.0004(7). Homeowner
must have owned and Homesteaded the property as his/her principal residence for at least one year prior
to applying for assistance.Applicant(s) may not own any other residence.Absentee owners are not
eligible.Applicants must have 100%ownership interest in the residence to be improved. Must have home
repair needs that threaten the homeowner's safety, habitability, and accessibility.
g. Subrecipient Selection Criteria: As needed;a Request for Proposals and/or open application process will
be utilized to select a Subrecipient to implement these projects. Subrecipient must be a Non-Profit
Developer. Characteristics in determining the Subrecipient may include, but not be limited to: capacity
and capability to carry-out the project in a timely manner; experience in completing similar projects;
experience in completing income certification of applicants; Subrecipient must be incorporated at least
five years before application submission deadline and have 501(c)(3)status from the Internal Revenue
Service (IRS)at least four years before application; Subrecipient has a management system in place for
effective completion of projects, costs control, and quality control; financial capacity to undertake the
projects on a reimbursement basis, evidenced by a current audit or other documentation that shows
stable financial condition; Subrecipient will get a maximum of 10%strategy delivery cost of total
Subrecipient award.Subrecipient will be required to meet compliance reporting requirements necessary
to meet the statutory requirements for monitoring of SHIP Program.
h. Additional Information:
1. Eligible properties include single-family dwelling, duplexes,townhouses,villas and condominiums.
Condominiums are eligible for interior repairs only. Rental Properties and Mobile Homes are
ineligible for assistance.
2. Emergency Repair-Limited Rehabilitation Grant assistance is one time only per applicant/per
address. Applicant(s) assisted through the Emergency Repair-Limited Rehabilitation Program
cannot receive additional SHIP assistance during a period of 15 years; except for those households
affected by a disaster that has been declared by an Executive Order of the President or Governor.
3. All property taxes and mortgage payments must be current at time of application.
4. Eligible property must be located within the City limits of Boynton Beach.
5. All repairs shall be subject to applicable or selected building codes from the FBC 2020 7th Edition
and the Boynton Beach Amendments thereto.
6. If the property is uninsurable due to health, safety, or code violations and the rehabilitation is
addressing the issues; or there is a severe case of hardship to household (housing and insurance
expenses exceeds 50%of the fixed house income),funding the first-year annual insurance
premium could be subsidy;the first-year insurance premium cost will be part of the maximum
award. The applicant(s) is responsible for all subsequent insurance premiums.
13
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[eff.Date 7/1/2024]
Flotiatiousln�
D. Rapid Re-Housing Code 26
a. Summary:The Rapid Rehousing Strategy is created to assist individuals or families who are
homeless as defined by F.S.420.621(5).This is a household that lacks a fixed, regular and adequate
night time residence and includes a household that:
• Is living in an emergency or transitional shelter;
• Has a primary night time residence that is a public or private place not designated for,or
ordinarily used as a regular sleeping accommodation for human beings;
• Is living in a car, park, public space, abandoned building, bus or train station, or similar setting;
• Is living in a motel, hotel, travel trailer park or camping ground due to a lack of alternative
adequate accommodations;
• Is sharing the housing of other persons due to loss of housing, economic hardship,or a similar
reason;
• A migratory individual who qualifies as homeless because he or she is living in circumstances
described above.
b. Fiscal Years Covered: 2024-2025, 2025-2026, 2026-2027
c. Income Categories to be served:Very low
d. Maximum award: 10,000.00
e. Terms:
1. Repayment loan/deferred loan/grant: Grant
2. Interest Rate: N/A
3. Years in loan term: N/A
4. Forgiveness: N/A
5. Repayment: N/A
6. Default: N/A
f. Recipient/Tenant Selection Criteria:Applicants will be selected on a first qualified and first served basis.
Individuals must not have sufficient available resources to obtain or support existing housing and no other
sources of assistance have been identified and the household lacks an existing support network to provide
housing assistance.
g. Sponsor Selection Criteria: As needed; a Request for Proposals and/or open application process will be
utilized to select a Subrecipient to implement the strategy. Subrecipient must be a Non- Profit
organization with capacity and capability to carry-out the strategy/program in a timely manner;
experience in completing similar strategy/program; experience in completing income certification of
applicants; Subrecipient must be incorporated at least five years before application submission deadline
and have 501(c)(3)status from the Internal Revenue Service (IRS) at least four years before application;
Subrecipient has a management system in place for effective completion of the strategy/program, costs
control, and quality control; background information on many applicants (e.g., through the Homeless
14
SHIP LHAP Template 2016-001
[eff.Date 7/1/2024]
Iorid: ousiingl
Management Information System); capacity to provide housing stability counseling; financial capacity to
undertake the strategy/program on a reimbursement basis,evidenced by a current audit or other
documentation that shows stable financial condition; Subrecipient will get a maximum of 10%strategy
delivery cost of total Subrecipient award. Subrecipient will be required to meet compliance reporting
requirements necessary to meet the statutory requirements for monitoring of SHIP Program.
h. Additional Information:
1. The type of assistance could include rental assistance, security deposits and/or utility deposits.
2. Eligible household are limited to assistance once per lifetime.
3. Assistance will be provided directly to the housing provider and/or utility company on behalf on
the applicant(s).
4. Eligible applicant(s)will be assisted based on funding availability.
E. Disaster Assistance Code 5, 16
a. Summary: In the event of a disaster declared by Executive Order of the President of the United
States or Governor of Florida, SHIP funds that have not been previously encumbered will be used
to provide assistance to income eligible owner-occupied households located within the city limits I
for thepurpose of repairs, insurance deductibles, and obtaining short term temporary housing.
b. Fiscal Years Covered: 2024-2025, 2025-2026, 2026-2027
c. Income Categories to be served: Very tow, low and moderate
d. Maximum award: 20,000.00
e. Terms:
1. Repayment loan/deferred loan/grant: Grant
2. Interest Rate: N/A
3. Years in loan term: N/A
4. Forgiveness: N/A
5. Repayment: N/A
6. Default: N/A
f. Recipient/Tenant Selection Criteria: Applicant(s)will be selected on a first-qualified,first-served basis with
priority in accordance with section I (I)of this plan.
g. Sponsor/Sub-recipient Selection Criteria: N/A
h. Additional Information: Property damage and eligible rehabilitation improvements will be confirmed
through inspection by a City Building Inspector or Construction Coordinator.
15
SHIP LHAP Template 2016-001
[eft'. Date 7/1/2024]
Flornde' ious]ng)
III. LHAP Incentive Strategies
In addition to the required Incentive Strategy A and Strategy B, include all adopted incentives with the
policies and procedures used for implementation as provided in Section 420.9076, F.S.:
A. Name of the Strategy: Expedited Permitting
Permits as defined in s. 163.3177 (6) (f) (3)for affordable housing
projects are expedited to a greater degree than other projects.
Provide a description of the procedures used to implement this strategy:
The Department of Development is responsible for processing and facilitating affordable housing
projects (e.g. site plan review, permitting, inspections, etc.) and expedites such reviews involving
workforce and affordable housing units pursuant to the City's Expedited Development Review
Program. In part,the Program requires assignment of a single staff liaison to ensure quick
communications with staff, sets a maximum review period of 7 business days, defines/requires a
quick conflict/problem resolution process, and allows consideration of a flexible or tailored fee
schedule program (City Code of Ordinances, Part III, Chapter 2,Article I, Section 4).This benefit
also applies to individual building permits for SHIP or CDBG rehabilitation projects(As adopted by
resolution R22-032—Affordable Housing Advisory Committee—FY 2021 Housing Incentives
Recommendation Report). Moreover,the Department of Development has implemented a new
electronic permit system.The new electronic permitting system has been calibrated to provide
electronic notification to guide staff to proper implementation to the review process. In addition,
relevant City staff will continue to educate developers about the new functionalities of the
electronic permitting system.
B. Name of the Strategy: Ongoing Review Process
An ongoing process for review of local policies, ordinances, regulations and plan
provisions that increase the cost of housing prior to their adoption.
Provide a description of the procedures used to implement this strategy:
The Department of Development,the Community Improvement Division and the AHAC will
continue to review all policies, procedures, ordinances, regulations and plan provisions to
determine what effects, if any,they may have on the cost of producing affordable units prior to
their passage. Proposed ordinances will be reviewed in sufficient time needed to evaluate and
comment on any potential impact on the provision of affordable housing.
C. Other Incentive Strategies Adopted:
Name of the Strategy: Flexibility in Residential Densities
The allowance of flexible lot configurations, including zero-lot-line configurations for affordable
housing.
16
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flondeliousinsi
Provide a description of the procedures used to implement this strategy:
The City allows for increased floor area ratios and densities in selected residential districts to
incentivize the provision of affordable dwelling units.The City has a density bonus in place as part
of the Workforce Housing Program.A developer may elect to obtain a density bonus and/or a
height bonus through the construction of the workforce units on-site or off-site, monetary
contribution, donation of land, or purchase of units to be designated as workforce (City Code of
Ordinances, Part III, Chapter 1, Article V,Section 2.C).
Name of the Strategy: Parking and setback Requirements
The reduction of parking and setback requirements for affordable housing.
Provide a description of the procedures used to implement this strategy:
Affordable housing units require a minimum of two (2) spaces regardless of the number of
bedrooms.All other homes are required to provide a minimum of two (2) spaces plus extra spaces
depending on the total bedrooms provided. For construction of a new single-family or two-family
structure,a minimum of two (2) spaces are required per unit,or one (1)space per bedroom,
whichever is greatest.An exception may be made when the house is constructed for individuals
meeting purchase or eligibility requirements that include maximum income thresholds, then a
maximum of two (2) parking spaces shall be required per dwelling unit (City Code of Ordinances,
Part III,Chapter 4, Article V, Section 2.B).
Name of the Strategy: Public Land Inventory
The preparation of a printed or electronic inventory of locally owned public lands suitable for
affordable housing.
Provide a description of the procedures used to implement this strategy:
The Community Improvement Division maintains a list of the current inventory of all vacant land
including those properties owned by the City of Boynton Beach and Palm Beach County within the
target area. A list of all available land and a list of vacant land suitable for affordable housing in
the city, is available as a link on the City's website for easy access for developers.
Name of the Strategy: Support of Development Near Transportation HUBS
The support of development near transportation hubs and major employment centers and mixed-
use developments.
Provide a description of the procedures used to implement this strategy:
As part of the Workforce Housing Program, developers may be entitled to request higher density
land use and zoning category, if providing workforce housing units, for projects located within the
Downtown Transit Oriented Development District(City Code of Ordinances, Part III, Chapter 1,
Article V, Section 2.C).
Name of the Strategy: Fee Waivers for Affordable Housing
17
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Pioridtiousi— ngi
The modification of impact-fee requirements, including reduction or waiver of fees and
alternative methods of fee payment for affordable housing.
Provide a description of the procedures used to implement this strategy:
City's Impact fees(Parks, Water and Sewer) may be subsidized with SHIP Funds for new
constructions of affordable housing units. In conjunction with the SHIP down payment assistance;
at closing the developer could receive a credit for City's impact fee paid from the SHIP Program,
by meeting all of the following conditions:
• Purchase price is at or below of SHIP Program Maximum Purchase Price (Maximum
purchase price is updated yearly by Florida Finance Corporation)
• Home buyer is income eligible to participate on the City's Purchase Assistance Program
• Home buyer participates in the City's SHIP Purchase Assistance Program
The Building Department will offer non-profit developers constructing Affordable Housing
dwellings up to two expedited permit reviews at no cost(a credit up to$1,000.00) as long as the
buyer participates in the City's SHIP Purchase Assistance Program.
IV. EXHIBITS:
Required
A. Administrative Budget for each fiscal year covered in the Plan.
B. Timeline for Estimated Encumbrance and Expenditure.
C. Housing Delivery Goals Chart (HDGC) For Each Fiscal Year Covered in the plan.
D. Signed LHAP Certification.
E. Signed, dated, witnessed or attested adopting resolution.
Optional
F. Ordinance: (If changed from the original creating ordinance).
G. Interlocal Agreement (Required if applicable).
H. Other Documents Incorporated by Reference.
18
ADMINISTRATIVE BUDGET FOR EACH FISCAL YEAR Exhibit A
Exhibit A (2024)
City of Boynton Beach
Fiscal Year: 2024-2025
Estimated SHIP Funds for Fiscal Year: _ 937,000.00_
Salaries and Benefits $ 9.3,700.00
Office Supplies and Equipment $ _
Travel Per diem Workshops, etc. $ _
Advertising $
Other* $
Total $ 93,700.00
Admin % 10.00%
OK
Fiscal Year 2025-2026
Estimated SHIP Funds for Fiscal Year: $ _ 937,000.00
Salaries and Benefits $ _ 93,700.00
Office Supplies and Equipment $
Travel Per diem Workshops, etc. $
Advertising _ $
Other* $ _
Total $ 93,700.00
Admin % 10.00%
OK
Fiscal Year 2026-2027
Estimated SHIP Funds for Fiscal Year $ 937,000.00
Salaries and Benefits $ 93,700.00
Office Supplies and Equipment . $
Travel Per diem Workshops, etc. $
Advertising $
Other* $
Total $ 93,700.00
Admin % 10.00%
OK
*All "other" items need to be detailed here and are subject to review and approval by
the SHIP review committee. Project Delivery Costs that are outside of administrative
costs are not to be included here, but must be detailed in the LHAP main document.
Details:
Exhibit B
2024
Exhibit B
Timeline for SHIP Expenditures
The Cit, of Bo,nton Beach affirms that funds allocated for these fiscal years will
(local government)
meet the following deadlines:
Fiscal Year Encumbered Expended Interim Closeout
Report Report
2024-2025 _ 6/30/2026 6/30/2027 9/15/2026 9/15/2027
2025-2026 6/30/2027 6/30/2028 9/15/2027 9/15/2028
2026-2027 , 6/30/2028 6/30/2029 9/15/2028 9/15/2029
If funds allocated for these fiscal years is not anticipated to meet expenditure deadlines, Florida Housing
Finance Corporation will be notified according to the following chart:
Fiscal Year ) Funds Not Closeout AR
I Expended Not
Submitted
2024-2025 3/30/2027 6/15/2027 _
2025-2026 3/30/2028 6/15/2028
2026-2027 3/30/2029 j 6/15/2029
Requests for Expenditure Extensions(close-out year ONLY) must be received by FHFC by June 15 of the
year In which funds are required to be expended.The extension request shall be emailed to
robert.dearduff@floridahousint.orh and cameka.&ardner&ifloridahousirzorf; and include:
1. A statement that "(city/county) requests an extension to the expenditure deadline for fiscal
year
2. The amount of funds that is not expended.
3. The amount of funds that is not encumbered or has been recaptured.
4. A detailed plan of how/when the money will be expended.
Note: an extension to the expenditure deadline (June 30)does not relieve the requirement to submit
(September 15)the annual report online detailing all funds that have been expended. Please email
cameka.Gardner@floridahousinq,orq when you are ready to "submit"the AR.
Other Key Deadlines:
AHAC reports are now due annually by December 31. Local governments receiving the minimum (or less)
allocation may choose not to report.
LHAP Etthlbt C2024
FLORIDA HOUSING FINANCE CORPORATION
HOUSING DELIVERY GOALS CHART
2024-2025
Name of Local Government: City of Boynton Beach
Estimated Funds(Antldpated allocation only): ;:,i r„,
I Strategies
Code Qualities for VU Units Max.SHIP U Units .SHIP Mod Max.SHIP New Construction Without Total Units
Homeownership 75%set-aside Award Award Units Award Construction
1,2 Purchase Assistance with Rehabilitation Yes 0 $75,000 $65,000 t $25,000 $155,000.00 $0.00 $155,000.00 3
3,16 Owner-Occupled Rehabilitation Yes I $95,000 $85,000 t $50,000 $315,000.00 $0.00 $315,000.00 4
16 Emergency Repair Yes S
$20,000 / $20,000 `i $20,000 $260,000.00 $0.00 $260,000.00 13
26 Rapid Re-Housing No Si $10.000 $0.00 $50,000.00 550,000.00 5
s Disaster Relief No 1 $20,000 $20,000 1 $20,000 $0.00 $60,000.00 $60,000.001 3
$0.00 $0.00 $0.001 0
---- $0.00 $0.00 $0.00$ 0
�_ • $0.00 $0.00 $0 001 0
- I $0.00 $0.al 50-001 _o
50.00 S0.00
Total Homeownership 12 12 4 $0.001y 0
J $730,000.00 $110,000.00 $840,000.001 28
Purchase Prke Limits: New $ Existing $
You must enter a purchase prke limit above You must enter a purcahse price limit above
Code Rental Qualifies for Max.SHIP Max.SHIP - Mod Max.SHIP Without
75%set-aside UnitsLIUUnits Award Units Award New Construction Construction Total Units
I $0.00 $0.00 $0.001 0
t _ $0.00 $0.00 $0.00 0
$0.00 $0.00 $0.00. 0
$0.00 $0.00 $0.00 0
._.. _ --- -- $0.00 $0.00 $0.00 0
Total Rental _.0 0 0 $0.00 $0.00 $0.00 0
S 91 roo 50.01) $0.00 $0.00 0
Administration Fees _ 10% ' OI(
Home Ownership Counseling I
`
Total All Funds $ 933,700
Set-Asides
PercentageConstruction/Rehab requirement) Y I 77,995 pq
n/Rehabequlrement
(75%
Homeownership%(65%requirement) j 89.6% ~
Rental Restriction(25%) h0.
Very-Low Income(30%requirement) 5 265,000 28.3,.
Low Income(30%requirement) $ 460,000. --f
a 49.1-•.
Moderate Income - $ 115,000 12.39(1
LHAP Exhbt C 2024
FLORIDA HOUSING FINANCE CORPORATION
HOUSING DELIVERY GOALS CHART
__-_ - 2025-2026
Name of Local Government:
Estimated Funds(Antidpated allocation only): - 9t1,n00
Strategies
Code ' Qualifies for Max.SHIP Max.SHIP Mod Max.SHIP Without
Homeownership
75%set-aside VU UnitsAward U Units Award Units Award New Construction Construction Total Units
1,2 Purdiase Assistance with Rehablftatlon Yes 0 $75,000 2 $65,000 I, $25,000 $155,000.00 $0.00 $155,000.00 3
-
3,16 Owner-0aupled Rehabilitation Yes I $95,000 2; $85,000I1 $50,000 $315,000.00 $0.00 $315,000.00 4
6 Emergency Repair Yes 5 $20,000 71 $20,000 1 $20,000 $260,000.00 $0.00 $260,000.001 13
26 Rapid Re-Housing No 5 $10,000
_..__ $0.00 $50,000.00 $50,000.00 5
5 Disaster Relief No I $20,000 I $20,000 I $20,000 $0.00 $60,000.00 $60,000.00 3
__ $0.00 $0.00 $0.011 .-.. .D
-� -. _. $0.00 $0.00 $0.00[ 0
$0.00 $0.00 $0.00 0
._ _- $0.00 $0.00 $0.00 0
$0.00 $0.00 $0.0x1 0
Total Homeownership 12 12 4 $730,000.001 $110,000.00 5840,000.00 28
- Purchase Price Umlts: New S Existing I S
Yc..must enter a purchase price limit above You must enter. caahse price Itmit anove
Code Rental Qualifies for VU Units Max SHIP LI Units Max.SHIP Mod Max.SHIP New Construction Without Total I Units
~$0.00 $0.00
75%set-aside Award Award Units Award Construction �i'
- $0.00__. 0
r..---., P $0.00 $0.00 $0.00 0
$0.00 $0.00 50.00 0
$0.00 $0.00 $0.07 0
$0.00 $0.00 $0.00 0,
$0.00 $0.00 $0.00 0
Total Rental 0 0 0 $0.00 $0.00 $0.00 7-1
- -r i
Administration Fees ` S vi,POO 1.0%
Home Ownership Counseling $
Total All Funds $ 933,700
Set-Asides
Percentage Construction/Rehab(75%requirement) 77.9%
Homeownership%(65%requirement) 89.6%
Rental Restriction(25%) 0.0%
Very-Law Income(30%requirement) - $ 265,000 28.3%
Low Income(30%requlrement) _._. $ 460,000 49.1% `,r
Moderate Income $ 115,000 12.3%
LHAP Exhlbt C 2024
FLORIDA HOUSING FINANCE CORPORATION
HOUSING DELIVERY GOALS CHART
2026-2027
Estimated Funds(Anticipated allocation only): s 331.00u
Strategies
Code ' Qualifies for Max.SHIP Max.SHIP Mod Max.SHIP Without
Homeownership
75%set-aside
VU Units Award U UnitsAward Unit Award New Construction ConstructionTotal Units
1,2 PurcfiaseAsslstancew with Rehabilitation Yes $75,000 2 $65,000 I $25,000 $155,000.001 $0 00 $155,000.00 3
3,16 jewner-OccupledRehabl0fation Yes it $95,000 2 $85,000 $50,000 $315,000.001 $0.00 $315,000.00 4
6ercy Repaid Ye3 5 $20,000 7 $20,000 $20,000 $260,000.00 50.0- $260,000.00 13
26 .Rapid Re-Housing No $10,000
5 Disaster Relief I ..._._._ ._. $0.00 $50,000.00; 550,000.00 5
$20000 i $20,000 I $20,000 $0.00 $60,000.00 $60,000.00 3
50.00 50.00 50.00 0
_ 50.00 $o.0i $0.00i 0
$0.00 50.00 50.00 0
- - --+
$0.00i $0.00 $0.001 0
$0.001 $0.00 $0.001 0
Total Homeownership U 12 $730,000.001 $110,000.00 $840,000.001 28
Purchase Price Limits: New Existing $
You must enter a purchase price limit above You must enter a purcahse price limit above
Code Itental Qualifies for VU Units 1 Max.SHIP U Units FAax'SHIP Mod Max.SHIP New Construction( bout I Total Units
75%set-aside Award Award Uolta Award Construction
•
$0.00 $0.00 $0.00 0
,-----.4
$0.On 50.00 $0.01) 0
.__- _ 3 $0.0 $0.00 $0.00 0
$0.0 $0.00 $0.00 0
$0.00 $0.00 $0.00 0
$0.00 $0.00 $0.00 0
Total Rental 0 0 0 $0.00, $0.00 $0.00 0
1. i f
AdmInIstration Fees S 93.700 10% OK
Home Ownership Counseling - ] - s
ui
Total All Funds S 933,700
Set-Asides
Percentage Construction/Rehab(75%requirement) I 77.9% 1 OK
Homeownership%(65%requirement) 89.6% OK
Rental Restriction(25%) 0.0% 1 OK
Very-Low Income(30%requlrsnwnt) $ 265,000 28.3`-- OK
Low Income(30%requirement) $ 460.000 49.1% OK
Moderate Income i $ 115,000 12.3xtt
Exhibit D
67-37.005(1),F.A.C.
2023
CERTIFICATION TO
FLORIDA HOUSING FINANCE CORPORATION
Local Government or Interlocal Entity:
The City of Boynton Beach
Certifies that:
(1) The availability of SHIP funds will be advertised pursuant to program requirements in 420.907-
420.9079, Florida Statutes.
(2) All SHIP funds will be expended in a manner which will ensure that there will be no
discrimination on the basis of race, color,national origin, sex, handicap, familial status, or
religion.
(3) A process to determine eligibility and for selection of recipients for funds has been
developed.
(4) Recipients of funds will be required to contractually commit to program guidelines and loan
terms.
(5) Florida Housing will be notified promptly if the local government/interlocal entity will be
unable to comply with any provision of the local housing assistance plan (LHAP).
(6) The LHAP provides a plan for the encumbrance of funds within twelve months of the end of the
State fiscal year in which they are received and a plan for the expenditure of SHIP funds
including allocation, program income and recaptured funds within 24 months following the end
of the State fiscal year in which they are received.
(7) The LHAP conforms to the Local Government Comprehensive Plan, or that an amendment to the
Local Government Comprehensive Plan will be initiated at the next available opportunity to
insure conformance with the LHAP.
(8) Amendments to the approved LHAP shall be provided to the Florida Housing for review and/or
approval within 21 days after adoption.
(9) The trust fund exists with a qualified depository for all SHIP funds as well as program income or
recaptured funds.
(10) Amounts on deposit in the local housing assistance trust fund shall be invested as permitted by
law.
I
Exhibit D
67-37.005(1),F.A.C.
2023
(11) The local housing assistance trust fund shall be separately stated as a special revenue fund in the
local governments audited financial statements(CAFR).An electronic copy of the CAFR or a
hyperlink shall be provided to Florida Housing by June 30 of the applicable year.
(12) Evidence of compliance with the Florida Single Audit Act, as referenced in Section 215.97,F.S.
shall be provided to Florida Housing by June 30 of the applicable year.
(13) SHIP funds will not be pledged for debt service on bonds.
(14) Developers receiving assistance from both SHIP and the Low-Income Housing Tax
Credit (LIHTC)Program shall comply with the income, affordability and other LIHTC
requirements, similarly, any units receiving assistance from other federal programs shall comply
with all Federal and SHIP program requirements.
(15) Loans shall be provided for periods not exceeding 30 years, except for deferred payment
loans or loans that extend beyond 30 years which continue to serve eligible persons.
(16) Rental Units constructed or rehabilitated with SHIP funds shall be monitored for compliance
with tenant income requirements and affordability requirements or as required in Section
420.9075 (3)(e). To the extent another governmental entity provides periodic monitoring and
determination, a municipality, county or local housing financing authority may rely on such
monitoring and determination of tenant eligibility.
(17) The LHAP meets the requirements of Section 420.907-9079 FS, and Rule Chapter 67-37 FAC.
(18) The provisions of Chapter 83-220, Laws of Florida have not been implemented (except for
Miami-Dade Coun ).
jCd\--LV
Witness _ _- `.a c ed Official or Designee
dked4 J. Ain', •,
Witness G7 �rlb /ig/ Type Name ai Titlef J
)0(t ani 9l7l a-O OF B 0YivT
Date J v��.••.CORPp •0��,��
• 'F
0 CQ J
1�RgTEo 2 f
Attest: 4 ,�:••.,, ---/ (Seal)
h RISA _-