R03-068*CORRECTWE RESOLUTION
RESOLUTION R03- 0(o 8
A RESOLUTION OF THE CITY COMMISSION OF THE
CITY OF BOYNTON BEACH, FLORIDA, ADOPTING
THE STATE HOUSING INITIATWES PARTNERSHIP
(SHIP) PROGRAM LOCAL HOUSING ASSISTANCE
PLAN, FOR STATE FISCAL YEARS 2003-04, 2004-05
AND 2005-06; PROVIDING AN EFFECTIVE DATE.
WHEREAS, in accordance with Florida Statutes Chapter 240, dedicated revenues
resulting from the William E. Sadowski Affordable Housing Act are distributed to
various municipalities that are "entitled" communities to assist with affordable housing
efforts; and
WHEREAS, The Plan (attached hereto and made a part hereof) was initially
established in 1997 with input from citizens directly involved in the housing industry, and
is consistent with the housing element of the City's Comprehensive Plan; and
WHEREAS, the City finds pursuant to Chapter 420.3075(6), Florida Statutes,
that 5% of the Local Housing Distribution is insufficient to adequately pay the necessary
costs of administering the Local Housing Assistance Plan, and intends to utilize the
maximum allowable distribution of 10%; and
WHEREAS, upon the recommendation of staff, the City Commission deems it to
be in the best interests of the citizens and residents of the City of Boynton Beach to adopt
the City's Local Housing Assistance Plan (LHAP) for State Fiscal Years;
NOW, THEREFORE, BE IT RESOLVED BY THE CITY COMMISSION
OF THE CITY OF BOYNTON BEACH, FLORIDA, THAT:
Section 1. The foregoing "Whereas" clauses are true and correct and are
hereby ratified and confirmed by the City Commission.
S:\CA\RESO\SHIP Housing Plan 0304-0506.doc
Section 2. The City Commission of the City of Boynton Beach, Florida,
~ereby adopts the City's Local Housing Assistance Plan (LHAP) for State Fiscal Years
~3/04 - 05/06, subject to receipt of funding.
Section 3. This Resolution shall become effective immediately upon passage.
PASSED AND ADOPTED this I~' day of April, 2003.
Commissioner
[ [,~rP~s~t scrivener' s error
S:\CA\RESO\SHIP Housing Plan 0304-0506.doc
CZTY OF BOYNTON BEACH
STATE HOUSING TNZTIATIVES PARTNERSHIP
(SHIP) PROGRAM
LOCAL HOUSZNG ASSZSTANCE PLAN
For State Fiscal Years
2003-2004, 2004-2005, and 2005-2006
City of Boynton Beach
State Housing Tnitiative Partnership (SHIP) Program
Local Housing Assistance Plan
State Fiscal Years 2003/04- 2005/06
I. PROGRAM DESCRIPTION
The City of Boynton Beach's Local Housing Assistance Plan began with the
adoption of Ordinance No. 97-11 on May 6, 1997. This program was designed to
promote and implement the goals of the State Housing Initiatives Partnership
(SHIP) Program and the City's Comprehensive Plan by producing and preserving
affordable housing. It is used citywide to increase affordable housing for very-
Iow income, Iow-income, and moderate-income households within the City. The
program helps implement the goals of the City's Community Development Block
Grant (CDBG) Consolidated Plan. This will be achieved pursuant to the SHIP
program through production, acquisition, and rehabilitation of affordable housing
using funds as provided by the SHIP Act, and will be expended in the following
manner:
Eighty seven percent (87%) of the funds will be used by the City to
implement the program in the following manner.
Purchase Assistance The City of Boynton Beach will provide GAP
financing in the form of no interest, deferred loans to eligible, qualified
households for down payment assistance, closing costs, and mortgage
interest reduction, for the purchase of a new or existing home, which
may or may not need additional rehabilitation repairs. This strategy
supports the City's Comprehensive Plan Housing Element objective of
providing increased housing opportunities for very Iow, Iow, and
moderate-income persons, as well as the Consolidated Plan objective
of assisting cost-burden to purchase homes. Funds are also loaned for
rehabilitation repairs of owner-occupied homes. The deferred payment
loan is forgivable ten percent (10%) a year for ten (10) years. In the
event the property is transferred, sold, or refinanced, or ceases to be
owner occupied within the 10 year period, the pro-rated amount of the
loan will become due and payable. This strategy will serve very-low,
Iow, and moderate-income households.
Rehabilitation/Emergency Repair - Eligible persons who own and
occupy substandard housing units may be awarded funds to renovate
such units as eligible housing. This strategy furthers the City's
Comprehensive Plan Housing Element objective of maintenance of the
existing housing stock.
Disaster IVlitigation/Recovery - SHIP funds will be used to provide
emergency repairs to income eligible households in the aftermath of a
natural disaster to address emergency housing repair needs.
The City of Boynton Beach has targeted the older more depressed area
east of ]Interstate 95, west of the FEC railroad as the area for
redevelopment where SHIP funds will be used. Eligible applicants may be
able to use these funds anywhere within the city limits.
Mobile homes and rental properties are not eligible for assistance.
However, condominiums and townhouses have been identified as those
housing units more affordable to applicants with special needs, as well as
single parents. Therefore, these units will be allowed.
The Plan covers a three (3) year period covering fiscal years, 2003-2004,
2004-2005, 2005-2006
The Three Year Housing Assistance Plan was developed from information
and suggestions solicited from local lenders, developers, realtors, and
non-profit developers of affordable housing and support services. The
following organizations were major contributors to the strategy; The
Community Financing Consortium, Inc., The Center for Technology,
Enterprise and Development, Inc. (TED Center), the Local Initiatives
Support Corporation (LISC), and a collaborative of various local lenders as
well as developers. The Plan was refined and developed with the input
received on administration, partnerships, funding limits, program
strategies, and homeowner training.
Support Services: The Local Partnership has a variety of organizations that
provide services to SHIP applicants. Boynton Beach Faith Based CDC, a
non-profit organization formed by LISC and a sub recipient of the city of
Boynton Beach's CDBG funds has began to take an aggressive roll in this
endeavor. This organization acts as a Liaison between the City and its
applicants, preparing them for home ownership with the counseling and
hand holding that is required by the applicants. The Boynton Beach Life
Care Center, another non-profit organization that provides self-sufficiency
programs, which encourages among other things, education, training, and
home ownership as one of it's priorities. The City of Boynton currently
provides rent free housing in a City owned building for the local Head
Start Program, which accommodates childcare for Iow- income residents in
the target area.
A maximum of three percent (3%) of the SHIP allocation will be available
II.
III.
during all three fiscal years for providing home ownership training and
counseling for first time homebuyers as well as owners of homes assisted
through the Local Housing Assistance Program. This will be a continuance
of the partnerships with local lenders, Consumer Credit Counseling Service
of Palm Beach County and any other provider of this service that is
identified by the City at no charge to the applicants. These funds will help
defray the cost associated with this service. The importance of post-
purchase training in the areas of budgeting and maintenance is expected
to be on going. We do anticipate paying an agency for this service.
The City has formed a very strong partnership with Consumer Credit
Counseling Service (CCCS) of Palm Beach County. We have provided
funding, as well as classroom space to CCCS for first time homebuyer
education classes. The City has also encouraged its lending partners to co-
fund these classes as well. The City has sought and encouraged the
participation of local realtors to provide services as agents for its
applicants in the purchasing process.
INTERLOCAL AGREEMENT
There is no interlocal agreement applicable.
LOCAL HOUSING PARTNERSHIPS
The City of Boynton Beach currently enjoys a successful Partnership with
local lenders, developers, Community based organizations and non-profits
in the pursuit of affordable housing opportunities. Efforts to expand this
arena have included the invitation to real estate brokers as well. Staff has
met on several occasions to solicit input from these organizations to
broaden opportunities for decent affordable housing. The Partnership will
continue to meet on a regular basis to evaluate the overall effectiveness
of the housing program to make suggestions for improvement as needed.
The City of Boynton Beach currently has a partnership with a Collaborative
of local lenders whereby it has allocated a portion of Community
Development Block Grant funds to leverage loans from lenders to provide
housing rehabilitation. This leveraging of funds help provide the
foundation of increasing the supply of affordable housing for Boynton
Beach's residents. This strategy also supplies home ownership
opportunities for very-low, Iow, and moderate-income households. These
dollars help reduce the risk that may be involved to lenders and helps add
to the equity needed to supply large dollars required to bring substandard
houses up to code. Homebuyer training is also available through local
lenders.
The Local Initiatives Support Corporation, the Community Financing
Consortium, the Palm Beach County Affordable Housing Collaborative,
Consumer Credit Counseling Services, and Homes 4 U.Com, a newly
organized non-profit, have formed a partnership to provide homebuyer
counseling in the form of a "training institute". This collaborative effort will
provide counseling to potential homebuyers to inform them of their duties
and responsibilities as homeowners and create a form of micro lending
with the use of CDBG funds for small industries for potential Iow income
homebuyers with skills that they can perform at home.
Ad valorem tax dollars are currently used to provide landscape grants, pay
permit fees that cannot be waived, rehabilitate substandard units, and
acquire land for new construction. SHiP funds will free up those ad
valorem dollars that are currently being used for rehabilitation to enable
the City to use more ad valorem dollars for land acquisition. The recent
entitlement status CDBG dollars that will be provided will be used for a
broader range of capital improvements and economic development to
further enhance the housing stock of the City, as well as provide further
economic stability of the community.
IV. STRATEGIES
Purchase Assistance Loan Program
Fiscal Years 2003-2004, 2004-2005, and 2005-2006
Activities: Assist very-low, Iow and moderate homebuyers with the
purchase of a home. This loan will provide "GAP" financing in the form of
a zero interest (0%) deferred loan for first mortgage assistance to insure
affordable monthly payments. Homes needing repairs must meet the
guidelines in the definition referenced in Title 67, Florida Administrative
Code, and Chapter 553,F.S. "Building Construction Standards." Eligible
costs under this strategy include down payment and closing costs on first
mortgage and repairs needed to make the unit habitable. Eligible
properties include newly constructed homes (built within 12 months of
closing), or existing homes, which may or may not need rehabilitation.
Rehabilitation is defined as the repairs or improvements needed for safe
and sanitary habitation, correction of substantial code violations or the
creation of living space because of overcrowding.
Fiscal Years: The strategy will be utilized during all three State
fiscal years covered by this plan, 2003 through 2006
Income Categories: Household income must not exceed 120% of
the median income figure, adjusted for family size, provided by the State.
The maximum amount of SHIP funds awarded for this strategy depends
on the family's income as follows:
Income Category
Maximum Award
*Very Low $25,000
*Low $20,000
Moderate $10,000
* An additional $10,000 may be available above purchase assistance for
necessary code relatedrepairs if necessary
The maximum ceiling includes the aggregate of SHIP awards of
rehabilitation and purchase assistance, which may be used in combination
to provide an eligible housing unit for purchase by an eligible household.
Each applicant will be responsible for a minimum of $1,500.00 towards
down payment/closing costs, and/or processing of their mortgage loan.
Applicants' income must be verified in order to certify as being eligible.
Recapture Provisions: The program will provide an interest free
deferred payment loan covering the full amount of assistance to qualified,
eligible homebuyers. The deferred payment loan is forgivable at ten
percent (10%) annually for 10 years, providing the home remains owner
occupied and honors all requirements of the deferred payment loan and
the second (subsequent) mortgage is placed on the home. If the home is
sold, transferred or refinanced prior to the 10 year period, the deferred
payment loan is recaptured at time of closing at a pro-rated sum and
returned to the City of Boynton Beach SHIP Program. In case of death of
the homeowner, the deferred payment loan would continue as long as the
new owner is income eligible under the SHIP guidelines, and resides in the
dwelling. If the new owner were not eligible, then the remaining pro-
rated sum of the loan would be due and payable.
Selection Criteria: Applicants must be income eligible with
incomes between zero and 120% of the median income as provided by
the State and adjusted to family size. They must be first time homebuyers
and purchasing within incorporated Boynton Beach, and may not currently
have assets exceeding $15,000 (gifts included in the asset calculation).
]~f the applicant has funds that exceed the $15,000.00 maximum and is
income certified, he/she must match the amount of the assistance. The
exception to this would be if the applicant has funds in a retirement fund
that can only be accessed by termination. The LTV's must be adhered to.
The applicants will be selected on a first-come, first-serve basis, and must
be certified as very-low, Iow, or moderate income as a result of third party
verifications. The potential homebuyer must be credit worthy and have
sufficient income required to obtain mortgage financing from a
participating lender, and must attend a homebuyer education course
offered by participating lenders and community based development
organizations. The applicant must not own any other residence unless it
is being replaced with the construction of a new home through the SHIP
Program.
Emergency Repair/Rehabilitation Deferred Loan
Fiscal Years: 2003-2004, 2004-2005, and 2005-2006
Activities: The City of Boynton Beach passed a Community Appearance
Code Ordinance in 1996. The result of stepped-up code enforcement has
made rehabilitation a cost burden for many very-low, Iow, and moderate-
income residents.
Fiscal Years: The strategy will be utilized during all three State
fiscal years covered by this plan: 2003 through 2006
Selection Criteria: This program is designed to assist very-low,
Iow or moderate-income homeowners with needed repairs as defined by
Chapter 91-37, Florida Administrative Code. Rehabilitation is defined as
the repairs or improvements, which are needed for safe or sanitary
habitation, correction of substantial code violations, or the creation of
additional living space to correct overcrowding. Deferred Payment Loans
are provided to eligible households for the repair of owner-occupied units.
Repairs of an emergency nature are given priority. Mobile homes,
condominiums, townhouses, and rental units are not eligible for assistance
in this strategy.
SHIP funds maybe matched with private funds, bank loans, credit union
loans, and Community Development Block Grants (CDBG) funds.
Applicants will be selected on a first-come, first-serve basis. The unit
assisted must be owner occupied and located within the City of Boynton
Beach. Applicants may not own another residence, and must own and
occupy the home being rehabilitated for the duration of the deferred
payment loan. All property taxes and/or assessments must be current.
There may not be any judgments or liens against the property, and any
first mortgage must be current. Mobile homes, condominiums,
townhouses, and rental units are not eligible for assistance.
6
Recapture Provisions: An interest free deferred payment loan will be
provided for qualified applicants. The deferred loan is forgivable at 10%
annually for ten years. The City will place a mortgage on the unit in the
amount of the assistance provided. ]:n the event the home is sold,
transferred, or refinanced, the pro rated amount remaining on the loan
will be due and payable. ]:n case of death of the homeowner, the deferred
payment loan would continue as long as the new owner is income eligible
under SH][P guidelines, and resides in the dwelling. ]:n the event the new
owner is not eligible, then the remaining pro rated sum would be due and
payable.
Eligible repairs may include, but are not limited to cost of labor and
materials for:
:Installation and/or repairs of sanitary water and waste,
disposal systems, together with related plumbing and
fixtures, which will meet local health department
requirements.
Energy conservation measures such as installation of energy
efficient doors and windows.
Repair or replacement of heating and/or cooling systems
with high energy efficient 12 SEER or higher.
d. Electrical upgrading.
e. Repair or provision for structural supports and foundation.
f. Repair or replacement of the roof.
g. Replacement of seriously deteriorated siding, porches, or
stoops.
Alterations of the unit's interior or exterior to provide greater
accessibility for any family members that may be
handicapped or have mobility problems.
Additions to any dwelling when it is clearly necessary to
alleviate overcrowding or to remove any health hazards to
the occupants.
Other repairs deemed necessary by the Construction
Coordinator and SH:[P Administrator.
2. The Recipient Selection Process for Rehabilitation
An applicant may submit a completed SHIP Application to
the City of Boynton Beach for determination of eligibility at
any time. Applicants are required to provide all
documentation requested for income, eligibility, and
qualification determination. Applications are processed on a
first-come, first-serve basis by income category.
A credit check may be provided by participating lenders for
each applicant and title search of the applicant's property
may be conducted depending on the circumstance.
Applicants with excessive liens or back taxes will be denied
assistance until such time liens are satisfied and back taxes
are paid.
If it is determined by the City of Boynton Beach's SHIP
Administrator that the applicant qualifies for assistance, a
home inspection and work write-up will be performed by the
City's Construction Coordinator. The inspection report will
specify what eligible repairs are necessary for the home.
Funds will be encumbered for eligible applicants whose
homes are determined to be repairable according to Program
Guidelines and Building Construction Standards of the
Standard Housing Code, Chapter 553, Florida Statutes.
All SHIP funds will be expended in a manner that will insure
that there will be no discrimination on the basis of race,
creed, color, religion, age, sex, family status, handicap, or
national origin, or on the basis of marital status.
Persons selected for SHIP assistance will be required to
contractually agree to all SHIP program guidelines, and
certify that the unit assisted will be their only residence.
A housing unit cannot be assisted more than once with SHIP
funds. Applicants determined to be ineligible may reapply for
SHIP assistance with The City of Boynton Beach after six (6)
months from the date of the last application.
Disaster Mitigation and Recovery
Fiscal Years: 2003-2004, 2004-2005, and 2005-2006
Activity: In the event of a natural disaster, SHIP funds will be used to
leverage available federal and state funds to provide assistance to income
eligible households for the purpose of repairing eligible housing. Mobile
homes, condominiums, townhouses, and rental units are not eligible for
assistance in this strategy. The purchase of emergency supplies for
eligible households to weatherproof damaged homes, interim repair to
avoid further damage, tree and debris removal required to make individual
housing unit habitable, and post disaster assistance with non-insured
repairs. This strategy will be implemented only in the event of a natural
declaration using any SHIP funds that have not been encumbered.
The maximum award of SHIP funds for this strategy may not exceed
$5,000 per unit.
Fiscal Years: The strategy will be utilized during all three State
fiscal years covered by this plan: 2003 through 2006
Income Categories: Eligible households must be below 120% of
median, adjusted for family size, as provided by the State.
Selection Criteria: Applicants must be income eligible as described
above, and will be served on a first come, first served basis, pending fund
availability. Residency must be located within the City of Boynton Beach
incorporated area.
Recapture Provisions: Assistance is provided in the form of a grant, not
requiring households to repay funds used for disaster relief. In the event
that the City of Boynton Beach receives reimbursement from federal or
state sources, such repaid funds will be utilized in accordance with the
approved Housing Assistance Plan in effect at the time funds are
disbursed.
Mo
TIME TABLE FOR EXPEND1TURF
FY 2003-04
Submit Plan for Approval
Advertise funds Availability
Begin taking Applications
Encumber Funds
Expend. All Funds
May 2, 2003
September 2003
October 2003
.]une 2005
.]une 2006
Submit Annual Reports Sept. 2003, 2004, and 2005
FY2004-2005
Advertise funds Availability September 2004
Begin taking Applications October 2004
Encumber Funds .lune 2006
Expend. All Funds .lune 2007
Submit Annual Reports Sept. 2003,2004,2005, and 2006
FY2005-2006
Advertise funds Availability September 2005
Begin taking Applications October 2005
Encumber Funds .lune 2007
Expend. All Funds .lune 2008
Submit Annual Reports Sept: 2003, 2004,2005, and 2006
V~[. AFFORDABILITY
A. Homeownership
The income limits as defined by the U. S. Department of Housing and
Urban Development, and distributed annually by the Florida Housing
Finance Corporation.
*Subject to changes made annually by U.S. HUD.
"Affordable means that monthly rents or monthly mortgage payments including
taxes and insurance do not exceed 30 percent of that amount which represents
the percentage of the median adjusted gross annual income for households", l~t
is not the intent to limit an individual's ability to devote more than 30 percent of
his income for housing, if 30 percent of its income shall be deemed affordable.
l~f the first mortgage lender is satisfied that the household can afford mortgage
payments in excess of the 30 percent benchmark.
The maximum purchase price for a new home is $145,000
The maximum purchase price for an existing home is $130,000
l0
B. Rental - Not Applicable.
VII.
VIII.
ADVERTISEMENT AND OUTREACH
The City of Boynton Beach distributes flyers and brochures to any person or
organization requesting information on the SHIP Program. Information will be
available in the City of Boynton Beach Department of Development, displayed in
the main lobby of City Hall, and in the lobbies of participating lending institutions.
The City of Boynton Beach has been featured in the local newspapers with
several articles concerning the pending implementation of the program.
Availability of SHIP funds will be advertised at least 30 days prior to the
beginning of an application period. For those strategies that allow applications to
be submitted on a continuing basis, the availability of funds will be advertised
annually.
ADMINISTRATIVE EXPENSEg
The Division of Community Redevelopment will be responsible for the day-to-day
operations of the SHIP program. Administrative functions include; advertising
availability of funds and community outreach, applicant intake and income
certifications, work write-ups and inspections, coordination with first mortgage
lenders and counseling services, reviewing and evaluating program effectiveness,
and submittal of plan amendments and annual reports to the Florida Housing
Finance Corporation.
The maximum of ten percent (10%) of all the monies received as the local
housing distribution of $502,278 for Fiscal Year 2003-2004 shall be used to cover
salary and administrative expenses for the SHIP Program.
Administrative expenses in excess of the maximum ten percent (10%) SHIP
allocation will be supplemented by city general funds. The total administrative
budget is estimated at $50,278 for FY 2003-2004, $50,278 $50,278 for FY
2004-2005, and $50,278. for FY 2005-2006.
IX.
ADMINISTRATIVE BUDGET
Salary & Benefits
$45,578.00
ll
Advertising 1,000.00
Training 1,500.00
Travel 1,500.00
Office Supplies 700.00.
Total $50,278.00
LOCAL HOUSING INCENTIVE STRATEGIE~
The following incentive strategies are extracted from the City of Boynton Beach's
Affordable Incentive Plan adopted April 7, 1998.
The Expedited process of permits for Affordable Housing Projects.
The Department of Development has been responsible for processing and facilitating
affordable housing projects. The Community Improvement and Plan Review staff
will oversee the projects certified as "affordable" through the review process in an
effort to make sure that they are processed with three to five (3-5) days. This
division will be the developer's point of contact for all questions concerning the
review process. The Plan Review Administrator will be responsible for expediting
the building permitting process for affordable housing projects. He has designated
individuals who have successfully guided and given these projects top priority. Staff
will continue to obtain training in affordable housing development.
The modification of impact fee requirements including reduction of
waiver of fees and other methods of fee payment for affordable
housing.
There is currently no provision for waiving impact fees. However, the City of
Boynton Beach has in the past funded the Infill Construction Program from the
general fund. These funds subsidized the cost of new construction for affordable
units by paying permit and impact fees for new construction for very Iow and Iow-
income families building new affordable home within the CDBG target area. Palm
Beach County allows existing use credit for residential construction on vacant lots
that had prior residential use. This credit applies to the residential and road impact
fees, and can yield savings for up to two thousand dollars per home. Participating
builders of affordable housing will be encouraged to apply for this credit and pass it
on to the homebuyer. The City Manager will be petitioned to waive payment of
development application, plan check and permit fees for all eligible projects certified
affordable housing projects.
~) The allowance of increased density levels for affordable
(Comprehensive Plan, Housing Element, Policy 6.1.3)
housing.
]2
The housing element provides for review of zoning regulations for the purpose of
allowing increased density to encourage in provision of affordable housing. The
City's Planning and Zoning Department continues its effort to provide for an
increase in residential density for the purpose of providing for affordable housing.
This density bonus will be subject to compatibility with the surrounding natural and
physical environment, site constraints, and concurrency management requirements.
O The reservation of infrastructure capacity for housing for very-low
income and Iow-income persons.
A reservation mechanism is not necessary, as adequate capacity exists to serve any
:[nfill project initiated within the CDBG target area. This assumption regarding
roads, utilities and recreation is based on available acreage and density limits of the
Future Land Use Map of the Comprehensive Plan. State concurrency laws require
us to maintain adequate public facilities for everyone and build new facilities once
we reach 90% capacity.
The allowance of affordable accessory residential units in residential
districts.
Zoning regulations allow accessory buildings in districts as long as they conform to
the minimum building site regulations that are generally applicable in the district
where the building is to be located. The City of Boynton Beach will maintain its
flexible existing practice in dealing with this issue on a case-by-case basis as
needed.
The reduction of parking and setback requirements for affordable
housing.
Current regulations require off street parking for two (2) vehicles. ~[n an effort to
maintain the value of property, while at the same time not causing any adverse
effect on affordable housing, there shall not be modifications to current regulations
governing this issue.
Setback requirements in the targeted area require a frontage of 25 feet. The city
has in the past worked effectively with developers in an effort to design and
produce units that have dealt with this effort without causing any adverse effect on
affordable housing. The City will maintain this flexible practice with dealing with
this issue on a case-by-case basis as needed.
The allowance of zero lot-line configurations for affordable housing.
13
The City of Boynton Beach's current zoning does not permit zero lot-lines in districts
that are not Planned Unit Developments, as it violates the City's set back
requirements. However, with the existing minimum lot size requirements in the
CDBG target area of 5,000 square feet, it is felt that this size lot is sufficient enough
to accommodate desired development of affordable housing.
The modification of street requirements for affordable housing.
Due to concerns for safety and aesthetics, there will be no modifications to current
regulations governing streets. In the older platted sections, waivers of sidewalk
requirements have been granted for developers on a case-by-case basis. These
variances are usually granted in areas that are generally consistent with the
surrounding area. Consideration may be made in instances where costs involved
will hinder producing affordable units. CDBG dollars will be expended on many
streets within the target areas to install sidewalks and curbing. Efforts to avoid the
variance process with certification of those areas consistent with no sidewalks by
the developer will be ongoing. The liaison from the Department of Development will
expedite this certification process for affordable housing projects.
The establishment of a process, which the City of Boynton Beach
considers, before the adoption of any new legislation that may
increase the cost of housing.
The Department of Development's various divisions, particularly the Division of
Community Redevelopment, will review any and all policies, procedures,
ordinances, regulations, and plan provisions to determine what effects if any they
may have on the cost of producing affordable units prior to their passage. The City
Manager will disperse all information concerning ordinances in sufficient time
needed to evaluate and comment on any impact it may have on affordable housing.
@ The preparation of printed inventory of locally owned public lands
suitable for affordable housing.
The Division of Community Redevelopment maintains maps of the current inventory
of all vacant land including those properties owned by the City of Boynton Beach
and Palm Beach County within the target area. The City funds land acquisition in an
effort to acquire land for potential pre qualified homebuyers. This effort has resulted
in considerable cost saving in the production of affordable units.
14
CERTTFI'CATZON TO
FLOR]:DA HOUSI'NG FZNANCE CORPORAT1'ON
Local Government: Palm Beach County, City of Boynton Beach
l. The local government will advertise the availability of SHIP Funds pursuant to
Statutes.
Florida
2. All SHIP funds will be expended in a manner which will insure that there will be no
discrimination on the basis of race, creed, religion, color, age, sex, familial or marital
status, handicap, or national origin.
3. A process for selection of recipients for funds has been developed.
4. The eligible municipality or county has developed a qualification system for applications for
awards.
5. Recipients of funds will be required to contractually commit to program guidelines.
6. The Florida Housing Finance Corporation will be notified promptly if the local government
(or interlocal entity) will be unable to comply with the provisions of the plan.
7. The Local Housing Assistance Plan shall provide for the expenditure of SHIP funds within
24 months following the end of the State fiscal year in which they are received.
8. The plan conforms to the Local Government Comprehensive Plan, or that an amendment to
the Local Government Comprehensive Plan will be initiated at the next available
opportunity to insure conformance with the Local Housing Assistance Plan.
9. Amendments to the approved Local Housing Assistance Plan shall be provided to the
Corporation within 21 days after adoption.
lO.The trust fund shall be established with a qualified depository for all SHIP funds as well as
moneys generated from activities such as interest earned on loans.
11.Amounts on deposit in the local housing assistance trust fund shall be invested as
permitted by law.
12.The local housing assistance trust fund shall be separately stated as a special revenue fund
in the local governments audited financial statements. Copies of the audits will be
forwarded to the Corporation as soon as possible.
13.An interlocal entity shall have its local housing assistance trust fund separately audited for
each state fiscal year, and the audit forwarded to the Corporation as soon as possible.
Certification
Page 2
14. SHIP funds will not be pledged for debt service on bonds or as rent subsidies.
15. Developers receiving assistance from both SHIP and the Low Income Housing Tax Credit
(LIHTC) Program shall comply with the income, affordability and other LIHTC
requirements. Similarly, any units receiving assistance from other federal programs shall
comply with all Federal and SHIP program requirements.
16. Loans shall be provided for periods not exceeding 30 years, except for deferred payment
loans or loans that extend beyond 30 years which continue to service eligible persons.
17. Rental units constructed or rehabilitated with SHIP funds shall be monitored at least
annually for 15 years for compliance with tenant income requirements and affordability
requirements.
Wn'NESS
CHIEF ELECTED
TYPE NAME AND TITLE ~] '
APPROVE~ AS TO FORM:
OR