R26-065 RESOLUTION NO. R26-065
A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF BOYNTON
2 BEACH, FLORIDA, RATIFYING THE APPROVAL OF THE PURCHASE OF
3 THE CITY'S INSURANCE POUCY FOR WATERCRAFT COVERAGE FROM
4 NAVIGATORS INSURANCE COMPANY THROUGH INSURANCE
5 BROKER BROWN&BROWN FOR THE POUCY TERM BEGINNING APRIL
6 8, 2026,AND ENDING APRIL 8, 2027;AND FOR ALL OTHER PURPOSES.
7
8 WHEREAS, the City's Fire Department procured a new water vessel that would not have
9 the proper coverage under the current inland marine policy; and
10 WHEREAS, the City desires to purchase an insurance policy for Watercraft Coverage
11 from Navigators Insurance Company through Insurance Broker Brown & Brown for an amount
12 not to exceed $16,575 for a one-year term; and
13 WHEREAS, the City Commission, upon the recommendation of staff, has deemed it in the
14 best interests of the City's citizens and residents to ratify the approval of the purchase of the City's
15 insurance policy for Watercraft Coverage from Navigators Insurance Company through Insurance
16 Broker Brown & Brown for the policy term beginning April 8, 2026, and ending April 8, 2027.
17
18 NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY OF BOYNTON
19 BEACH, FLORIDA, THAT:
20 SECTION 1. The foregoing "Whereas" clauses are hereby ratified and confirmed as
21 being true and correct and are hereby made a specific part of this Resolution upon adoption.
22 SECTION 2. The City Commission of the City of Boynton Beach, Florida, does hereby
23 ratify the approval of the purchase of the City's insurance policy for Watercraft Coverage
24 from Navigators Insurance Company through Insurance Broker Brown & Brown for an amount
25 not to exceed $16,575 for the policy term beginning April 8, 2026, and ending April 8, 2027, as
26 further detailed in the Insurance Proposal attached hereto as Exhibit A.
27 SECTION 3. The City Commission of the City of Boynton Beach, Florida, hereby ratifies
28 the execution of the Proposal by the City Manager. The City Manager is further authorized to
29 execute any ancillary documents as may be necessary to accomplish the purpose of this
30 Resolution.
31 SECTION 4. This Resolution shall take effect in accordance with the law.
RESOLUTION NO. R26-065
32 PASSED AND ADOPTED this day of .\ 2026.
33 CITY OF BOYNTON BEACH, FLORIDA
34 YES NO
35 Mayor— Rebecca Shelton ✓
36
37 Vice-Mayor—Thomas Turkin ✓
38
39 Commissioner—Angela Cruz
40
41 Commissioner— Mack McCray ✓
42
43 Commissioner—Aimee Kelley ✓
44
45 VOTE "I t
46 ATTEST:
47
48 3lf/hQ_,
49 Tammy Stan lone, CMC Reb a Shelton
50 Interim City Clerk Mayor
51
i�p�NTON
52 ,%�OI��O�PORgrF'S� APPROVED AS TO FORM:
53 (Corporate Seal) ;�. ' '
_ •. .
54 v PORATED
55 i SEAL
;INCOR JU
aVg-X
56 '•.. 1920•. ' Shawna G. Lamb
57 ��s PLCO'�.- City Attorney
% Brown & Brown
PUBLIC SECTOR
Insurance Proposal
April 8, 2026 - April 8, 2027
CITY OF BOYNTON BEACH
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City Boynton Bo nton Beach % Brown & Brown
Table of Contents
Overview 1
The Agency of Brown & Brown, Public Sector
An Introduction to Your Service Team
Hull and Protection & Indemnity 2
Broker Recommendation/Premium Recapitulation 3
Notes of Importance
Compensation Disclosures
Guide to Best's Ratings
Items Required Prior to Binding 4
Acceptance of Proposal — Premium Recapitulation
Subjectivity — In Red Text
TRIA Form
This proposal is intended to give a brief overview.Higher limits may he available.Please refer to coverage forms for complete details
regarding definition of terns,exclusions and limitations.
City Boynton Bo nton Beach % Brown & Brown
Our Story
The Brown & Brown, Public Sector team is a
highly-specialized unit of insurance advisors
100% trained to deliver industry-leading
services to public entities in the State of
Florida. Since 1992, we have continuously y •
refined that specialization and enhanced our 44 ' • •
. 4 s
services, while becoming the largest public '� • �' r
entity brokerage in Florida. Our team provides r
Property & Casualty and Employee Benefits f _::
services to governments from Key West to the - or
Panhandle and represents more than 200 e. , .r
clients.
We have built our reputation byempowering
P
our governmental clients to outperform their •
's Strs
•
industry peers, lower their cost of risk, and ` r:. 0",
enhance their insurance programs - all while `'I��
staying within their annual budgetary 4 t:
constraints. Our team is committed to serve
those who serve the public — and provide
superior service to our clients, their staff, and y '
their employees.
• Dedicated service team working exclusively for Florida local governments in all capacities
surrounding risk and human resources
• Access to highly experienced public entity resources including Claims Team, Panel
Counsel, Loss Control, Disaster Planning and Recovery, and Risk Management
Specialists.
• Only retail office in Florida 100% committed to Florida's public entities
• Brown & Brown, Public Sector currently represents over 200 of Florida's governmental
entities
o 22 Counties
o 70 Cities
o 20 Public Airports
o 7 Public School Districts
o State of Florida
This proposal is intended to give a brief overview.Higher limits may be available.Please refer to coverage forms for complete details
regarding definition of terms,exclusions and limitations.
City Boynton Bo nton Beach Brown & Brown
An Introduction to Your Service Team
Account Executives
Matt Montgomery (386) 239-7245 Matt.Montgomery@bbrown.com
Executive Vice President
Michelle Martin,CIC (386) 2394047 Michelle.Martin@bbrown.com
Senior Vice President/Public Risk Advisor
Stephen Scullian, CPCU,ARM (386) 239-7211 Stephen.Scullian@bbrown.com
Senior Vice President/ Insurance Broker
Justin Anselmo, CRIS (386) 239-8821 Justin.Anselmo@bbrown.com
Senior Vice President/ Insurance Broker
Tiffany Hill, GBDS
Vice President/Client Services Leader (386) 281-6846 Tiffany.Hill@bbrown.com
Michelle Perry (386) 366-6378 Michelle.Perry@bbrown.com
Vice President/Business Development
Robin Russell,ARM-P, CISR, CSRM (386) 239-4044 Robin.Russell@bbrown.com
Vice President/Account Executive
Kyle Stoekel, ARM-P, CIC, CRM (386) 944-5805 Kyle.Stoekel@bbrown.com
Public Risk Advisor
Bill Wilson (386) 333-6058 Bill.Wilson@bbrown.com
Public Risk Advisor
Devyn Donley (386)239-4070 Devyn.Donley@bbrown.com
Public Risk Advisor
Ethan Reedy
Insurance Broker (386)239-7264 Ethan.Reedy@bbrown.com
Victoria "Tori" Reedy (386)239-4043 Tori.Reedy@bbrown.com
Executive Coordinator
Service Representatives
Emily Bailey
Public Risk Specialist (386) 333-6085 Emily.Bailey@bbrown.com
Melody Blake, ACSR (386)239-4050 Melody.Blake@bbrown.com
Senior Public Risk Specialist
Taylor Brodeur
Public Risk Specialist (386) 361-5225 Taylor.Brodeur@bbrown.com
Jessica Conway (386) 333-6001 Jessica.Conway@bbrown.com
Public Risk& Claims Specialist
Megan Feinberg
Public Risk Specialist Assistant (386) 281-6836 Megan.Feinberg@bbrown corn
Patricia "Trish" Jenkins, CPSR (386)239-4042 Trish.Jenkins@bbrown.com
Senior Public Risk Specialist
Mallory Moretti (386) 800-1164 Mallory.Moretti@bbrown.com
Public Risk & Claims Specialist
Certificate Requests: 179.certificates@bbrown.com
Claim Reporting: 179.claims@bbrown.corn
Our Service Team philosophy focuses on accountability at all levels of account management. Our goal is
not simply to meet your service needs, but to exceed them. All the employees at Brown & Brown are
dedicated to achieving this goal and distinguishing ourselves from the competition.
This proposal is intended to give a brief overview.Higher limits may be available.Please refer to coverage forms for complete details
regarding definition of terms,exclusions and limitations.
City Boynton Bo nton Beach Brown & Brown
Hull and Protection & Indemnity
Term: April 8, 2026 to April 8, 2027
Company: Navigators Insurance Company
(Rated A+ XV by A.M Best)
Limits:
Hull & Machinery
See Attached Schedule of Vessels, Per Schedule
Protection & Indemnity
$1,000,000.00 Any One Accident or Occurrence Combined Single Limit
Deductibles:
Hull & Machinery
See Attached Schedule of Vessels, Per Schedule
Protection & Indemnity
$2,500.00 Any One Accident or Occurrence
Subiectivities:
• Condition and valuation survey for the $403,294 valued vessel.
Notes of Importance:
• All limits and deductibles inclusive of defense costs and legal fees
• Minimum earned premium is 25%.
• Policy Fees are fully earned.
• No flat cancellations.
• TRIA is optional.
This proposal is intended to give a brief overview.Higher limits may be available.Please refer to coverage forms for complete details
regarding definition of terms,exclusions and limitations.
City Boynton Bo nton Beach % Brown & Brown
Hull and Protection & Indemnity
Forms & Endorsements include, but not limited to:
Conditions:
Schedule of Vessels
AIMU Chemical, Biological, Bio-chemical and Electromagnetic Exclusion Clause
AIMU Extended Radioactive Exclusion with U.S.A Endorsement
Economic Sanctions Limitation and Exclusion Clause
Employment Practices Liability Exclusion
Health Hazard (Specific) Endorsement
Absolute Terrorism Exclusion
AIMU Communicable Disease Exclusion
Automatic Acquisition Clause
Institute Cyber Attack Exclusion (10 11 03)
Seaworthiness Warranty
Mold, Mildew and Fungus Exclusion Endorsement
Nuclear Energy Liability Exclusion (Broad Form)
Punitive Damages Exclusion
Hull & Machinery:
AIMU Deliberate Damage- Pollution Hazard (Hull) 6Z-4 (February 1, 1976)
Hull Clauses (September 29, 2009)
Land Transportation/Trailer All Risks
S.R. & C. C. Hull Clauses (September 8, 1959)
Hull & Machinery — Collision Exclusion
Personal Effects Coverage
Personal Property On Board Vessels
Protection & Indemnity:
AIMU Protection and Indemnity SP-23 (Revised 1-56)
AIMU Pollution Exclusion Clause (P & I) & Buyback Endorsement A 26 (May 9, 2011)
P&I Combined Single Limit Endorsement
Medical Payments
Crew Exclusion
This proposal is intended to give a brief overview. Higher limits may be available.Please refer to coverage forms for complete details
regarding definition of terms,exclusions and limitations.
City Boynton Bo nton Beach % Brown & Brown
Hull and Protection & Indemnity
Vessel Name Details Rale Insured Val • • «;• -
Wave Runner Vessel Type: Harbor USD 10,9 • r•
Craft/Serial Number:
VX1100A/Year Built:
2017 Nessel Flag:
United States 1
Maximum
Passengers: 0/
Maximum Crew:0
Manne Boat Vessel Type: Harbor 36 USD 500
Craft/Serial Number:
BUJ70216J607Sar
Built: 2007 Nessel
Flag: United States/
Maximum
Passengers: s
Maximum •^. .
Jet Ski Vessel Ty. • Harbor USD 7,000 USD 500
Craft/Seria mber:
U
Y :
• lag:
nited
/Maxi m
'a • I
_ jab, i • rew:0
table : 46, I ebUSD 17,000 USD 1,000
/SerialTypNumbe: Harorr:
• .6/Year Built:
t'• Nessel Flag:
• •• States I
urn
P.ssengers: 0/
Maximum Crew:0
Police t Vessel Type: Harbor USD 34,000 USD 1,000
Craft/Serial Number:
C313/Year Built:
2013 Nessel Flag:
United States/
Maximum
Passengers: 0/
Maximum Crew:0
This proposal is intended to give a brief overview. Higher limits may be available. Please refer to coverage forms for complete details
regarding definition of terms,exclusions and limitations.
City Boynton Bo nton Beach Brown & Brown
Hull and Protection & Indemnity
Vessel Name Details Rate I Insured Value I Deductible
Wave Runner Vessel Type: Harbor USD 47,000 USD 1,000
Craft/Serial Number:
L617/Year Built:
2017 Nessel Flag:
United States/
Maximum
Passengers: 0/
Maximum Crew:0
Inflatable Boat Vessel Type: Harbor U D 1,000
Craft/Serial Number:
1405/Year Built:
2006/Vessel Flag:
United States/
Maximum
Passengers: 0/
Maximum Crevij
Wave Runner Vessel Type: illtor 0 42,937 USD 1.000
Craft/Serial Number
YAMA0512D525/Y
Built: 2025 Nessel
Flag: United /
Maximum
Passenger 0/
Maximum :0
Wave Runner V USD 42,937 USD 1,000
ial u
517D 5/Year
B 25 sel
ates/
imum
P engers: 0/
Ma mum Crew:0
Wave Runner sel Type: Harbor USD 42,937 USD 1,000
aft/Serial Number:
1001425/Year
B : 2025 Nessel
ag: United States/
Maximum
Passengers: 0/
Maximum Crew: 0
This proposal is intended to give a brief overview. Higher limits may be available.Please refer to coverage forms for complete details
regarding definition of terms,exclusions and limitations.
City Boynton Bo nton Beach iii Brown & Brown
Hull and Protection & Indemnity
Vessel Name Details Rate I Insured Value I Deductible
Wave Runner Vessel Type: Harbor USD 42,937 USD 1,000
Craft/Serial Number:
YAMA0464J425/Year
Built: 2025 Nessel
Flag: United Slates I
Maximum
Passengers: 0/
Maximum Crew:0
300XXL SP AMS ES Vessel Type: Harbor U 10,000
Craft/Serial Number:
38590169/Year Built:
2025 Nessel Flag:
United States/
Maximum
Passengers: 0/
Maximum Creviiip
Jet Ski Model Ultra Vessel Type: iiiiior D 22,496 USD 1,000
310Lx S Craft/Serial Number*
KAW80406L223/Ye
Built: 2023 Nesse/
Flag: United ' /
Maximum
Passenge 0/
Maxim 6 :0
Inflatable Boat V • : USD 5,000 USD 500
' 0ral u •- .
55 N: sel
F
F . nit-. =tes/
sengers: 0/
mum Crew:0
nfla le oa I Type: Hart)or USD 5,000 USD 500
Model#A-A43 ft/Serial Number:
SA18288I405 Nesse/
• nited States/
mum
assengers: 0/
Maximum Crew:0
Inflatatb Boat 17' Vessel Type: Harbor USD 8,000 USD 500
Rescue Craft/Serial Number:
IMG5DR112K617/
Vessel Flag: United
States/Maximum
Passengers: 0 I
Maximum Crew:0
This proposal is intended to give a brief overview. Higher limits may be available. Please refer to coverage forms for complete details
regarding definition of terms,exclusions and limitations.
City Boynton Bo nton Beach iht Brown & Brown
Premium Recapitulation
Annual Premium Check Option
Accept Reject
Hull and Protection & Indemnity
Premium $16,575.00 U
Optional - TRIA $325.00
I authorize Brown & Brown to request the underwriters to bind coverage on the items
indicated above and acknowledge receipt of the Compensation and Financial Condition
Disclosure(s) provided in this proposal.
(4--?i-
(Name & Title) l
(Date)
This proposal is intended to give a brief overview.Higher limits may be available. Please refer to coverage forms for complete details
regarding definition of terms,exclusions and limitations.
City Boynton Bo nton Beach iii Brown & Brown
Notes of Importance:
1. Quotes provided in the proposal are valid until 5/9/2026.After this date terms and conditions are subject
to change by the underwriters.
2. Premiums are subject to change if all lines of coverage quoted are not bound. Premiums are subject
to 25% minimum premium upon binding.
3. Not all coverages requested may be provided in this quotation.
4. The total premium is due within 30 days of inception. Premium financing can be arranged if
needed.
5. Quote is not bound until written orders to bind are received from the insured and the Company
subsequently accepts the risk.
6. Should signed application reveal differing details/data than original application received, the entire
quote/binder is subject to revision and possible retraction.
7. Higher limits of liability may be available. Please consult with your agent.
8. This proposal is based upon exposures to loss made known to the Brown & Brown. Any changes in
exposures (i.e. new operations, new acquisitions of property or change in liability exposure) need to
be promptly reported to us in order that proper coverage may be put into place.
9. This proposal is intended to give a brief overview. Please refer to coverage agreements for
complete information regarding definition of terms, deductibles, sub-limits, restrictions and
exclusions that may apply. In the event of any differences, the policy will prevail.
This proposal is intended to give a brief overview.Higher limits may be available.Please refer to coverage forms for complete details
regarding definition of terms,exclusions and limitations.
City Boynton Bo nton Beach Brown & Brown
Retail Compensation Disclosure
In addition to the commissions or fees received by us for assistance with the placement, servicing, claims
handling, or renewal of your insurance coverages, other parties, such as excess and surplus lines brokers,
wholesale brokers, reinsurance intermediaries, underwriting managers and similar parties, some of which
may be owned in whole or in part by Brown & Brown, Inc., may also receive compensation for their role in
providing insurance products or services to you pursuant to their separate contracts with insurance or
reinsurance carriers. That compensation is derived from your premium payments. Additionally, it is
possible that we, or our corporate parents or affiliates, may receive contingent payments or allowances
from insurers based on factors which are not client-specific, such as the performance and/or size of an
overall book of business produced with an insurer. We generally do not know if such a contingent payment
will be made by a particular insurer, or the amount of any such contingent payments, until the underwriting
year is closed. That compensation is partially derived from your premium dollars, after being combined (or
"pooled") with the premium dollars of other insureds that have purchased similar types of coverage. We
may also receive invitations to programs sponsored and paid for by insurance carriers to inform brokers
regarding their products and services, including possible participation in company-sponsored events such
as trips, seminars, and advisory council meetings, based upon the total volume of business placed with
the carrier you select. We may, on occasion, receive loans or credit from insurance companies.
Additionally, in the ordinary course of our business, we may receive and retain interest on premiums you
pay from the date we receive them until the date of premiums are remitted to the insurance company or
intermediary. In the event that we assist with placement and other details of arranging for the financing of
your insurance premium, we may also receive a fee from the premium finance company.
If an intermediary is utilized in the placement of coverage, the intermediary may or may not be owned in
whole or part by Brown & Brown, Inc. or its subsidiaries. Brown & Brown entities operate independently
and are not required to utilize other companies owned by Brown & Brown, Inc., but routinely do so. In
addition to providing access to the insurance company, the Wholesale Insurance Broker/Managing
General Agent may provide additional services including, but not limited to: underwriting; loss control; risk
placement; coverage review; claims coordination with insurance company; and policy issuance.
Compensation paid for those services is derived from your premium payment, which may on average be
15% of the premium you pay for coverage, and may include additional fees charged by the intermediary.
Questions and Information Requests. Should you have any questions, or require additional information,
please contact this office at (386) 252-6176 or, if you prefer, submit your question or request online at
http://www.bbinsurance.com/customerinauiry/.
This proposal is intended to give a brief overview.Higher limits may be available. Please refer to coverage forms for complete details
regarding definition of terms,exclusions and limitations.
City Boynton Bo nton Beach % Brown & Brown
Guide to Bests Ratings
Best Category Rating I Description I
Secure A++ Superior
Secure A+ Superior
Secure A Excellent
Secure A- Excellent
Secure B++ Very Good
Secure B+ Very Good
Vulnerable B Fair
Vulnerable B- Fair
Vulnerable C++ Marginal
Vulnerable C+ Marginal
Vulnerable C Weak
Vulnerable C- Weak
Vulnerable D Poor
Vulnerable E Under Regulatory Supervision
Vulnerable F In Liquidation
Vulnerable S Rating Suspended
Not Rated NR-1 Insufficient Data
Not Rated NR-2 Insufficient Size and/or operating experience
Not Rated NR-3 Rating Procedure Inapplicable
Not Rated NR-4 Company Request
Not Rated NR-5 Not Formally Followed
Rating Modifier u Under Review
Rating Modifier q Qualified
Affiliation Code g Group
Affiliation Code p Pooled
Affiliation Code r Reinsured
Guide to Best's Financial Size Categories
Reflects size of I Less than $1,000,000
insurance company II $1,000,000 - $2,000,000
based on their III $2,000,000 - $5,000,000
capital, surplus IV $5,000,000 - $10,000,000
and conditional V $10,000,000 - $25,000,000
reserve funds in VI $25,000,000 - $50,000,000
U.S. dollars. VII $50,000,000 -$100,000,000
VIII $100,000,000 -$250,000,000
IX $250,000,000-$500,000,000
X $500,000,000 - $750,000,000
XI $750,000,000 - $1,000,000,000
XII $1,000,000,000 - $1,250,000,000
XIII $1,250,000,000 - $1,500,000,000
XIV $1,500,000,000 - $2,000,000,000
XV Greater than $2,000,000,000
Brown & Brown always strives to place your coverage with highly secure insurance companies. We cannot,
however, guarantee the financial stability of any carrier.
This proposal is intended to give a brief overview. Higher limits may be available. Please refer to coverage forms for complete details
regarding definition of terms,exclusions and limitations.
POLICYHOLDER DISCLOSURE
NOTICE OF TERRORISM
INSURANCE COVERAGE
You are hereby notified that under the Terrorism Risk Insurance Act,as amended,you have a right to purchase insurance coverage for
losses resulting from acts of terrorism,as defined in Section 102(1)of the Act:The term"act of terrorism"means any act that is
certified by the Secretary of the Treasury—in consultation with the Secretary of Homeland Security,and the Attorney General of the
United States—to be an act of terrorism;to be a violent act or an act that is dangerous to human life,property,or infrastructure;to
have resulted in damage within the United States,or outside the United States in the case of certain air carriers or vessels or the
premises of a United States mission;and to have been committed by an individual or individuals as part of an effort to coerce the
civilian population of the United States or to influence the policy or affect the conduct of the United States Government by coercion.
YOU SHOULD KNOW THAT WHERE COVERAGE IS PROVIDED BY THIS POLICY FOR LOSSES RESULTING FROM
CERTIFIED ACTS OF TERRORISM, SUCH LOSSES MAY BE PARTIALLY REIMBURSED BY THE UNITED STATES
GOVERNMENT UNDER A FORMULA ESTABLISHED BY FEDERAL LAW. HOWEVER,YOUR POLICY MAY CONTAIN
OTHER EXCLUSIONS WHICH MIGHT AFFECT YOUR COVERAGE, SUCH AS AN EXCLUSION FOR NUCLEAR EVENTS
OR COVERAGES YOU REJECTED IN THE UNDERLYING INSURANCE.UNDER THE FORMULA,THE UNITED STATES
GOVERNMENT GENERALLY REIMBURSES 85%THROUGH 2015;84%BEGINNING ON JANUARY 1, 2016; 83%
BEGINNING ON JANUARY 1,2017;82%BEGINNING ON JANUARY I,2018;81%BEGINNING ON JANUARY 1,2019 and
80%BEGINNING ON JANUARY 1, 2020 OF COVERED TERRORISM LOSSES EXCEEDING THE STATUTORILY
ESTABLISHED DEDUCTIBLE PAID BY THE INSURANCE COMPANY PROVIDING THE COVERAGE.THE PREMIUM
CHARGED FOR THIS COVERAGE IS PROVIDED BELOW AND DOES NOT INCLUDE ANY CHARGES FOR THE PORTION
OF LOSS THAT MAY BE COVERED BY THE FEDERAL GOVERNMENT UNDER THE ACT.
YOU SHOULD ALSO KNOW THAT THE TERRORISM RISK INSURANCE ACT,AS AMENDED, CONTAINS A $100
BILLION CAP THAT LIMITS U.S.GOVERNMENT REIMBURSEMENT AS WELL AS INSURERS' LIABILITY FOR LOSSES
RESULTING FROM CERTIFIED ACTS OF TERRORISM WHEN THE AMOUNT OF SUCH LOSSES IN ANY ONE
CALENDAR YEAR EXCEEDS$100 BILLION.IF THE AGGREGATE INSURED LOSSES FOR ALL INSURERS EXCEED$100
BILLION,YOUR COVERAGE MAY BE REDUCED.
Acceptance or Rejection of Terrorism Insurance Coverage
1 hereby elect to purchase terrorism coverage for a prospective premium of $325.00
V' I hereby decline to purchase terrorism coverage for certified acts of terrorism.I understand that I will have no
coverage for losses resulting from certified acts of terrorism.
Policy • • : •• Insurance Company
11111
'not Name Policy Number
Date
NAV-ML-TERRD(01/15)
Contains copyrighted material of the National Association of Insurance Commissioners