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R13-0721 2 3 4 5 6 7 8 9 10 11 12 13 14 15 RESOLUTION NO. R13 -072 A RESOLUTION OF THE CITY COMMISSION OF THE CITY OF BOYNTON BEACH, FLORIDA, APPROVING THE SUBORDINATION OF THE CITY'S MORTGAGE WITH JAMES HANNIGAN AND KAREN HANNIGAN IN FAVOR OF RESIDENTIAL FINANCE CORPORATION; AUTHORIZING THE CITY MANAGER TO EXECUTE THE SUBORDINATION AGREEMENT BY THE CITY OF BOYNTON BEACH IN FAVOR OF RESIDENTIAL FINANCE CORPORATION; AND PROVIDING AN EFFECTIVE DATE. WHEREAS, upon recommendation of staff, the City Commission has determined 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 that it is in the best interests of the residents of the City to authorize the City Manager to execute a Subordination Agreement in favor of Residential Finance Corporation for James Hannigan and Karen Hannigan. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION OF THE CITY OF BOYNTON BEACH, FLORIDA, THAT: Section 1. The foregoing "Whereas" clauses are hereby ratified and confirmed as being true and correct and are hereby made a specific part of this Resolution upon adoption II hereof. Section 2. The City Commission of the City of Boynton Beach, Florida does hereby approve the request for subordination of the City's Mortgages and authorize the City Manager to execute the Subordination Agreement for James Hannigan and Karen Hannigan in favor of Residential Finance Corporation, a copy of which is attached hereto as Exhibit 1� Section 3. This Resolution shall become effective immediately upon passage. 1' 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 30 31 PASSED AND ADOPTED this 6 1 day of August, 2013. ATTEST: t M. Prainito, MMC ity Clerk (Corporate Seal) CITY OF BOYNTON BEACH, FLORIDA Mgqr —Jerry aylor / v' e M yor — Woo row L. Hay Commi stoner — _David T. rker i Cpm f itzpdric missi c er — hael M A Coknmissioner — Joe Casello This Instrument Prepared by: Stacey R. Weinger, Esquire GOREN, CHEROF, DOODY AND EZROL, P.A. 3099 East Commercial Boulevard, Suite 200 Fort Lauderdale, Florida 33308 SUBORDINATION AGREEMENT THIS SUBORDINATION AGREEMENT (the "Agreement") is made this day of August, 2013 by the City of Boynton Beach, a Florida municipal corporation, (the "CITY ") in favor of Residential Finance Corporation ( "Residential "). WITNESSETH: WHEREAS, the CITY is the owner and holder of that certain promissory note and mortgage in the original principal amount of Twenty Nine Thousand and 00 /100 Dollars ($29,000.00), executed on July 8, 2008, which Mortgage was recorded on July 14, 2008 in Official Records Book 22754, Page 0939 of the Public Records of Palm Beach County, Florida (hereinafter referred to as the "Mortgage ") by James Hannigan and Karen Hannigan, husband and wife (collectively referred to as the "Mortgagors "), and WHEREAS, Mortgagors are the owners in fee simple of the following described real property (the "Property"), which Property is encumbered by the Mortgage: Lot 13, Block 79, PLAT OF SEVENTH SECTION P ALMBEACH LEISURE VILLE, according to the Plat thereof, as recorded in Plat Book 29, Page 145 of the Public Records of Palm Beach County, Florida. Parcel Control No. 08- 43- 45 -29 -12 -079 -0130 WHEREAS, Residential has agreed to refinance the Mortgagors loan, and grant a mortgage loan to the Mortgagors in the amount of $103,426.00 to be secured by a first mortgage encumbering the Property (hereinafter the "New Mortgage "), provided that the CITY's Mortgage, currently in second position, is subordinated to the New Mortgage; THEREFORE, in consideration of the sum of Ten Dollars and 00 /100 ($10.00) and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the CITY hereby represents, covenants and agrees as follows: The foregoing recitals are true and correct and incorporated herein as if set forth in full. 2. The Mortgage has not been assigned, pledged or transferred in any manner whatsoever other than as set forth above. The Mortgage is and shall be subject, subordinate, junior and inferior to the New Mortgage in the principal amount of $103,426.00 given by Mortgagors to Residential, of even date and simultaneously recorded herewith in the Public Records of Palm Beach County, Florida. This subordination is only to the extent of the $103,426.00 loan and does not apply to any addition or future advances which may be made under the New Mortgage. 4. This Agreement shall bind and inure to the benefit of the parties hereto, their respective heirs, successors and/or assigns. IN WITNESS WHEREOF the undersigned has duly executed this Agreement on August , ' 20 13. Signed, sealed and delivered in the presence of. The foregoing instrument was acknowledged before me on this 0 day of August, 2013 by Lori F,aVerriere I Citv Mana I er of the Ci A of B;;nton Beach, • behalf • the CITY who- is- either OUkAkj�LULj A)MCUk P'%np!%, CMERINECHERRY-GUBM9W MY COMMISSION # EE 207630 NOTARY PUBLIC+ —111V EXPIRES: June 12, 2016 DoMed Thrq Up t Ngmy a®® 2 of 2 STATE OF FLORIDA COT-16TY OF P4L1fiW1rC":P---