LEGAL APPROVAL
---'-"'.'"
; 1?t&ulOlZ/> Id.t\LESAc:,.. - V~J2JJ'
South Florida \Vater Management District
3301 Gun Club Road, West Palm Beach, Florida 33406' (407) 686-8800. FL WATS 1-800-432-2045
CON 24-06-04
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December 20, 1995
ill
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Mr. Walter Morgan, Trustee
315 NE 3rd Ave,
Suite 200
Ft. Lauderdale, FL 33301
ENVIRONMENTII,L R[SOUf~CFS
!:1r.~.I~GI.1\~ !'In_ .__..... ._'_
Dear IvJr. t-Iorgan:
NOTICE OF VIOLATION
~ rn @ ~;, W,S ffi ~
PLANNING AND fJ;:,.,
ZONING DQlT. . I
Subject: Alteration of Wetlands and
Construction of IIWorksll in an IIImpoundmentll
Boynton Beach Property off Congress
Sec. 31, T4SS, R43E, Palm Beach County
Recent field inspection by District staff indicates that you have
violated Section 373.413, Florida Statutes (FS), and Rule 40E-
4.041, Florida Administrative Code (FAC), for construction of
"works" in an "impoundment", as defined in Section 373.403, FS, and
alteration of a wetland, as defined in Sections 373.016(17), FS,
and 40E-4.021(38), FAC, without a permit authorization from the
South Florida Water Management District. The "works" and
alteration on this project include, but are not limited to, de-
mucking, clearing and lake excavation.
As a result of this violation, the District will seek civil
penalties, recovery of staff investigative costs and wetland
restoration and/or mitigatior.. The specific terms for resolution
of this violation will be forwarded to you under separate cover
upon completion of the District's investigation to determine the
extent of adverse impacts to the water resource. Please be advised
that the District is authorized under Section 373.129, FS, to seek
civil penalties of up to Ten Thousand Dollars ($10,000.00) per
offense, per day and to recover costs such as staff investigative
time and attorney fees. Furthermore, should you continue to
violate Sections 373.413, FS, and 40E-4.041, FAC, this District
will take immediate action to mandate compliance.
RECEIVED
DEe 2 1 1995
Go~'erning Board'
Valerie Bm'd, Chairman
Frank \Vilii,lmsol1, Jr., Vice Chairman
\\'illiam E. Grah,lll1
\Villiam Hammond
Bets\' Krant
Richard A. Machek
Eugene K, Pettis
Nathaniel p, Reed
Miriam Singer
LANO DEVELOPI\1Er-,IT
PALM ,BEACH CO\.Jhl'N
Samuel E, Poole III, Executive DIrector
Michael Slayton, Deputy Executive Director
'l,ilinf'T A,rl(trf'<<: P n F,,",' ')4fiRn \Vf'<t P"lm Rf'orh ~T \\41 fi-4hRn
Mr. Morgan
December 20, 1995
Page 2
Please contact this office within seven (7) days regarding your
intentions in this matter. If you have any questions, please
contact Louise Bos, ext. 6733 at this office. Your attention and
cooperation in s m ter is appreciated.
ith, Supervising Professional
Enf cement Section
Field Engineering Division
RS/LB/cm
CERTIFIED MAIL NOw Z 028 128 552
c: Mr. J. Fumero, SFWMD, Office of Counsel
D's & D's Trucks and Machinery, Inc.
Palm Beach County Engineer
Florida Department of Environmental Protection
Environmental Protection Agency, Atlanta District
United States Army Corps of Engineers, Jacksonville District
""t.'_'~
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lIl) DEe 2 7 1995
(1'/,10. IICIIL 2ft- /1'- r
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MEMORANDUM E:w. a.- . C
~CcIdrd
ENV~~~ENTAL RESOURCEJo Meyer Supervising Prof Field Engineering Di'MW.'lr-'" DB
.a. 'MM~AGEMENT , ., .fa
t6 fd. CIl>>""
David W. Black, Botanist, Narural Resource ManagemGllft l)i.Jl!~
FROl\'I:
DATE:
December 22, 1995
SUBJECT:
Field Investigation Report
Palm Beach County, Approx. 18 ac. site in SE corner of S311T45/R43
BACKGROUND
At the request of field engineering staff, a site inspection was made by David Black on the
afternoon of December 14, 1995. The issue to be resolved was whether clearing and muck
removal were taking place in a wetland. The subject property is west of Congress Ave,
south of Cranbrook Lake Estates and north of a canal. An in-field tree nursery borders the
property on the west.
Earth moving equipment was present on the site, but no work was being done. There was
evidence of recent clearing in the fonn of bare muck soil extending up to the existing
vegetation line.
Based on the Palm Beach County soil survey, the property extends west from an area of
Basinger fme sand into what was once a north-south oriented marsh. The eastern part of the
property is on Basinger fme sand, but the central part is on Okeelanta muck and the western
part is on Terra Ceia muck, In its narural state, Basinger fme sand is poorly drained and
supports pines with scattered cypress and other wetland plants. In an undrained condition the
two muck soils support marshes with prolonged saruration and ponding, The three soils on
the site are all considered hydric.
The site is partially drained. Surrounding lands on similar soils have been developed. A
canal runs along the southern edge of the property. An important question for wetland
detennination on the site is whether drainage has decreased saturation and inundation to the
point that the area is no longer a wetland.
OBSERVATIONS
The sandy eastern part of the property was apparently cleared many years ago and is largely
devoid of natural vegetation. What vegetation is present, however, indicates that the sandy
soil has been effectively drained so that it does not support wetland vegetation. The following
plants were observed in the sandy area:
Abrus precatorius rosary pea (vine) exotic
Acacia auriculifonnis ear-leaf acacia UP exotic
Ampelopsis arborea pepper vine (vine)
Borreria verticellata UP exotic
Casuarina equisetafolia Australian pine FAC exotic
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P/rtM1:n:J
July 21, 1993
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Dear Mayor Harmening:
On behalf of our homeowners, the Board of Directors of The
Estates of Silverlake, thanks
you
for your understand ing
regarding our concerns about the recent proposal for rezoning
and amendment of the text of the Comprehensive Plan Future
Land Use Element, affecting the 18.69 acre land parcel to the
south side of our development.
We \-[ere gra t i f ied wi th the vote, on July 20,1993 to deny the
application for the change. We fully comply with the opinion,
expressed by the Commission, that any developer interested in
building on that parcel, should build according to the
Comprehens i ve Plan, as opposed to changing the Plan to sui t
the developer's needs.
Very truly yours,
Board of Directors, Estates of Silverlake
~ n WI m Ifni
.Q 2 3 1!I9J ~J
~JW*
Phyllis Wolfe, Secretary
2306 S.W. Cranbrook Drive · Boynton Beach, Florida 33436 · 407 n36-5756
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OFFICE OF THE CITY CLERK
MEMORANDUM
TO:
Mr. Chris Cutro
Planning & Zoning Director
DATE: May 26, 1993
FROM:
Sue Kruse
City Clerk
RE: Planning & Development Board
Mtg. of June 8, 1993
Attached is a copy of the Notice of Hearing prepared for the Loos Property
Annexation/Land Use Amendment/Rezoning/Text Amendment. This is scheduled
for the June 8, 1993 Planning & Development Board meeting.
This Notice was mailed to the applicant and property owners within 400'
on May 7, 1993. The ad will be published in the Boynton Beach News
on May 27 and June 8, 1993.
d.//j~~~
SK: sIb
attachment
cc: City Manager
RECEIVED
MAY 27
PLANNING DEPT.
NOT 1 ~ E 0 F Z 0 N I N G C H N G S,
LAN D USE A MEN D MEN T, AND ANN E X A T ION
C I T Y 0 F BOY N TON B SAC H
PUB L I C H EAR I N G S
The city of Boynton Beach proposes to rezone the property indicated
on the map below. A public hearing on this proposal will be held
before the planning and Development Board on June 8, 1993, at 7:00
P. M. at City Hall in the Commission Chambers, 100 East Boynton
Beach Boulevard, Boynton Beach, Florida. A public hearing will
also be held before the City Commission on June 15, 1993 at 7:00
P,M, or as soon thereafter as the agenda permits, at city Hall in
the Commission Chambers, 100 East Boynton Beach Boulevard, Boynton
Beach, Florida.
L
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G11'Y
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LOOS PROPERTY
LEGAL DESCRIPTION:
John T. Loos
Kieran J. Kilday/Kilday & Associates, Inc.
single-family residential development.
A 18.69 acre parcel on the west side of
Congress Ave., approximately 1/2 mile south of
Golf Rd.
Complete legal description on file in the
Planning Department, 100 East Boynton Beach
Boulevard, Boynton Beach, Florida.
PETITIONER:
AGENT:
PROPOSED:
LOCATION:
REQUEST:
REZONE:
From: AR/Agricultural Residential (County)
To: ~.~,'e::.r:;l~ Fallily Residential (City)
ALL INTERESTED PARTIES ARE NOTIFIED TO APPEAR AT SAID HEARINGS IN
PERSON OR BY ATTORNEY AND BE HEARD. ANY PERSON WHO DECIDES TO
APPEAL ANY DECISION OF THE PLANNING AND ZONING BOARD OR CITY
COMMISSION WITH RESPECT TO ANY MATTER CONSIDERED AT THESE MEETINGS
WILL NEED TO ENSURE THAT A VERBATIM RECORD OF THE PROCEEDINGS IS
MADE, WHICH RECORD INCLUDES THE TESTIMONY AND EVIDENCE UPON WHICH
THE APPEAL IS BASED.
PLEASE CALL (407) 738-7490 FOR ANY QUESTIONS REGARDING THE ABOVE
MATTERS.
PUBLISH: BOYNTON BEACH NEWS
May 27 & June 8, 1993
SUZANNE M. KRUSE
CITY CLERK
CITY OF BOYNTON BEACH
REQUEST FOR PUBLISHING
LEGAL NOTICES AND/OR LEGAL ADVERTISEMENTS
A completed copy of this routing slip must accompany any request
to have a Legal Notice or Legal Advertisement Published and must
be submitted to the Office of the City Attorney 8 working days
prior to the first publishing date requested below.
ORIGINATING DEPARTMENT:
Planninq ann 7.oning
PREPARED BY:
M. Rumpf
DATE PREPARED:
4-13-93
BRIEF DESCRIPTION OF NOTICE OR AD:
Annexation, Land Use/
rezoning, text amendment in connection with the Loos property
-applications.
SPECIAL INSTRUCTIONS AND REQUIREMENTS: (Size of Headline, Type
Size, Section Placement, Black Border, etc.)
The ad must not occupy less than 1/4 of a standard newspaper page.
Headlines must be not less than 18 pt. letter size. Place ad in
"LOCAL NEWS" section and not in the classified or legal section.
DO NOT REDUCE MAP.
SEND COPIES OF AD TO:
City Attorney, Planninq, Newspaper
NEWSPAPER(S) TO.PUBLISH:
THE NEWS
DATE(S) TO BE
PUBLISHED:
CITY CLERK WILL ESTABLISH
APPROVED BY:
(1 )
~~
(Dep rtment Head)
( 2 )
(City Attorney)
(Date)
( 3 )
(City Manager)
(Date)
RECEIVED BY CITY CLERK:
COMPLETED:
I
'.(
~ study of
THE AVAILABILITY OF FACILITIES ANALYSIS AND THE I MPAC'l' OF DEVELOPMENT:
PARKS AND RECREATION FACILITIES
LOOS PROPERTY
prepared by
planning Department, city of Boynton Beach
May 28, 1993
The following analysis of the availability of parks and recreation
facili ties throughout the was based on a current peak population of
55,350 persons (based on the Bureau of Economic and Business Research's
most current permanent population estimate of 48,144, and an estimate of
7,206 seasonal residents), and the needs analysis of parks and
recreation facilities utilized in the city's comprehensive plan. This
analysis was conducted pursuant to the requirements of FAC, chapter 9J-
il, procedural Review for Review of Local Government comprehensive plan
and Amendments.
Maximum potential Dwelling Units
projected population (136 du, 2.02 ppdu)
136
- 275
Neiahborhood parks
The subject property is located within Neighborhood park planning
Area #5. As indicated in the Recreation and open space support
Document, pg 11, Area #5 consists of residential developments that
contain private recreation areas which serve as local neighborhood
parks. For this reason, no acreage and walking distance leve] s of
service were adopted. Based upon the city's subdivision regulations and
the city's comprehensive plan, the developer of this property would also
be encouraged to provide private recreation facilities. In the event
that a fee is paid in lieu of a park and amenities, the city's congress
Avenue community Park is located within one/half mile and, once
completed, would therefore provide the necessary neighborhood recreation
facilities to this property according to proper levels of service (i.e,
1/2 mile walking distance, 2.5 acres per 1,000 persons).
District parks
Based on the standard for district parks of 2.5 acres per i,UUU
persons, and the city's current park inventory, there is currently a
surplus of over 15 acres of distriqt park space (see attached analysis).
AS also indicated by the same analysis, the potential population to be
generated by this proposed amendment will have no affect upon the
availability of district park space within the city.
Recreation Facilities
Although several recreatlon facilities have very little surplus
remaining, the subject proposal would not result in the lowering of the
level of service for any recreation facility below the adopted standards
(see attached analysis),
OTSTRT(;T PARK NF.RDS ANALSYSTS
LOS: L.~ A(;RF.S/
1000 PF.RSONS
pm7
(;urn>nt. Anfllysis
Wit.h F.xpmpt.ions
Anfllysis For
Loos Propprt.y
Currpnt Dpmflnr1:
In.L~
1.,)l.HL
l~L.~l
Cit.y Anr1 c,ounty
Supply (Within (;ity):
11 :1 .1 0
llj.10
11:1.10
Plflnnpr1 Ac:rPflgp:
1.')
1~
Sc:hool Fflci lit:ips
Wit.hin t.hp (;ity Limit.s:
1 :1 . 00
1 :1 . 00
lj.OO
Tot.flt Supp I y
Within thp (;it.y l,imit.s:
1 LO. 1 0
141.10
141.10
Dpticit(-) Or Surplus:
L.H~
-10.7L
-11.41
Ar1jflc:pnt. Supp Iy:
LO.(}O
LO. i)(1
LO.OO
Tnt.flt Dptic:it.(-)
Or Surplus:
LH.H~
l~.LH
14. ~Y
C,ompflrp
-c,urrpnt. Pp.ak Populflf'.inn (~.,):1.')O) plus pprsons
t.o bp gpnprflt.pr1 hy pxpmpt. prnjpct.s (~j7Y)- hO,72Y pprsons.
-Projpct.pr1 Populflt.ion Ot l.oos Propprt.y
(1:1(-., r1.u's mflX. ,', 2.02 pprsons ppr r1.u.)- 27~ pprsons.
-Tot.fll r1ist.ric:t. pflrk flcrPflgp flr1r1Prt sincp 4/1/H7
or plflnnpr1 (llnr1pr const.rllct.ion wit.hin 1 yr) - 1.') flcrps.
-F.xpmpt projpc:t. r1flt.fl is flS ot 4/1/Yl.
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%e City of
~oynton ~eacli
PCanning & Zoning 'lJepartment
100 'F" 'Boynton 'Beadi 'Boulevard
P,Q. 'Bo~310
'Boynton 'Betu!i, j'forida 33425-0310
(407) 738-7490, j'5U: (407) 738-7459
April 14, 1993
Mr. Marc C. Bruner
Dir. of Planning and Env. Programs
Solid Waste Authority
7501 North Jog Road
West Palm Beach, Florida 33412
RECEIVED
I,PR 1 6 1993
ENln,..,,..,
v ,,'{'....'NM n,p' \L OR
"''-'', :.", I.OG,1AMS
RE: Loos Property Land Use Amendment/Rezoning -
Availability of Solid Waste Facilities Analysis
Dear Mr. Bruner:
This office is processing a land use amendment for the above-
referenced project, which involves an 18-acre parcel located on the
west side of Congress Avenue, approximately one-half nile south of
Golf Road (Southwest 23rd Avenue).
For your information, the applicant is requesting that his property
be annexed, and reclassified from Medium Residential (County) to
Moderate Density Residential (City). Moderate Density Residential
would allow an additional two (2) dwelling units per acre maximum
on the property (Medium Residential allows 3-5 dwelling units per
acre while Moderate Density Residential allows a maximum of 7.26).
I respectively recluest a statement in writing, which verifies that
there are solid waste facilities available to provide service for
the maximum possible demand to be generated at this site. Please
provide in your analysis demand projections and capacity figures.
Since this request is to be reviewed at public hearings in June,
your response would be greatly appreciated at your earliest
convenience. If you have any questions, please call me at (407)
738-7490. Thank you.
Sincerely,
City of Boynton Beach
~~.~
Michael W. Rumpf
Senior Planner
A:LOQSLtlWA.S'TE
.52lmerica's (jateway to the (julfstream
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560 Village Blvd., Suite 315. West Palm Beach, FL 33409 · Ph: 407-471-9863. Fax: 407-689-3970
to ~ MIt, M'Kt RUMPF
Ll11 of BOYJJ10,.y 6lACH
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EN"Vl:RONHENTAL
ASSESSMENT
LOOS PROPERTY
18+ ACRE PARCEL
APRIL, 1993
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}'I," ;: II i/,'l',,'.' .. !)}'UlL I! !>, r/i/t!!1}'l' .\1.li;'~l~'L Ill<. II! ~'- {".d! ( '/n I( /\1, U'l~ l!/,"':I ('{JJ;' fnll !;r;Jl f;:' ( r,r.! j.:, U./, '/II
A. Back~round
The sub j ect property is 1 oca ted inSect i on 31, Townsh i p 45
South, Range 43 East and constitutes 18~ acres. More
spec if i ca 11 y the parce 1 is located on the West side of
Congress Avenue and North of the Lake worth Drainage District
L-28 Canal, refer to Exhibit 1 for site location map,
B, Aerial Maps
Aerial photographs (at a scale of 1" = 200') were obtained
from Palm Beach County. Historic trend shows that this parcel
of land has been encroached upon by land development
activities, A portion of the site has been used for
agricultural purposes. Refer to Exhibit 2 for reduced copies
of the aerial maps reviewed.
C. So i 1 s
The Soil Survey of Palm Beach County Area, Florida prepared by
the U.S. Soil Conservation Service identifies the soils in
this area as Basinger fine sand, Okeelanta muck, and Terria
ceia muck, Refer to Exhibit 3 for the soils data taken from
the Soil Survey of Palm Beach County Area, Florida,
D. Water Level
The Lake Worth Drainage District maintains their canal system
at 8.5' NGVD in this area.
E. Ve~etative Assessment
1, Overview
The site contains 18~ acres of land that historically was part
of a larger natural system that once contained functional
aspects of both hydric and mesic systems. These systems once
collectively contributed to a larger whole environmental
habitat system that flowed South by way of ancient corridors
into the Everglades,
Presently, the site is drained to the South by the L-28 canal
system and effectively surrounded by development to the North,
West, and South and severed to the East by Congress Avenue.
Properties of functional ity are 1 imited due to the insular
nature of the fragmented habitats contained within the site
boundaries,
-1-
Historical aspects of two upland ridges that ran parallel to
the lower depress i ona 1 areas at the center of the property
allowed development of muck and peat soils over a very long
attenuation of time and presently sti 11 maintains remnant
species attributable to this depressional topography,
Species diversity attains the largest complex in the smaller
i sol ate d de pre s s ion a 1 s w a t h t hat i s mo s t pre val en tat the
western portion of the site. Diversity is unfortunately not
limited to indigenous species, nor is it lacking in
opportunistic species which demote an element of on-going
disruptive maladies attributable to excessive drainage and the
protracted isolation period from a previous historic, larger
whole environmental system.
2. Methodology
A staggered two day assessment of the vegetational aspects of
the 18~ acre site (and adjacent natural areas) was conducted
by way of physically ground-truthing the habitats contained
within the area. An irregular bisecting trail through the
mid'-section of the property was set up fanning out to the
propert i es boundar i es (N & S) every 200 feet. Along th i s
tra i 1 spec i es, so i 1 s, and vegetat i ve cover were noted and
collectively entered in a descriptive format, Actual
photographs of the interior within the depressional area of
the site were not performed because of 1 ack of distance of
view and/or ava i 1 ab 1 e 1 i ght. A 11 cursory observat ions of
animal and/or insect populations was limited to day time
periods,
Portions of the site are further described under the fol lowing
categories: Hydric Areas, Upland Areas, and Disturbed Areas,
These areas are noted by Exhibit 4,
3. Vegetational Aspects of Hydric Areas (refer to Exhibit 4)
As noted in the overview, the site contains a low depressional
area which
prof i 1 e and
hydrologic
development.
presently supports
a supportive soi 1
propert i es once
a rel ic vegetative species
comp 1 ex , though 1 ack i ng the
attributed to this seres
Hydric species ln order of dominance:
Wax Myrtle
False willow
*Brazilian Pepper
Royal Fern
Shield Fern
Myrica cerifera
Baccharis angustifolia
Schinus tereinthifolins
Osmunda regalis
Thlypteris ~
-2-
Swamp Fern
*Fox Grape
*B1ackberry
Dahoon Ho 11 y
Elderberry
Red Bay
Saw Grass
Red Root
*Melaleuca
Peltandra
pennywort
Swamp wi llow
Buttonbush
Hempvine
Water Spider Orchid
Cabbage Palm
Spider-lily
Strangler Fig
B1echnum serrulatum
Vitro muscadine
Rubns cuneifo1ins
~ cassive
Sambucus canadensis
Persea palustris
Cladium jamaicense
Lachnanthes caroliniana
Mela1euca quinquenervia
Peltandra vir9inica
Hvdrocotvle ranuncu10ides
Salix caroliniana
Cephalanthus occidentalis
Mikania scandens
Habenaria odotopetala
Sabal palmetto
Hvmenoca11is latifolia
Ficus amrea
*Denotes exotic and/or opportunistic species within habitat
seres.
4. Summary of Hvdric Areas
As demarcated on Exh i bit 4 (aer i a 1 photograph), the hydr i c
area lies mainly between the two upland areas (on the Eastern
portion of the site and to the West of the property),
Historical hydrologic aspects are non-existing but,
topographical aspects contribute to rainfall collective basin
character i st i cs. Certa i n Key Spec i es (*) portend major sh i fts
ins i te vegetat i ve cover .. dom i nance" over past and future
events, Drainage and past agricultural clearing appears to be
the contr i butab 1 e aspect of env i ronmenta 1 sh i ft in spec i es
dominance, Schinus ~ is solidly dElveloped on both flanks
of the depressional area and mixed through the entire
depressional area of the site, Melaleuca ~ has developed
(up to 3rd generation) at interior portions of hydric
depressional areas. Continuing encroachment of these species
is likely in ever-expanding radius of existing mono-culture,
Dominance of Fox Grape (Vitis muscadine) and Blackberry (Rubus
cuneifo1 ius) in depressional area supports supposition that
the subject site is becoming hydrologically dryer and will
likely shift habitat functionality in regards to exotic and/or
opportun i st i c up 1 and spec i es deve 1 opment throughout vegetat i ve
profile in the future.
Soils within the depressional area of the site contain muck in
very sma 11 i so 1 ated bas i ns where water stands on 1 y after
hyper-ra in events. Muck so i 1 areas on the flanks of the
interior portion of depressional areas of the site have
oxidized and now support either exotic or transitional upland
aspects,
-3-
5. Vegetational Aspects of Upland Areas
As noted in the overview, the subject site contains a defined
upland area to the East of the lower topographical
depress i ona 1 area, These up 1 and areas appear to have been
cleared in the past and regrowth or recruitment of remnant
vegetation (dependent upon soils and available moisture during
re-establishment period).
upland species in order of dominance
Broomsedge
*Beggar-tick
*Fox Grape
*B1ackberry
Braken Fern
Swamp Fern
Prickly Pear Cactus
*Ceasar Weed
*Periwinkle
*Flat sedge
Torpedo Grass
Poison Ivy
*Strawberry Guava
Andropogan ~
Bidens mitis
Vitro muscadine
Rubus cuneifolius
pteridium caudatum
JDechnum serr'u 1 atum
Opumtia ~
Urena lobata
Vinca minor
Cyperns haspan
Panicum repens
Toxicodendro~ radicans
Psidium catteianum
* Denotes exotic and/or opportunistic species within habitat
seres.
6, Summary of Upland Areas
Funct i ona 1 aspects der i ved from up 1 and areas ar e 1 i m i ted
because of past site clearing which has eliminated
char acter i st i c under story and some hab i tat f eatur es . I n sma 11
zones of these cleared areas re-establishment of upland
pioneer species (Opunitia ~, B1echnum ~, pteridium
caudatum, Vitus muscadine) has occurred with spotty
populations mixed within a mosaic of opportunistic and exotic
species of varying densities,
Over-drainage of the site has had similar effects in upland
areas as has occurred in hydric soil areas with respect to
oxidized organics and a shift in successional processes
(because of deficits in available soil moisture
characteristics of mesic habitat). Overall upland system is
c i rcumscr i bed and detached from hydr i c areas, a 1 so 1 ack i ng
transitional environmental features normally found associated
with these systems.
-4-
7, Animal and Insect Species
During the cursory site investigation, species observed were
negligible with respect to diversity or frequency of
observation beyond the dominant Anopheline mosquito.
Vegetation in low areas forms a dense, tangled, almost
impenetrable sub-canopy which limits movement and
accessibility to all but small rodents and insects.
Insects
Mosquito
Fire Ant
Black Ant
Green Stinklong
Grape Leaf Skeletonizer
Tree-hole mosquito
Wood tick
Black-widow Spider
Sping-orb weaver
Amopheles ~
Solenopsis Qeminata
Monomorium minimum
Acrosternum hilare
Harrisina americana
Aedes triseriatns
Dermacentor ~
Latrodectus mactans
Gasteracantha elipsoides
Lizards
*Brown Amole
Amolis saQrei
Birds
Morning Dove
Cardinal
Zenaida macroura
Cardinalis
Mammals
*Nine banded Armadillo
Dasypns movemcinctus meXlcanns
* Denotes introduced or naturalized species.
8, Overall VeQetative Summary
Investigation and vegetative evaluation of the site indicate
that insitu habitats are relic assemblages of a once greater
env i ronmenta 1 hab i tat system that has been fragmented, and
i so 1 ated over' time by surround i ng 1 and-use changes, what
remains of habitat succession, though not halted, tends to be
significantly disrupted by exotic and opportunistic weed
development in a greater portion of all site habitats, This
occurrence portends that the subject site environmental
features increases toward a more disturbed habitat state over-
time,
-5-
,
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1. S IROADWAY
2 GRE1'NOLOS CIA
~ CEHTlitAL BLVD
~. ATUNTA AVE
$. EAST COAST AVE
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to. """,Y'lELO AD
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15 M.a.RT S1
16. S~fII11NG ST
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SOIL SURVEY (
Palm Beach County Area, Floridl
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~ ErrAtA' SO![' AND WATER
CONSERVATION DISTRICT
A-420 LAKE WORTH RD.
.~.E WORTH, FL 33461
PJj; S.6S.3418
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United States Department of Agriculture
Soil Conservation Service
in cooperation with
University of Florida
Institute of Food and Agricultural Sciences
Agricultural Experiment Stations
Soil Science Department
EXHIBIT 3
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ATTACHMENT liE"
(Environmental Assessment)
t
:(10 Vilbge Blvd., Suite 315
'1\ouJ.\ W~DAiI 9t1f;.
d..I e,ottt\lOAWV-
\Vest Palm Beach, FL)3409
Pll:-+07 -4 n -9865
ENV I RONM.EN'TAL
ASSESSMENT
LOOS PROPERTY
18+ ACRE pAR.eEL
APRIL, 1993
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A, Background
The subject property is located in Section 31, Township 45
South, Range 43 East and constitutes 18~ acres. More
specifically the parcel is located on the West side of
Congress Avenue and North of the Lake worth Drainage District
L-28 Canal, refer to Exhibit 1 for site location map.
B. Aerial Maps
.';erial photographs (at a scale of 1" = 200') wel~e obtained
from Palm Beach County. Historic trend shows that this parcel
of land has been encroached upon by land development
activities. A portion of the site has been used for
agricultural purposes. Refer to Exhibit 2 for reduced copies
of the aerial maps reviewed,
C, Soils
The Soil Survey of Palm Beach County Area, Florida prepared by
the U.S, Soil Conservation Service identifies the soils in
this area as Basinger fine sand, Okeelanta muck, and Terria
Ceia muck, Refer to Exhibit 3 for the soils data taken from
the Soil Survey of Palm Beach County Area. Florida,
D, Water Level
The Lake Worth Drainage District maintains their canal system
at 8.5' NGVD in this area.
E. Vegetative Assessment
1, Overview
The site contains 18~ acres of land that historically was part
of a larger natural system that once contained functional
aspects of both hydric and mesic systems, These systems once
col lectively contributed to a larger whole environmental
habitat system that flowed South by way of ancient corridors
into the Everglades.
Presently, the site is drained to the South by the L-28 canal
system and effectively surrounded by development to the North,
West, and South and severed to the East by Congress Avenue.
Properties of
nature of the
boundaries.
functionality are limited due to the ir,sulai-
fragmented habitats contained within the site
- 1 -
Historical aspects of two upland ridges that ran parallel to
the lower depress i ona 1 areas at the center of the property
allowed development of muck and peat soils over a very long
attenuation of time and presently still maintains remnant
species attributable to this depressional topography,
Species diversity attains the largest complex in the smaller
i so 1 ated depress i ona 1 swath that is most preva 1 ent at the
western portion of the site, Diversity is unfortunately not
limited to indigenous species, nor is it lacking in
opportun i s tic spec i es wh i ch demote an element of on- go i ng
disruptive maladies attributable to excessive drainage and the
protracted isolation period from a previous historic, larger
whole environmental system.
2. Methodology
A staggered two day assessment of the vegetational aspects of
the 18~ acre site (and adjacent natural areas) was conducted
by way of physically ground-truthing the habitats contained
within the area, An irregular bisecting trail through the
m i d'- s e c t ion 0 f the pro per t y was set up fan n i n g 0 u t tot h e
propert i es boundar i es (N & S) every 200 feet. Along th i s
tt~ ail spec i es, so i 1 s, and vegetat i ve cover were noted and
collectively entered in a descriptive format, Actual
photographs of the interior within the depressional area of
the site were not performed because of lack of distance of
view and/or available light. All cursory observations of
animal and/or insect populations was limited to day time
periods.
Portions of the site are further described under the fol lowing
categol~ies: Hydric Areas, Upland Areas, and Disturbed Areas,
These areas are noted by Exhibit 4,
3, Vegetational Aspects of Hydric Areas (refer to Exhibit 4)
As noted in the overview, the site contains a low depression31
area wh i ch
profile and
hydrologic
development.
presently supports
a .supportive soil
properties once
a relic vegetative species
complex, though lacking the
attributed to this seres
Hydric species in
order of dominance:
Wax ~1yrt 1 e
Fa 1 seW ill ow
*Brazilian Pepper
Royal Fern
Shield Fern
Myrica cerifera
Baccharis angustifolia
Schinus tereinthifolins
Osmunda regal;s
Thlypteris ~
,..,
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Swamp Fern
*Fox GI-ape
*B 1 ackber'ry
Dahoon Holly
Elderberry
Red Bay
Saw Grass
Red Root
*Melaleuca
Peltandra
pennywort
Swamp Wi llow
Buttonbush
Hempvine
Water Spider Orchid
Cabbage Palm
Spider-lily
Strangler Fig
Blechnum serrulatum
Vitro muscadine
Rubns cuneifolins
~ cassive
Sambucus canadensis
Persea palustris
Cladium iamaicense
Lachnanthes caroliniana
Melaleuca quinquenervia
Peltandra vir~inica
Hydrocotyle ranunculoides
Salix caro~iniana
Cephalanthus occidentalis
Mikania scandens
Habenaria odotopetala
Sabal palmetto
Hymenocallis latifolia
Ficus aml-ea
*Denotes exotic and/or opportunistic species within habitat
seres.
4. Summary of Hydric Areas
As demarcated on Exhibit 4 (aerial photograph), the hydt'lC
area lies mainly between the two upland areas (on the Eastern
portion of the site and to the West of the property),
Historical hydrologic aspects are non-existing but,
topographical aspects contribute to rainfall collective basin
characteristics. Certain Key Species (*) portend major shifts
in site vegetative cover "dominance" over past and future
events, Drainage and past agricultural clearing appears to be
the contributable aspect of environmental shift in species
dominance, Schinus ~ is solidly developed on both flanks
of the depressional area and mixed through the entire
depressional area of the site. Melaleuca ~ has developed
(up to 3rd generation) at interior portions of hydric
depressional areas. Continuing encroachment of these species
is likely in ever-expanding radius of existing mono-culture.
Do m i n an ceo f F 0:< G rap e (V i tis m u s cad i n e) and 8 i a c k b err 'I (R II b u ::
cuneifolius) in depressional area sUPPOt-ts SLjpposition that
the subject site is becoming hydt-ologically dt-yer- and "'1.
likely shift habitat functionality in regards to exotic and/or
opportunistic upland species development throughout vegetative
profile in the future,
Soi IS within the depressional area of the site contain muck in
very small isolated basins where water stands only after
hyper-rain events, Muck soil areas on the flanks or the
interior portion of depressional areas of the Site ha\e
oxidized and now support either exotic or tr3nsitional upla~d
a.:pect,,:,
...
-~-
5, Ve~etational Aspects of Upland Areas
As noted in the overview, the subject site contains a defined
upland area to the East of the lower topographical
depress i ona 1 area, These up 1 and areas appear to have been
cleared in the past and regrowth or recruitment of remnant
v e get at ion (d e pen den t up 0 n so i 1 san d a va i 1 a b 1 e mo i s t u red u r i n 9
re-establishment period),
upland species ln order of dominance
Broomsedge
*Beggar-tick
*Fox Grape
*Blackberry
Braken Fern
Swamp Fel~n
Prickly Pear Cactus
*Ceasar Weed
*Periwinkle
*Flat sedge
Torpedo Grass
Poison Ivy
*Strawberry Guava
Andropo~an ~
Bidens mitis
Vitro muscadine
Rubus cuneifolius
pteridium caudatum
Blechnum serrulatum
Opumtia ~
Urena lobata
Vinca minor
Cyperns haspan
Panicum repens
Toxicodendron radicans
Psidium catteianum
* Denotes exotic and/ol~ opportunistic species within habitat
seres,
6, Summary of Upland Areas
Functional aspects derived from upland al~eas are ; imited
because of past site clearing which has eliminateci
characteristic understory and 3cme habitat features. In small
zones of these cleared areas re-establishment of upland
pioneer species (Opunitia ~, Blechnum ~, pteridium
caudatum, Vitus muscadine) has occurred with spotty
populations mixed within a mosaic of opportunistic and exotic
species of varying densities,
Over-drainage of the site has had similar effects in upland
areas as has occurred in hydric soil areas with respect tc-
oxidized organics and a shift in successional processes
(because of deficits in available soil moisture
characteristics of mesic habitat), Overall upland system is
circumscribed and detached from hydric areas, also lacking
transitional environmental features normally found associated
with these systems,
-4-
7. Animal and Insect Species
During the cursory site investigation, species observed were
negligible with respect to diversity or frequency of
observation beyond the dominant Anopheline mosquito,
Vegetation in low areas forms a dense, tangled, almost
impenetrable sub-canopy which limits movement and
accessibility to all but small rodents and insects.
Insects
Mosquito
Fire Ant
Black Ant
Green Stinklong
Grape Leaf Skeletonizer
Tree-hole mosquito
Wood tick
Black-widow Spider
Sping-orb weaver
Amopheles ~
Solenopsis ~eminata
Monomorium minimum
Acrosternum hilare
Harrisina americana
Aedes triseriatns
Dermacentor ~
Latrodectus mactans
Gasteracantha elipsoides
Lizards
*Bt~own Amole
Amolis sa~rei
Birds
Morning Dove
Cardinal
Zenaida macroura
Cardinalis
Mammals
*Nine banded Armadillo
Dasypns movemcinctus meXlcanns
* Denotes introduced or naturalized species,
8. Overall Ve~etative Summary
Investigation and vegetative evaluation of the site indicate
that insitu habitats are relic assemblages of a once greater
environmental habitat system that has been fl'agmented, and
isolated over time by sUrI'ounding land-use changes, What
remains of habitat succession, though not halted, tends to be
significantly disrupted by exotic and opportunistic weed
development in a greater portion of all site habitats, This
occurrence portends that the subject site environmental
features increases toward a more disturbed habitat state o\el'-
+- '
v lme,
-5-
Hydric soils contained on site support a diversity of hydric
species which are in various stages of development existence
or decay, Overgrowth of exotic canopy species is the limiting
factor in successional expression,
F. Other Factors
We have r'eviewed data at the Palm Beach County Department of
Environmental Resource Management. The subject property is
not located on the Environmentally Sensitive Lands maps, The
property is not within any established zones (cones of
influence) around public water supply groundwater wells and
therefore would be exempt from the wellfield protection
ordinance,
G Professional Opinion/Conclusion
Historically, similar property in the adjacent area have been
developed, The site is undergoing an environmental
habitat value degradation due to :
· encroachment of exotic plant species
· oxidation of muck soils
. variation in the hydro-period
· effect of surrounding land use (development activities
including water management) and LWDD canal system
. functionally for habitat use and habitat diversity,s
very 1 imited due to exotic invasion and hydrology changes
Development activities would include site evaluations oy
various regulatory agencies and the necessity for permits,
The environmental aspects/review during permitting woule
determine the site emrironmental habitat "quality" and
"quantity" characteristics, These characteristics would then
be used in designing a water management system that would
serve this parcel as well as addressing enyironmenta~
requirements. It 1S our opinicn that alternatives are
available (i,e, on-site enhancement/ mitigation, off-site
mitigation, etc,) to al low development activities to occur on
this parcel, Specifics of development scenarios would
obviously be required as land use 5ite plans are evaluated to
ensure environmental habitat value under existing conditions
would be comparable or exceeded under a developed situation.
-6-
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SOIL SURVEY OF
Palm Beach County Area, Florida
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~ B'rA'CR sOle AND WATER
CONSERVATION DISTRICT
A-420 LAKE WORTH RD.
hM.E WORTH, FL 33461
PJ1: S.6S.3418
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United States Department of Agriculture
Soil Conservation Service
in cooperation with
University of Florida
Institute of Food and Agricultural Sciences
Agricultural Experiment Stations
Soil Science Department
L___'__~ .
EXHI BIT 3
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1 l: - I l'l' r a \ (' 1 a ) 1111l' /.: , 1: ; " : S , I ; . t': 1 J '.' . <.:' l: J . ,\: 1 .'
pGor]~- dLli!:ed. (:':<2].1. ,'rgan c ~"il. This .:3oil is ill broad,
lrcsh\Y:lter l11::rsh :nt':;s. I 'w!;;ed in thick c.eposits
of hydrophytic plant rEma. .. It h:15 the pedon des-
cribed as representatiye of the ~eries. Cnder natur:11
cD!1ditions, the soil is coyered bv \yater. or the water
table is within 10 inches of the sl1l'face for G to 12
months in most ye:1rs, except during extended dry
periods,
Included with this soil in mapping are small areas
of Pahokee, OkeeJanta, Okeechobee, and Torry soils;
and small areas of soils that haye a layel' of more
fibrous, less decomposed org:mic materia-I more than
12 inches thick within a depth of 51 inches.
The natural yegetation is sawgrass, willow, elder-
berry, scattered s\\"€et bay and cypress trees, and
undergro\\"th of fern, pickerehyeed, sedges, and '\-ater-
tolerant grasses, 2\Iost areas of this soil are in sugar-
cane, truck crops, or improyed p:lsture.
This soil is not suited to cultiyation in its nath-e
state, but if good \\"ater control is established and
maintained through a system of ditches, dikes, and
pumps, the soil is we]! suited to yegetables and sugal'-
cane, In addition to maintaining the \\"ater control
system, saturatin,g' the soil when crops are not growing
minimizes oxidntion of the organic material. Fertilizer
and lime should be applied according to crop needs.
This soil is not suited to citrus. It has manv soil
properties unfayorable for citrus. "
If intensiyely managed. this soil is well suited to
high-quality pnsture at' i111pro\"ed grasses and cloyer
mixtures, :\rajor man:lgement concerns are pro,"iding
a 'yater control s~-stem to remoye excess surface w;;ter
al1d to mnintain the le\'el of the water table, adequately
applying fertilizer and lime as required, and carefully
controlling grazing. Capability unit IIh'-13.
e On-OkeeIanta muck. This is a nearly leve], yery
poorly drain~d, organic soil that has sandy mineral
material within a depth of 40 inches, It is in large,
fresh water marshes and small, isolated depressions,
It has the pedon described as representative of the
series, Under natural conditions, the soil is covered by
water, or the water table is within 10 inches of the sur-
face for 6 to 12 months in most years, except during
extended dry periods,
Included with this soil in mapping are small areas of
Pahokee, Lauderhill, Terra Ceia, Okeechobee, Sanibe],
and Tequesta soils; and soils that have a slightly higher
fiber content and are less well-decomposed,
The natural vegetation is sa \vgrass, ferns, fireft<1o-
maidel1cane, pickerelweed, and scattered areas of \\'it
low, elderbelT~', southern bayberry, cypress, and
custard apple, Large areas are in nath'e yegetation.
Other areas are used for sugarcane, sod, and improved
pasture.
This soil is not suited to cultivation in its nath"e
state. If good water control is established and main-
tained through a system of dikes, ditches, and pumps,
it is well suited to a wide yariety of vegetables and
sugarcane. In addition to maintaining the water control
system, saturating the SQil when crops are not growing
minimizes oxidation of the organic material. Fertilizer
and lime should be applied according to crop needs,
This soil is not suited to citrus, It has many soil
properties unfavorable to citrus, and the drainage
needed for this crop would cause rapid deterioration
of the soil.
If intensh'e]y managed. this soil is well suited to high-
quality pasture of improyed grasses and clover mix-
tures, :Major management concerns are providing a
water control .<system to remove excess surface water
and to maintain the leyel of the water table, adequately
applying- ferti]izEl' ann linic :15 requiren, and carefully
controlling' grazing. Capability unit IJIw-11.
ll:l-lia;.ll1::lT lllH' ;;':11111, 1 liiS )5 ;\ 11P:il"i\' ie' L'J, j'\".';.
drained, deep: s:mdy s"iJ in IJr,1:1d gr:,s.::y s]Ol1g::,S i:, li:
eas" . part of the county. This soil has the pedon de
scriucd as representath-e of the series, The water tab,l
is within 10 inches of the surface for 2 to G months II
most years and within 10 to 30 inches for the rest 0
the year,
Included with this soil in mapping are small areas 0
l\Iyakka, Immoka]ee, Pompano, Anclote, and :r:'laci,
soils, Also included are some areas where the SOlI ha
a thin layer of organic material on t.he surfpce and.;
few places where a loamy substratum IS deep 111 the SOlI
The natural vegetation i.s 8t, Johnswort; slash pine
southern bayberry, and scattered cypress; pinelan(
three-awn blue maidencane, broomsedge bluestem, an<
low panic~ll11 grasses. Most areas of this soil are iT
nath-e vegetation or improved pasture, A few areas aI"
used for vegetables. Some large areas that were onc'
cropped have been idle for years,
Unless drained, this soil is not suited to cultivate(
crops, If drained and intensively manage.d" it is model'
ateh- well suited to vegetables. Provldmg a well
designed, constructed, and maintained water contro
system that maintains the le,-el of the water table an(
pi'oYides subsurface irrigation is a major concern 0
management. Frequent applications of fertilizer am
lime are needed,
This soil is poorly suited to citrus. Becau.se it is ir
lo\\-.h-incr positions and normally has a 11lgh watel
table" \\"~ter control is difficult. A ,,"ell-designed \\"atel
conh:ol s\-stem and bedding are needed if citrus i:
planted, and.. frequent applications of fertilizer a 1',\
needed. l\Iaintaining fertility is difrlcult because the SOl
is sandy and lo\\" in natural fertility. During dry peri
ods in:iO'ation is needed to insure good yields.
, 0
If intensh-e]y managed, this soil is well suited to im
proved pasture of grass or gra~s and c!over. "Providin.~
a \ntter control s\"Stem that IS less 1l1tensl\-e but 1:
othendse similar to that required for cultivated crops
applying fertilizer and lim~ as needed, and careful1~
controlling grazing are major management concerns
Capability unit 1V\\'-1.
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lWIarranty lBeed
(STATUTORY fORM-SECTION 689.02 f,S,)
This inslrumenl was prepared by:
J Nome Jack R, Loving, P ,A.
AddresslOl~O 13ayview Dr,. #l~ll
Fort Lauderdale, FL 33304
UJqin lltllrntnrr, Mode this
1st
day of
August
1987 , Brhurrll
MA.~GARET 13. LOOS, an unremarried widow,
of Iho County of
Broward
, Slale of
Florida
, granlor., and
JOlIN T. LOOS, a married man,
whose posl office address is P, 0, Box 292037. Fort Lluderdale. Florida 33329
..
of Iho County of 13rmvard
, Slale of
Florida
, gronlee",
mUnrnllrlq, ThaI said granlor, for and in consideration of Iho sum of ten and 00/100
($10.~0)--------------------------------------------------------------------------
Dollars,
and olher good and valuoble consideralions 10 said granlor in hond paid by said granlee, Ihe re<:eipl whereof is hereby
acknowledged, has granled, bargained and sold 10 Ihe said granlee, and granlee's heirs and assigns forever, Ihe following
described land, situalo, lying cnd being in Palin Beach County, Florida, lo-wit:
TI1e South !L-'1lf of the Southeast Ouarter of the Southeast Ouarter of Section 31,
T~vnship 45 South, Range LI.3 East: PaIn Beach Cannty, Florida.
88-023735
.. Con 300,000.00 Doc 1,650.00
~IOHN Po DUNI(lE, ClER/( - PB COUNTY, FL
" :
and said grantor does hereby fully warranl Ihe litle 10 said land, and will defend Ihe same againsl Ihe lawful claims of 011
persons whomsoever.
.. "Granlor" and "granloo" ore used for singular or plural. os conlexl requires.
Sill granlor's hand and seal Ihe Joy and yeor firsl above wrillon,
jJlfi'?t:7~~ ~~
(5001)
(Seal)
(Seal)
(5eol)
STATE.,OF FlDIUDA
COUN rY OF BRCMA..RD .
I HEREBY CERTIFY Inol on Ihis day be/ore mo, on ofljclIr duly qualified 10 lake ocknowledgmenh,
Ml\RGi\RET B. LOOS, an unrerna.rried wida.:'7
personolly oppeored
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'~:e k::e::':~ ~: ~Clm:~r~ri deicribod in 'Jrid who executod Iho foregoing inslrumenl and acknow~~~,~~~~:~~~~f:.,:~):~\~:\,., ,
.: ...~.LJJ..l' 'Z-\{), ..;~ .,. ..f";~",," . ~l
WITNESS my hand. .ond official soal in Iho County and'Slalo losl of or os aid Ihis 20th day of ~~~.r,; :;: ~'- "':J:'~~J\ ,~.\.,:.
19 88. a" J,..t' ::'.0::: :"",,:r!:~ ".!..,.-,: r..='I~~
CA/l.<.cJ. G:t.) "O.:.~I..1t~. "''';i.I~~j : ;;~!~'1
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My comminion upirul
, .~
.
roiART PUBLIC STATE OF FLORIDA
liT COIIllISSION EXP, OCT 26,1990
BOKOED IKRU GENERAL INS. U~D.
DCl.I 0." SUl'pll... II\(;, 0.1.1>60, Fl... C 131a
RECORD VERIFIED
PALM BEACH COUNTY, FLA.
JOHN 8. DUNKLE
CLERI< CIRCUIT COURT
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Vt\~. _1_1_/l1li .:.1.....,"-1"
10 l1auc ilnd to 110fd II'I? saml? 10(JI?I'Il?r wil'. ".e Il?nernellb. '.ereJilarnenl! anJ arpllrl~.
lIances tllerelo brrollging, ane/tl.e renls, issues anJ profils t'.ereof. unlo llie mor/gage~. in f(ol? slmpl(O,
flnd tlie mortgagor covenanls wil'. ".e mor/gngee ".at t'.e mor/gauor is inelef('(uibly seized of said
land in fee simple: t'lat t'.o mortgagor '.as gooJ ria,.t anJ lawful autllority 'A convey saiJ land as afon.
saiel: "'0' ".e morlgagor will ma1:e sudl furl'.er assurancrs 10 p,-,rfrel "10 fl?e simple litle to said land In 1111,
morlgagl?1? as may reasonably bl? requireJ: "."u, "Ie mortgagor '1I?rehy fully warran'" t'll? fille 10 ,aIel land
ami will JefenJ t'.e same againsl t'le lawful claims of all persons w'lomsoever: anel "lot saiJ land II fr,.
and clear of all encumbrances.
.
,:provided ~fwags, tllat If ,aiel mor'gagor ,'.all pay unlo ,old mortgagee "Ie corIa In prom".
lOry note 'Ierclnaflor .uhstanlially copieel or iJen lifi eel. to-wU:
PROMISSORY NOTE
,
$-_~9.9_._Qgg.:.QQ__________. Fort Laudo~dalo, florida, ____~':~~_t:_!!.__~___________., 19 ._~~_
FOn VALUE RECEIVED. tho undoulgned_____.JQlJt~..:1:.'__UX_&-------------------------------------
---______________________________~_____foInl1y and 8ovorally promlao(lI) lo:pay 10 Iho ardor of
MARr~ B. LeOs '
------------------------------------------------------------------------------------------------
aL2.30L!LE J 6 t.h...&lenue__Hiltoo.lmQr~.....J:1QJ:ida___ _ _ ___ ____________:.._________________
or at such olbor ~ac. CIa tho holdor ho~oof m~ dosignalo In wrIUng. I h 0 principal sum of
'11~e~_l!':!I2dred _~~~?_~ 0') L~~c.._~~g.!.9--:.99)----:::::---:::::---:::::---:i:~---:::-DoJJaT..
Prindpal &hall be payablo C1JI follow.: EL~l)].J.J;~@ty__<.~QL~~~_K];.qrlL,!:P_~___!=~__Q~_!=hiA_~
llQt~__________________________~__~__~___________________________________________________~__
------------------------------------------------------------------------------------------------
'. ....
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" In add1Uon to the above prlnclht payment.&, Intoroal at tho rale of __.6....5.%___ por cont por annum.
. compuled from tl:w...Ji.ate oLL~lt1JQ.1=_e.hall b. payable IIQD!=pJ:Y.l._~~_i;ng..Q!!~__l!.'Q!.l!=h3!fter
i' _t.he_ d1tLQLthis nQ!=~__C!1d fS!lt~~.s--E!1_eI_e~!~r _<E__th~_~~_~.Y__~~~.?~_~=._._.:.
:.InlerClI\ &hall be calculated on the, prindpal balance from time to time romainlng unpaid. AD
1 parman!. receIved, ahall b. appU&d fJ.ra1 to cunont Inlornt to tho dalo of the paymont, wIth the
:. balanc., 11 any. to. pa..t due Inlereat, 11 any. and with tho rDmalnlng balance. 11 any. 10 prlndpaL
': Prepayment PrI,,:U-ge: · .
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This.nqte may be wholly or partly prepaid at any tiIre without p~lty.'. .
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JJ -r ..lmalI ~... .. ...c oon...l..s wlW. _tbirty...c.~9J&r)"1l all_. .at_ .r .uolo ..Iault. 0.. .),01. .r 1"- -J><IU'....
dpal ba1aac. ),........s... aad lal..... CICUV..t .. 0.. elat. .r ..Iawa aloaU '....lhwlU' ~.. .... _cI ....rabl.. .. U,. .,..s.. ..
u.. MI.... eo<< o.Ie ..... wit............uo.. ,......._ Ia'...at ehaU b.cu lal.,.et b_ II.. "01. ...14 lal.naC ......... po"" .... crt doe
ra\e" J re _ ....--1 ~ aaa..... J>ClTGb1. ""- .......... aloou1d II -.-..... .ac".arr .. _nec:t ll>le .... o.r....,1I _ ... I
.......,.. _11 ., _ ,..la.II... ....10... ......., .. ..donw ... UWo aot.. la.ubr a.,... .. por all ~.. ... ""Uo<I.... boch.d.t.. . r_
-.w. a1t...r-..... n. _lo__ a.eI -......... ........". .........,__1 ~ ....J'1"O-.. ~..I _eI aotloe-., ........ .... _.....,......
.. u.b --0 ...... ~ .. --r .'"'~ .. u.. .. por.eat w1o.....t _Uo. u,......
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. om/ slloll perform, comply will. o~lCl ol,ide by l'ad. and I'I.ery ITle agreemenls. sllpulaliorls, conc/llIons and
cOI'enanls tllCreof. and of I/.is morlgane, ITwn II.is morlgage anel Ille eslale Ilerl'by crealed, sl.oll Cl'aso, ,de.
lermine and be n 1111 ami void.
jlnd tT.1' mortgagor Tlercrhy furtTlCr covenanb and agrees 10 poy promplly wTlen due ITle prlnclpal and
lnlerl'sl and oIlier sums of money provided for In said nolo and IT.II morlgage. or ('IlTler; to pay all and
singular ITle laxes, asseS$ments, levies, liabilities, obligation.!, and encumbrances of every nalure on .ald pro.
perly; 10 perml!. commit or suffer no wasle. impairmenl or delerioration of said land or lTIO Improvemenls
ITIC!recn at any time; 10 Tu.ep ITle hui/dings now or Tlereafler on ~aid land fully insured In a sum of nol leu
lTlan the . lesser of highest insurable value or $300,000,00 '
In a company or companies acc('pla[,le 10 t'le 'morlgagee. ITle policy or policies to he Tleld hy. and payable
10, said morlflagoo. and in ITI(II evenl any sum of money becomes payahle by virlue bf .uch Insuranc. Ih.
morlgagee .s'lall 'Tlave 1/1(1 righl 10 receive and apply ITlo .ame to Iho Indehledness hereby secured. aCC::Ounllng
10 Ihe morlgagor for any surplu.s; 10 pay all cosis, dlarges, and expenses, Indudlng lawyer'. fees and lIIle
.eardl(,s. reasonahly Incurred or paid by Ihe mortgageo because of tIle failure of Ihe mortgagor 10 prompll,
and fully comply will. Ille agreements, slip~lation.s. condition.s and covenants of sold nole and ITII.s morlgag..
or eitTIC.'r; 10 p,-,rform, comply wllTI and abide by cacTI and every I1le agreoments. .lipulaUon.s, condl/lon. anel
covenants sel forlTI In salel nole anel lTlts morlgage or either. In Ihe evenl Ihe mortgagor fall8 10 pay when
dlU1 any lax, assessmr.nl. Insurance premium or oilier sum of money payaMo by vlrlue o[-.sald nole andlhts
morlgago. or eilTler. Ille morlgagee may pay 11.0 samo, wilhoul waiving or affecllng Ihe opUon 10 foredon
or any olTler riglll llereunder. and all .ucTI payments .'Iall bear Inleresl from dale Ihereof 01 Ille '1Ighe.1 law-
ful 1'010 ITlen allowod by ITle law.s of IIHI Slale of Florida.
)f any sum of mon<,)' Ilereln referred 10 be nol promplly paid wllllln thirty (30) day. nexl oller
/110 .amo z,l'come.s due. or If eadl and every /110 agreomenlJ, .tipulallom. condl/lons and covenants of ,old
nolo a';d lllls morlgago. or eilllC.'r. 01'0 nol fully performoel. compliod with anel abided hy, Ihon Ihe enU,..
sum menlioned In .ald nolo. and Ihl.s morlgage, or III fI flnllre balancfl unpaid Iheroon, ,llall forlhwuh or
Ihoroafler. al 1110 opllon of IIUJ morlgogeo. hecomp and he due anel payo1,lo, any/lllng In .ald nole or he,..ln
10 ITlo conlrary nOlwu11SIandlng, Failure by Iho morlg agee 10 exercise any of Ille riuTI" or opUoru he",'n
provldrd ,11all nol conslllulo a waIver of any rlgllls or opUon. under .ald nole or Ihls morlgoge accrued or
.hor('a{l('r accruing.
In lMitness 'ltfhcreof, 1/10 .alel morluagor lias 'leN'unlo "gnpel anel 'l'oleellTIPJfI prosenb Ih.
Jay and y('ar first 01'01'0 wrl/len. .,; '.'....."..) /" . -
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..al.d an,d/.lh~..d In ,,.. p",onc. a/, (-- -' I . r /' ~
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I HEREBY CERTifY Ihll on this diY, Ix:lore me, an
oUicer duly IUlhoriud in Ihe SI2te doreuid and In Ihe County arorcl2id 10 t2kt' acknowledgments, p<"uonally IpJ>C'arTd
STATE Of FLORIDA.
COUNTY OF BRCMARD
~
JOI{N T. LOOS, a married man,
to me known to lx- the p<"non dClcrilx-d in :and who ex eculed Ihe ror..,~oing inslrumcnl .nd
lx-rore me th.t he execuled the ume,
'WITNESS my hand and offici21 teal in the County ;and St2tC' /:all .rorf'uid Ihil
".
JanUary ,
he
adlnowlcdlt~
20th
day of
A, D. 19 88.
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/d ~ A J ~. ,,~..:.>...~~:'C....;..~,:,
....u.(.~(!.?t6::!..~'2..7:?.:'.....I..\f.L.......:.:\,:.,:f '
Notary Public ~ ~ c> ,/ " ~;.-:
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t1y carrmission expires: ::.,...... .', ..' .' t .,
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ROTARY PUDlIC STATE OF FLORIDA
MY CO~"ISSION EXP. OCI 26.1990
801lOEO T/IRU GErIER^l INS, UNO.
J
'f 711; 11IJInlll'J'{.~'VJcr1~!'r~6~XiJG, p'.r..
.1 U'\1 SUITE 411. D/,YVf~W BUILDING
, "r" l0400AVVfEWORIVE
'.r'_............'.... ....1 O""\~,"'A "'l"''''''''''
RECORD VERIFIED
PALM BEACH'COUNTY, FLA.
,JOHN B. DUNKLE
.(';LERK'GJRt:;U/;r ,COUFl'T
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