R94-154RESOLUTION NO. R94-/~-~
A RESOLUTION OF THE CITY COMMISSION OF
THE CITY OF BOYNTON BEACH, FLORIDA,
AUTHORIZING AND DIRECTING THE MAYOR AND
CITY CLERKTO EXECUTE A SERVICE AGREEMENT
BETWEEN THE CITY OF BOYNTON BEACH AND
INSURANCE SERVICING & ADJUSTING COMPANY,
(ISAC) PROVIDING FOR CLAIM MANAGEMENT
SERVICES FOR THE CITY'S WORKERS'
COMPENSATION RISKS; AND PROVIDING ~AN
EFFECTIVE DATE.
WHEREAS, the City has previously entered into an Agreement
with Insurance Servicing & Adjusting Company (ISAC), which
Agreement which provides claims management service for the City's
Workers' Compensation risks and also provides specific services in
connection with such claims, which Agreement expires October 1,
1994; and
WHEREAS, upon recommendation of staff, the City Commission
deems it to be in the best interests of the citizens and residents
of the City of Boynton Beach to renew said Agreement for a term
commencing October 1, 1994 through September 30, 1997.
NOW, TN~REFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE
CITY OF BOYNTON BEACH, FLORIDA THAT:
~ The City Commmssion hereby authormzes and
directs the Mayor and City Clerk to execute a Service Agreement
between the City of Boynton Beach and Insurance Servicing &
Adjusting Company (ISAC) for a term commencing October 1. 1994. to
expire September 30. 1994. a copy of said Agreement being attached
hereto as Exhibit "A"
~ This Resolution shall take effect immediately
upon passage.
PASSED AND ADOPTED this ~ day of September, 1994.
ATTEST:
Ci~ Clerk ~-~
CITf~ OF BOY. TON BE~ACH. FLORIDA
Aut~h. S ig
9/15/96
S~RVICE AGREEMENT
THIS AGREEMENT is entered into this day of , 1993, by
and between INSURANCE SERVICING & ADJUSTING COMPANY, a Florida corporation,
hereinafter referred to as "ISAC", and THE CITY OF BOYNTON BEACH hereinafter
referred to as "THE CITY"
I. RECITALS
Ao
THE CITY wishes to retain the services of ISAC to provide claims
Management services for it's Workers' Compensation risks and desires
to have ISAC provide specific services in connection with such claims
program.
Be
ISAC is willing to provide such services on the terms and conditions
hereinafter stated.
This Agreement shall be effective for a period of THREE ( 3 ) year(s) from
OCTOBER 1, 1994 through SEPTEMBER 30, 1997 and shall remain in full force and
effect except as amended or terminated as hereinafter provided.
III. CANCELLATION
Either Party shall have the right to terminate the Agreement by giving to the
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other Party written notice of'such termination at least Ninety (90) days in
advance. THE CITY'S failure to pay the ISAC service fee as provided in Item IV,
Section B of this Agreement shall be construed as a breach of the Agreement and
and, in such event, ISAC shall have the right to terminate the Agreement by
giving THE CITY ten (10) days' written notice of its intention to terminate.
Upon termination of this Agreement, neither Party shall have any furthe~-~
responsibility or obligation hereunder except as provided in Item'IV, Section ....
of this Agreement.
IV. AGREEMENT
A. Services to be Performed bv ISAC. ISAC agrees to ~erform the following
serv~ces~
1. With regard to CLAIMS ADMINISTRATION, ISAC shall:
a. Review all claim and loss reports submitted by THE CITY
to ISAC during the term of this Agreement and process eacb--~
submitted claim or loss repor~ in accordance with administrativ.
not~fication requirements.
b. Conduct an investigation of each reported claim or loss under
subparagraph "a" above (hereinafter referred to as a "qualified
claim or loss") to the extent deemed necessary by ISAC in the
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performance of its obligations hereunder.
Maintain a file for each qualified claim or loss which shall be
available for review by THE CITY at any reasonable time.
Adjust, settle or resist all qualifying claims or losses arising
therefrom within the stated discretionary settlement authority
limit and, with specific prior approval of THE CITY, adjust,
settle or resist all other qualifying claims and losses
resulting therefrom in excess of the discretionary settlement
authority limit.
Perform reasonable and necessary administrative and clerical
work in connection with each qualified claim or loss, including
the preparation of checks or vouchers, compromises,
agreements and any other documents to finalize a claim.
f. Recommend claim reserves and provide a continuous review and
updating of these to reflect changes.
g. ISAC will assist THE CITY in arranging a loss and
expense payment account as set out in Section B, Paragraph 2.
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h. Notify THE CITY, THE CITY'S representative or excess insurers,
as determined by THE CITY, of all qualified claims or losses
with respect to which potential losses may exceed THE CITY'S
retention and, if requested, provide such parties with necessary
information on the current status of those claims or losses.
i. Coordinate investigations on litigated claims' with attorne'
approved by THE CITY and with adjusters and attorneys
of the excess insurance carrier as required. This
includes the negotiation of settlements and preparation of
subrogation and contribution actions. It is expressly
understood by the Parties to this Agreement that all legal
costs and loss payments will be charged to THE CITY'S
Loss Fund. Nothing herein shall constitute the grant of
authority to ISAC to retain or otherwise direct legal counsel or
to incur any legal fees without prior written consent from THE
CITY.
j. All claims will be reviewed by ISAC's staff at no additions
cost to THE CITY.
k. ISAC will furnish to THE CITY a standard set of loss
and information reports showing detail and summary loss
information no later than 30 working days following the close
of the month.
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A copy of said loss and information reports shall be provided to
the City Attorney.
1. Additional optional and ad hoc information and analysis reports
and services can be provided on a time and expense basis, as
mutually agreed upon by ISAC and THE CITY.
m. Provide narrative or analytical reports of major or litigated
claims, if requested by THE CITY.
n. Provide claim forms and other forms believed by ISAC to be
appropriate for the efficient administration of THE CITY
program.
o. Investigate and pursue all subrogation possibilities on behalf
of THE CITY in all states permitting subrogration.
Funds received from all subrogation collections shall be
considered revenue of THE CITY.
Provide all ~ersonnel necessary to effectively perform the
services agreed to herein.
2. With regard to WORKERS, COMPENSATION and MEDICAL CONTROL, ISAC
shall~
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a. Arrange for independent medical or other experts to the extent
deemed necessary by ISAC in connection with processing any
qualified claim or loss.
Pay medical and death benefits, temporary and
permanent disability compensation and other losses and expens~
but only if in the judgment of ISAC, such Payment would b~
prudent for THE CITY andthe anticipated amount thereof does
not exceed the stated settlement authority or, in any case,
THE CITY specifically approves or directs such action.
c. Assist in THE CITY'S selection of a panel of
physicians or other providers of health care to initially treat
employees and a panel of medical specialists to provide
long-term or specialty'care.
d. Consult with THE CITY in order to develop
using any medical facility more effectively.
ways
e. Monitor the treatment programs recommended for employees by
physicians, specialists and other health care providers by
reviewing all medical reports so prepared and by maintaining
such contact with these providers as may be appropriate in the
judgment of ISAC.
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of
f. As THE CITY directs, assist in interpreting medical
to consider the circumstances under which an
employee who desires to do so could return to work in
shortest period of time.
reports
injured
the
g. Assist THE CITY in arranging for rehabilitation or
retraining of employees in appropriate cases; charges for these
programs shall be considered allocated expense and charged to
THE CITY.
3. With regard to PROGRAM DEVELOPMENT, ISAC shall, to the extent
appropriate:'-
a. Consult with key personnel of THE CITY on the
establishment and coordination of necessary procedures and
practices to meet any applicable state requirements and the
needs of THE CITY.
b. Participate in the orientation of THE CITY'S personnel
who are directly or indirectly involved in the processing of
qualified claims or losses.
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c. Review the development of THE CITY'S program periodically with
representatives of THE CITY in order to identify problems and
recommend corrective action.
B. Obliqations of THE CITY.
1. THE CITY shall pay ISAC on a per claim basis for all claims
follows=
October it 1994 to SePtember 30. 199S
The sum of EIGHTY FIVE DOLLARS ($85.00) for MEDICAL ONLY claims
and the sum of TWO HUNDRED.AND NINETY FIVE DOLLARS ($295.00) for
LOST TIME claims.
October 1, 1995 to September 30. 1996
The sum of NINETY DOLLARS (990.00) for MEDICAL ONLY claims and
the sum of THREE HUNDRED AND TEN DOLLARS (S310.00) for LOST
TIME claims.
October 1. 1996 to September 30. 1997
The sum of NINETY FIVE DOLLARS ($95.00) for MEDICAL ONLY claims
and the sum of THREE,HUNDRED AND TEN DOLLARS (S310.00) for LOST
TIME claims.
Said fees are to be billed monthly by ISAC and paid by THE CITY
by the 15th of each month.
2. THE CITY shall at all times provide funds adequate for the
payment of qualified claims or losses and of allocated loss
expensea. For this purpose, allocated loss expenses shall mean all
costs, charges or expenses of third parties incurred by ISAC, its
agents or its employees, which are properly chargeable to a
qualified claim or loss including, without limitation, court costs,
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fees and expenses of attorneys, independent investigators, experts
and witnesses, and fees for obtaining diagrams, reports, documents
and photographs. Nothing herein shall constitute the grant of
authority to ISAC to retain or otherwise direct legal counsel or to
incur any legal fees without prior written consent from THE CITY.
a. THE CITY will establish procedures t° make timely
payments of loss and expense vouchers submitted by ISAC during
the course of their claims management program.
3. It is expressly understood that ISAC shall not be required to
advanc® its own funds to pay losses, allocated loss expenses or
banking charges hereunder, or to perform any services hereunder if
THE CITY fails to provide adequate funds as herein set
forth.
C. Discretionary Disbursement AuthoFity L{m{t. The limit on any
diecretionarypayment by ISAC for a qualified claim or loss, or for
allocated loss expenses, as the case may be, shall be
FIVE THOUSAND DOLLARS ( $5,000.00 ) initially'. This amount
ma~ be changed at any time by THE CITY upon written notice to
ISAC. It is agreed that ISAC shall have full authority and control in
all matters pertaining to the payment, processing, investigation and
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administration of qualified claims or losses within the limit
established by this paragraph. Failure of ISAC to settle a qualified
claim or loss within such limit, however, sh~ll not subject ISAC to
liability to any party in the event of an adverse judgment entered by
any court or the settlement of such claim or loss for an amount in
excess of such limit. No discretionary payment may be made by IS~7-~
without notice (the standard monthly re~orts shall constitute notice) t~
THE CITY'S Risk Manager. All settlements shall comply with the notice
and disclosure requirements of Chapter 69, Florida Statutes.
D. Terms of Aqreement and Cancellation.
1. In the event of cancellation of this Agreement, ISAC will handle all
files to conclusion with no additional fee to be paid by THE CITY.
a. ISAC will treat as confidential all data furnished by THE CITY
or generated aea result of the prooessing services- performed
under this Agreement and any other information so
in writing by THE CITY, and ISAC will make
effort to safeguard such information as it doeB in
its own confidential data.
designate~-~
the sam~.~
protecting
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b. ISAC reserves the right to gather and utilize, as it sees fit,
statistical information from the data base~ provided, however,
that THE CITY'S name and proprietary and/or
confidential data are adequately protected and not disclosed.
E. Practice of Law. It is understood and agreed that ISAC will not
perform, and THE CITY will not request performance of, any
services which may constitute the unauthorized practice of law.
F. Indemnification. ISAC shall be fully responsible for exercising
reasonable care at all times in the performance of its obligations
hereunder. However, if ISAC is named as a party to any litigation
because of its actions, except actions alleging gross negligence or
willful conduct by the named ISAC employees, on behalf of THE CITY
hereunder, THE CITY agrees to defend ISAC in any such litigation if
no allegation is made that ISAC failed to exercise such reasonable
care, and to hold harmless and indemnify ISAC if no finding is
entered to the effect that ISAC failed to exercise such reasonable
care. ISAC shall hold THE CITY harmless and indemnify THE CITY for any
loss to THE CITY resulting from fraud or collusion by any ISAC employee
in the payment of any claim or charge.
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G. Any notice required to be given under this Agreement shall be
Notices.
sent by certified mail to the following in the case of ISAC:
Mr. Joseph P. McCurdy
Insurance Servicing & Adjusting Company
9690 Doral Boulevard (NW 41st Street)
Miami, FL 33178
and to the following in the case of THE CITY OF BOYNTON BEACH
Mr. Wilfred Hawkins
The City of Boynton Beach
100 East Boynton Beach Boulevard
Eoynton Beach, FL 33425
Successors. This Agreement shall be binding upon and shall inure to the
benefits of all assigns, transferees and successors in the interest of
any kind of the Parties hereto.
Entire Aareement and Mo~{~ication or a~,,~m.~. This Agreemen
represents the entire and exclusive statement of the agreement of the
Par~ies and, except as otherwise provided in Item IV, Section C, may be
modified or amended only by a written statement signed by both Parties.
Such mo~ification or amendment shall be attached to, and shall thereupon
become a part of this Agreement.
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J. Headin=s. Headings herein are for convenience of reference only and
shall not be considered £n any interpretation of this Agreement.
K. Independent Contractor. It is understood and agreed that ISAC is
engaged to perform services under this Agreement as an independent
contractor and not as an agent of THE CITY . The Parties
hereto agreed that neither Party has any relationship with, or
contractual liability to, the other with respect to the subject matter
of this Agreement, other than as set forth herein.
IN WITNESS WHEREOF, the Parties hereto have caused this Agreement to be executed
on the day and date first above written.
B~s~IN~URAN~ SERVICING & ADJUBTING COMPANY
Thomas A. Williams
Title: SBNXOR VZ~ PBSXD~
TH~ CITY OF BOYNTON BEAC~
Edward Harmening
T£tle: M~YOR
bbagree
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