R21-080 1 RESOLUTION R21-080
2
3
4 A RESOLUTION OF THE CITY OF BOYNTON
5 BEACH, FLORIDA, APPROVING AND ADOPTING
6 THE CITY'S LOCAL HOUSING ASSISTANCE PLAN
7 (LHAP),FOR FISCAL YEARS 2021/22,2022/23,2023/24;
8 PROVIDING AN EFFECTIVE DATE.
9
10 WHEREAS, The City's two principal subsidized housing programs are driven by
11 either Community Development Block Grant(CDBG) funds from HUD, and State Housing
12 Initiatives Partnership (SHIP) funds administrated by the Florida Housing Finance
13 Corporation(FHFC); and
14 WHEREAS,the SHIP program requires recipients of such funds to properly plan for
15 and manage the distribution of funds consistent with the rules and processes of F.S. 420 and
16 more specifically, F.S. 420.9075 requires recipients to submit for approval by the FHFC, an
17 updated LHAP every three years;and
18 WHEREAS,upon the recommendation of staff,the City Commission deems it to be
19 in the best interests of the citizens and residents of the City of Boynton Beach to approve
20 adopt the City's Local Housing Assistance Plan (LHAP) for State Fiscal Years 2021/22,
21 2022/23 and 2023/24.
22 NOW,THEREFORE,BE IT RESOLVED BY THE CITY COMMISSION OF
23 THE CITY OF BOYNTON BEACH,FLORIDA,THAT:
24 Section 1. The foregoing"Whereas" clauses are true and correct and are hereby
25 ratified and confirmed by the City Commission.
26 Section 2. The City Commission of the City of Boynton Beach, Florida, hereby
27 adopts the City's Local Housing Assistance Plan (LHAP) for State Fiscal Years 2021/22,
28 2022/23,and 2023/24,a copy of the Plan is attached hereto and made a part hereof as Exhibit
S:\CA\RESO\Adopt LI-IAP 2021-24-Reso.docx
29 "A".
30 Section 3. This Resolution shall become effective immediately upon passage.
31 PASSED AND ADOPTED this 20th day of July, 2021.
32 CITY OF BOYNTON BEACH,FLORIDA
33 YES NO
34
35 Mayor—Steven B. Grant
36
37 Vice Mayor—Woodrow L. Hay
38
39 Commissioner—Justin Katz 5e/14-
40
41 Commissioner—Christina L. Romelus
42
43 Commissioner—Ty Penserga V
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45
46 VOTE ika
47
48 ATTEST:
49
50
51
52 C stal Gibson, MMC
53 City Clerk
54
55
56
57 (Corporate Seal)
58
•
ns
S:\CA RESO\Adopt LHAP 2021-24-Reso.docx
R21-080
SHIP LHAP
Florida Housingl
City of Boynton Beach
State Housing Initiatives Partnership (SHIP)
LOCAL HOUSING ASSISTANCE PLAN (LHAP)
2021-2022, 2022-2023, 2023-2024
QTY flr.
(or
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Department of Development — Community Improvement Division
100 East Ocean Avenue
Boynton Beach, FL 33435
Table of Contents
SHIP LHAP
Florida�ousingl
Description Page#
Section I, Program Details 2
Section II, LHAP Strategies 6
A. Purchase Assistance with or without Rehabilitation 6
B. Owner-Occupied Rehabilitation 8
C. Disaster Relief 11
Section III, Incentive Strategies 12
A. Expedited Permitting 12
B. Ongoing Review Process 12
C. Other Incentives 13
Exhibits
A. Administrative Budget for each fiscal year covered in the Plan
B. Timeline for Estimated Encumbrance and Expenditure
C. Housing Delivery Goals Chart (HDGC) For Each Fiscal Year
Covered in the plan
D. Signed LHAP Certification
E. Signed, dated,witnessed or attested adopting resolution
F. Ordinance: (If changed from the original creating ordinance)
G. Interlocal Agreement
Program Details:
A.
Name of Local Government City of Boynton Beach
Does this LHAP contain an interlocal agreement? No
If yes, name of other local government(s) NA
B. Purpose of the program:
• To meet the housing needs of the very low, low and moderate-income households;
• To expand production of and preserve affordable housing; and
• To further the housing element of the local government comprehensive plan specific to affordable
housing.
C. Fiscal years covered by the Plan: 2021-2022, 2022-2023, 2023-2024
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D. Governance:The SHIP Program is established in accordance with Section 420.907-9079, Florida Statutes and
Chapter 67-37, Florida Administrative Code. Cities and Counties must be in compliance with these applicable
statutes, rules and any additional requirements as established through the Legislative process.
E. Local Housing Partnership:The SHIP Program encourages building active partnerships between government,
lending institutions, builders and developers, not-for-profit and community-based housing providers and
service organizations, providers of professional services related to affordable housing, advocates for low-
income persons, real estate professionals, persons or entities that can provide housing or support services
and lead agencies of the local continuums of care.
F. Leveraging:The Plan is intended to increase the availability of affordable residential units by combining local
resources and cost saving measures into a local housing partnership and using public and private funds to
reduce the cost of housing. SHIP funds may be leveraged with or used to supplement other Florida Housing
Finance Corporation programs and to provide local match to obtain federal housing grants or programs.
G. Public Input: Public input was solicited through face to face meetings with housing providers,social service
providers and local lenders and neighborhood associations. Public input was solicited through the local
newspaper in the advertising of the Local Housing Assistance Plan and the Notice of Funding Availability.
H. Advertising and Outreach: SHIP funding availability shall be advertised in a newspaper of general circulation
and periodicals serving ethnic and diverse neighborhoods, at least 30 days before the beginning of the
application period. If no funding is available due to a waiting list, no notice of funding availability is required.
I. Waiting List/Priorities:A waiting list will be established when there are eligible applicants for strategies that
no longer have funding available.Those households on the waiting list will be notified of their status.
Applicants will be maintained in an order that is consistent with the time completed applications were
submitted as well as any established funding priorities as described in this plan.
The following priorities for funding(very low income,Special Needs,etc.)described/listed here apply to all
strategies unless otherwise stated in an individual strategy in Section II:
Order of Ranking Priority is as follows,with first-time applicants being a priority in each category:
a. Special Needs households
a. Very low
b. Low
c. Moderate
b. Essential Services Personnel
a. Very low
b. Low
c. Moderate
J. Discrimination: In accordance with the provisions of ss.760.20-760.37, it is unlawful to discriminate on the
basis of race,color, religion,sex, national origin, age, handicap, or marital status in the award application
process for eligible housing.
K. Support Services and Counseling:Support services are available from various sources. Available support
services may include, but are not limited to: Homeownership Counseling (Pre and Post), Credit Counseling,
Tenant Counseling, Foreclosure Counseling and Transportation.
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L. Purchase Price Limits:The sales price or value of new or existing eligible housing may not exceed 90%of the
average area purchase price in the statistical area in which the eligible housing is located. Such average area
purchase price may be that calculated for any 12-month period beginning not earlier than the fourth calendar
year prior to the year in which the award occurs. The sales price of new and existing units,which can be
lower but may not exceed 90%of the average area purchase price established by the U.S. Treasury
Department or as described above.
The methodology used is:
U.S.Treasury Department X
Local HFA Numbers
M. Income Limits, Rent Limits and Affordability:The Income and Rent Limits used in the SHIP Program are
updated annually by the Department of Housing and Urban Development and posted at
www.floridahousing.org.
"Affordable"means that monthly rents or mortgage payments including taxes and insurance do not exceed
30 percent of that amount which represents the percentage of the median annual gross income for the
households as indicated in Sections 420.9071, F.S. However, it is not the intent to limit an individual
household's ability to devote more than 30%of its income for housing, and housing for which a household
devotes more than 30%of its income shall be deemed Affordable if the first institutional mortgage lender is
satisfied that the household can afford mortgage payments in excess of the 30%benchmark and in the case
of rental housing does not exceed those rental limits adjusted for bedroom size.
N. Welfare Transition Program:Should an eligible sponsor be used, a qualification system and selection criteria
for applications for Awards to eligible sponsors shall be developed,which includes a description that
demonstrates how eligible sponsors that employ personnel from the Welfare Transition Program will be given
preference in the selection process.
0. Monitoring and First Right of Refusal: In the case of rental housing,the staff and any entity that has
administrative authority for implementing the local housing assistance plan assisting rental developments
shall annually monitor and determine tenant eligibility or,to the extent another governmental entity provides
periodic monitoring and determination,a municipality, county or local housing financing authority may rely
on such monitoring and determination of tenant eligibility. However,any loan or grant in the original amount
of$10,000 or less shall not be subject to these annual monitoring and determination of tenant eligibility
requirements. Tenant eligibility will be monitored annually for no less than 15 years or the term of assistance
whichever is longer unless as specified above. Eligible sponsors that offer rental housing for sale before 15
years or that have remaining mortgages funded under this program must give a first right of refusal to
eligible nonprofit organizations for purchase at the current market value for continued occupancy by eligible
persons.
P. Administrative Budget: A line-item budget is attached as Exhibit A. The city/county finds that the moneys
deposited in the local housing assistance trust fund are necessary to administer and implement the local
housing assistance plan.
Section 420.9075 Florida Statute and Chapter 67-37,Florida Administrative Code,states: "A county or an
eligible municipality may not exceed the 5 percent limitation on administrative costs, unless its governing
body finds, by resolution, that 5 percent of the local housing distribution plus 5 percent of program income is
insufficient to adequately pay the necessary costs of administering the local housing assistance plan."
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Section 420.9075 Florida Statute and Chapter 67-37,Florida Administrative Code,further states: "The cost
of administering the program may not exceed 10 percent of the local housing distribution plus 5 percent of
program income deposited into the trust fund, except that small counties, as defined in s. 120.52(19), and
eligible municipalities receiving a local housing distribution of up to$350,000 may use up to 10 percent of
program income for administrative costs."The applicable local jurisdiction has adopted the above findings in
the resolution attached as Exhibit E.
Q. Program Administration: Administration of the local housing assistance plan will be performed by:
Entity Duties Admin. Fee
Percentage
Local Government City of Boynton Beach 10%
First-time Homebuyer Definition: For any strategies designed for first-time homebuyers, the following definition
will apply: An individual who has had no ownership in a principal residence during the 3-year period ending on
the date of purchase of the property. This includes a spouse (if either meets the above test, they are considered first-
time homebuyers). A single parent who has only owned a home with a former spouse while married. An individual
who is a displaced homemaker and has only owned with a spouse. An individual who has only owned a principal
residence not permanently affixed to a permanent foundation in accordance with applicable regulations.An
individual who has only owned a property that was not in compliance with state, local or model building codes and
which cannot be brought into compliance for less than the cost of constructing a permanent structure.
S. Project Delivery Costs: N/A
T. Essential Service Personnel Definition (ESP): ESP includes teachers and educators,other school district
employees,community college and university employees, police and fire personnel, health care personnel,
and skilled building trades personnel.
U. Describe efforts to incorporate Green Building and Energy Saving products and processes:
The City of Boynton Beach evaluates all properties in order to pursue assistance with improvements and/or
funding to replace depleted assets.The City will continue its efforts to use Energy Star and/or energy efficient
products for the following components:
• Windows and doors (preferably impact resistant)
• Roofing materials
• Central Air/Heating Units,with a minimum 16 SEER
• Programmable Thermostats
• Insulation, with an upgrade to R-30
• Hot Water Heaters
• Water conservation utilizing"Water Sense"Technology
o Toilets
o Showerheads
o Faucet aerators
• Hurricane Shutters
The City implemented a Green Building Program, which established procedures and incentives for the
implementation of green building standard Chapter Two, Article One Overview, of the City's Land
Development Regulations by Ordinance 11.014. This effort demonstrates the City of Boynton Beach's
commitment to a green building program.
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V. Describe efforts to meet the 20%Special Needs set-aside:
The city will collaborate with non-profits,social service agencies and organizations that provide services to
individuals and households designated as special needs,as define in 420.0004, F.S. Persons with
developmental disabilities will have first priority to achieve the set-aside funding allocation. American
Disabilities Act(ADA)accessibility measures to include bathroom accommodation i.e.fixtures,toilets, showers
and grab bars;wheelchair ramps; door widening; kitchen accommodations and accessibility from the outside
of the home. Lastly,the minimum monetary contribution required for purchase assistance is reduced to the
lowest amount possible for special needs households.
W. Describe efforts to reduce homelessness:
The City of Boynton Beach continues to collaborate with The Homeless and Housing Alliance (HHA)of Palm
Beach County(formerly the Continuum of Care) in its efforts to deliver comprehensive and coordinated
continuum of services to homeless individuals and families in Palm Beach County. Components of HHA
include homeless prevention,outreach and assessment, emergency shelter,transitional housing,supportive
services, permanent housing and permanent supportive housing.
Section II. LHAP Strategies:
A. Purchase Assistance with or without Rehabilitation Codes 1, 2
Summary of Strategy:
This strategy will assist income eligible homebuyers with the purchase an existing property or a new home
(certificate of occupancy issued within the last 12 months).
a. Eligible costs under this strategy may include gap financing,down payment and closing costs, and
rehabilitation repairs needed to make the unit habitable. Rehabilitation is defined as repairs or
improvements needed for safe and sanitary habitation,to correct substantial code violations,to create
additional living space,to improve accessibility for persons with special needs and to provide hurricane
mitigation. A qualifying rehabilitation improvement requires a building permit,with the exception of
improvements necessary to address accessibility/mobility needs(e.g. replacing damaged or unsafe
flooring that is a safety hazard to a resident with special mobility needs or limitations).
b. Fiscal Years Covered: 2021-2022, 2022-2023, 2023-2024
c. Income Categories to be served:Very low, low and moderate
d. Maximum award:
Very low: $75,000.00
Low: $65,000.00
Moderate: $25,000.00
e. Terms:
1. Repayment loan/deferred loan/grant: Deferred loan secured by a note and mortgage.
2. Interest Rate: 0%
3. Years in loan term: 15
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4. Forgiveness: The loan is forgiven 1/15th per year over the 15 year term.
5. Repayment: No repayment as long as the loan is in good standing and no default occurs.
6. Default: The loan is in default if any of the following occurs during the loan term: sale,transfer, or
conveyance of property;conversion to a rental property,vacating of property, loss of homestead
exemption status;failure to occupy the home as primary residence, refinancing with cash out or debt
consolidation,or subject to a Reverse Mortgage. If any of these occur,the outstanding balance of the
deferred loan is due and payable to the City of Boynton Beach.
In cases where the qualifying homeowner(s) die during the loan term, an income eligible heir who will
occupy the home as a primary residence may assume the loan. If the legal heir is not income eligible,
chooses not to occupy the home,or the house is sold,transferred, or refinanced,the outstanding
balance of the loan will be due and payable to the City of Boynton Beach. An income-eligible heir
must execute a Mortgage and Promissory Note. The Mortgage will be recorded in the public records
of Palm Beach County.
In the event where failure to pay the superior mortgage lien holder leads to foreclosure and/or loss of
property,the City may foreclose and take legal actions to recover the secured mortgage funds.
f. Recipient Selection Criteria: Applicant must be a first time homebuyer as defined in section I (R) of this
plan. Applicant(s) must complete a 6-hour Homebuyer Education class from a HUD-approved housing
counseling agency prior to loan closing. Applicant(s)will be selected on a first-qualified,first-served basis
with priorities given to income groups described in Section I (1) of this plan.
g. Sponsor Selection Criteria: Not Applicable
h. Additional Information:
1. Applicant(s) must secure a fixed-rate, 30-year first mortgage loan from an institutional first
mortgage lender with a rate not to exceed 0.5%over the"Primary Mortgage Market Survey".All
bank and loan fees cannot exceed 6%of the loan amount.
2. Eligible properties include the purchase of existing single-family homes,duplexes,townhouses,
villas and condominiums. Mobile homes are ineligible.
3. Eligible property must be located within the City limits of Boynton Beach.
4. Applicant(s) minimum cash contribution shall be as follows:
Very Low Income or Disabled Households—$1,000 or 1%of the purchase price,whichever is less.
Includes all items pre-paid by the applicant;
Low Income—$2,000 or 1.5%of the purchase price,whichever is less. Includes all items pre-paid
by the applicant; and
Moderate Income—$3,000 or 2%of the purchase price whichever is less. Includes all items pre-
paid by the applicant.
5. Applicant(s) who have monetary assets exceeding$25,000(gifts included in the asset calculation)
must contribute one-third (1/3)of the funds toward the purchase. The exception to this would be
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if the applicant has funds in a retirement fund accessible only by termination or retirement. This
contribution would count toward the minimum down payment requirement (see Item#5 above.)
6. Applicant(s) must not own any other property used for residential purposes.
7. Property will be inspected by a City Building Inspector or Construction Coordinator as part of the
application review process,to ensure that the funding amount to be awarded would fully cover
the cost to bring the property into compliance with minimum building codes intended to provide
safe and sanitary habitation, as well as corrections needed to remedy substantial code violations.
8. Subordination of the SHIP program loan will not be approved for purposes other than to
refinance the first mortgage on the subject property to improve rate and/or term.The City of
Boynton Beach will only allow One(1)subordination approval during the term of the SHIP
program loan. The City may consent to a subordination of its loan to allow the homebuyer to
receive cash out for emergency home repairs that become necessary to sustain homeownership
and maintain the health and safety of the residents.
9. The City of Boynton Beach reserves the right to deny any subordination request it deems not in
its'or the homeowner's best interest i.e. exorbitant closing cost fees(closing cost may not exceed
6%of loan amount), interest rate may not exceed 1.5%of the current first mortgage. The
authority to approve subordinate requests or exceptions to the Subordination Policy will rest the
City Manager or his/her designee.
10. Eligible applicants may apply again for SHIP assistance after the end of the affordability period.
B. Owner Occupied Rehabilitation Code 3
Summary of Strategy:
This strategy will assist income eligible owner-occupied homeowners with needed repairs,
Accessibility/Architectural Barriers and hurricane mitigation. Rehabilitation is defined as the repairs and/or
improvements needed for safe and sanitary habitation, and/or correction of substantial code violations
both interior and exterior.
a. A qualifying rehabilitation improvement requires a building permit,with the exception of improvements
necessary to address accessibility/mobility needs (e.g. replacing damaged or unsafe flooring that is a
safety hazard to a resident with special mobility needs or limitations).
b. Fiscal Years Covered: 2021-2022, 2022-2023, 2023-2024
c. Income Categories to be served:Very low, low and moderate
d. Maximum award:
Very low $75,000.00
Low: $65,000.00
Moderate: $25,000.00
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e. Terms:
1. Repayment loan/deferred loan/grant: Deferred loan secured by note and mortgage.
2. Interest Rate: 0%
3. Years in loan term: 15
4. Forgiveness: The loan is forgiven 1/15th per year over the 15 year term.
5. Repayment: No repayment as long as the loan is in good standing and no default occurs.
6. Default: The loan is in default if any of the following occurs during the loan term: sale,transfer,or
conveyance of property;conversion to a rental property,vacating of property, loss of homestead
exemption status;failure to occupy the home as primary residence, refinancing with cash out or debt
consolidation,or subject to a Reverse Mortgage. If any of these occur,the outstanding balance of the
deferred loan is due and payable to the City of Boynton Beach.
In cases where the qualifying homeowner(s) die during the loan term,an income eligible heir who will
occupy the home as a primary residence may assume the loan. If the legal heir is not income eligible,
chooses not to occupy the home, or the house is sold,transferred, or refinanced,the outstanding
balance of the loan will be due and payable to the City of Boynton Beach. An income-eligible heir
must execute a Mortgage and Promissory Note. The Mortgage will be recorded in the public records
of Palm Beach County.
In the event where failure to pay the superior mortgage lien holder leads to foreclosure and/or loss
of property,the City may foreclose and take legal actions to recover the secured mortgage funds.
f. Recipient Selection Criteria: Applicant(s)will be selected on a first-qualified,first-served basis with
priorities give to income groups described in Section I (1)of this plan.
g. Sponsor Selection Criteria: Not Applicable
h. Additional Information:
1. This program will address repairs for owner-occupied properties. Eligible properties include
single-family dwelling,duplexes,townhouses,villas and condominiums. Condominiums are
eligible for interior repairs only. Rental Properties and Mobile Homes are ineligible for
assistance.
2. Applicant cannot receive additional SHIP assistance during the affordability period except for
those households affected by a disaster and/or that experience the need for improvements to
address handicap accessibilities/architectural barriers at any time during the loan term.
3. Applicant(s) may not own any other residence; and must own, occupy,and homestead the home
being rehabilitated for the duration of the deferred payment loan. All property taxes and
mortgage payments must be current at time of application.
4. Eligible property must be located within the City limit of Boynton Beach.
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5. Other eligible repairs may include but are not limited to the cost of labor and materials for:
a. Installation and/or repairs of sanitary water and waste, disposal systems,together
with related plumbing and fixtures,which meet local health department
requirements;
b. Energy conservation measures such as installation of energy efficiency door and
windows;
c. Repair or replacement of heating and/or cooling systems with high energy efficient 16
SEER or higher;
d. Electrical upgrading Repair or provision for structural support and foundation;
e. Replacement of seriously deteriorated siding, porches, or stoops;
f. Alteration of the unit's interior or exterior to provide greater accessibility for any
family member that may be physically impaired or have mobility problems
g. Repair or replacement of roofing system; and
h. Energy efficiency and green housing related repairs shall be encouraged;
Repairs shall be subject to applicable or selected building codes from the FBC 2020 7th Edition and
the Boynton Beach Amendments thereto. Repairs of an emergency nature, as determined by the
City of Boynton Beach's Construction Coordinator, will be given priority.
6. Applicant(s) are required to have property insurance. If the property is uninsurable due to health,
safety, or code violations and the rehabilitation is addressing the issues; or there is a severe case
of hardship to household (housing and insurance expenses exceeds 50%of the fixed house
income),the City of Boynton Community Improvement Manager or his/her designee will evaluate
funding the first-year annual insurance premium. The applicant(s) is responsible for all
subsequent insurance premiums.To ensure compliance the City will be listed as an additional
insured on the insurance policy.
7. Subordination of the SHIP program loan will not be approved for a purpose other than refinance
debt that was secured by the subject property prior to or of the same date of the SHIP program
loan.The City of Boynton Beach will only allow one subordination approval during the term of the
SHIP program loan.
8. The City of Boynton reserves the right to deny any subordination request it deems not in its'or
the homeowner's best interest. The authority to approve subordinate requests or exceptions to
the Subordination Policy will rest the City Manager or his/her designee.
C. Disaster Assistance Code 5, 16
Summary of Strategy:
In the event of a disaster declared by Executive Order of the President of the United States or Governor of
Florida, SHIP funds that have not been previously encumbered will be used to provide assistance to income
eligible owner-occupied households located within the city limits for the purpose of repairs, insurance
deductibles, and obtaining short term temporary housing. Income eligible applicants directly impacted by
the disaster may also be assisted with temporary rental, temporary mortgage and temporary utility
payments. Other eligible uses for disaster funds include:
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a. Purchase of emergency supplies for eligible households to weatherproof damaged homes;
b. Interim repairs to avoid further damage,tree and debris removal required to make the individual
housing unit habitable;
c. Security deposit for eligible recipients that have been displaced from their homes due to disaster;
and
d. Post disaster assistance with insurance deductibles and/or non-insured repairs relative to primary
residence.
a. Fiscal Years Covered: 2021-2022, 2022-2023, 2023-2024
b. Income Categories to be served:Very low, low and moderate
c. Maximum award: $12,000.00
d. Terms:
1. Repayment loan/deferred loan/grant: The SHIP funds are provided in the form of a grant.
2. Interest Rate: N/A
3. Years in loan term: N/A
4. Forgiveness: N/A
5. Repayment: N/A
6. Default: N/A
e. Recipient/Tenant Selection Criteria:Applicant(s)will be selected on a first-qualified,first-served basis with
priority in accordance with section I (I) of this plan.
f. Sponsor Selection Criteria: N/A
g. Additional Information:
Property damage and eligible rehabilitation improvements will be confirmed through inspection by a City
Building Inspector or Construction Coordinator.
III. LHAP Incentive Strategies
In addition to the required Incentive Strategy A and Strategy B, include all adopted incentives with the
policies and procedures used for implementation as provided in Section 420.9076, F.S.:
A. Name of the Strategy: Expedited Development Review
Permits as defined in s. 163.3177 (6) (f) (3)for affordable housing
projects are expedited to a greater degree than other projects.
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Provide a description of the procedures used to implement this strategy:
The Department of Development is responsible for processing and facilitating affordable housing
projects (i.e.site plan review, permitting, inspections,etc.), and expedites such reviews involving
workforce and affordable housing units pursuant to the City's Expedited Development Review
Program (Ord. 19-25). In part,the Program requires assignment of a single staff liaison to ensure
quick communications with staff,sets a maximum review period of 7 business days,
defines/requires a quick conflict/problem resolution process, and allows consideration of a
flexible or tailored fee schedule.This benefit also applies to individual building permits for LHAP
rehabilitation grant recipients. Staff will continue to obtain training in affordable housing
development.
B. Name of the Strategy: Ongoing Review Process
An ongoing process for review of local policies,ordinances, regulations and plan
provisions that increase the cost of housing prior to their adoption.
Provide a description of the procedures used to implement this strategy:
The Department of Development's various divisions, particularly the Community Improvement
Division,will continue to review all policies, procedures, ordinances, regulations,and plan
provisions to determine what effects if any they may have on the cost of producing affordable
units prior to their passage. Proposed ordinances will be reviewed in sufficient time needed to
evaluate and comment on any potential impact on the provision of affordable housing. Also,the
City is proactively reviewing its Workforce Housing Program and evaluating additional tools to
increase supply, decrease costs and remove impediments to affordable housing.This emphasis on
the City's regulations has started with the recent amendment of the Zoning Regulations to
eliminate the minimum lot sizes, minimum frontage standards, and lower minimum living area
requirements to enable the use of non-conforming parcels and increase the supply of land within
a portion of the redevelopment area for affordable housing units. Also,the Housing Ordinance
review process specifically includes the drafting of zoning regulations to allow the incorporation
of accessory dwelling units as permitted uses within this same area of the City.
The Community Improvement Division maintains maps of the current inventory of all vacant land
including those properties owned by the City of Boynton Beach and Palm Beach County within the
target area. The City funds land acquisition in an effort to acquire land for potential pre-qualified
homebuyers.This effort has resulted in considerable cost saving in the production of affordable
units.
C. Other Incentives:
Name of the Strategy: Flexibility in Residential Densities
An ongoing process for review of local policies, ordinances, regulation and plan provision
that increase housing stock.
Provide a description of the procedures used to implement this strategy:
The City allows for increased floor area ratios (FAR) and densities in selected residential districts
to incentivize the provision of affordable dwelling units.
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IV. EXHIBITS:
Required
A. Administrative Budget for each fiscal year covered in the Plan.
B. Timeline for Estimated Encumbrance and Expenditure.
C. Housing Delivery Goals Chart(HDGC) For Each Fiscal Year Covered in the plan.
D. Signed LHAP Certification.
E. Signed, dated, witnessed or attested adopting resolution.
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ADMINISTRATIVE BUDGET FOR EACH FISCAL YEAR Exhibit A
Exhibit A(2021)
City of Boynton Beach
Fiscal Year: 2021-2022
Estimated SHIP Funds for Fiscal Year: $ 518,869.00
Salaries and Benefits $ 47,000.00
Office Supplies and Equipment $ 750.00
Travel Per diem Workshops, etc. $ 500.00
Advertising $ 1,250.00
Other*
Total $ 49,500.00
Admin % _ 9.54%
OK
Fiscal Year 2022-2023
Estimated SHIP Funds for Fiscal Year: $ 518,869.00
Salaries and Benefits $ 47,000.00
Office Supplies and Equipment $ 750.00
Travel Per diem Workshops, etc. $ 500.00
Advertising $ 1,250.00
Other* $
Total $ 49,500.00
Admin % 9.54%
OK
Fiscal Year 2023-2024
Estimated SHIP Funds for Fiscal Year: $ 518,869.00
Salaries and Benefits $ 47,000.00
Office Supplies and Equipment $ 750.00
Travel Per diem Workshops, etc. $ 500.00
Advertising $ 1,250.00
Other* $
Total $ 49,500.00
Admin % 9.54%
OK
*All "other" items need to be detailed here and are subject to review and approval by
the SHIP review committee. Project Delivery Costs that are outside of administrative
costs are not to be included here, but must be detailed in the LHAP main document.
Details:
[eff. date]
Exhibit B
Timeline for SHIP Expenditures
City of Boynton Beach affirms that funds allocated for these fiscal years will
(local government)
meet the following deadlines:
Fiscal Year Encumbered Expended 1st Year AR 2"d Year AR Closeout AR
2021-2022 6/30/2023 6/30/2024 9/15/2022 9/15/2023 9/15/2024
2022-2023 6/30/2024 6/30/2025 9/15/2023 9/15/2024 9/15/2025
2023-2024 6/30/2025 6/30/2026 9/15/2024 9/15/2025 /9/15/2026
If funds allocated for these fiscal years is not anticipated to meet any of the deadlines in the table above,
Florida Housing Finance Corporation will be notified according to the following chart:
Fiscal Year Funds Not Funds Not 1"Year AR 2"d Year AR Closeout AR
Encumbered Expended Not Not Not
Submitted Submitted Submitted
2021-2022 3/30/2023 3/30/2024 6/15/2022 6/15/2023 6/15/2024
2022-2023 3/30/2024 3/30/2025 6/15/2023 6/15/2024 6/15/2025
2023-2024 3/30/2025 3/30/2026 6/15/2024 6/15/2025 6/15/2026
Requests for Expenditure Extensions(close-out year ONLY) must be received by FHFC by June 15 of the
year in which funds are required to be expended.The extension request shall be emailed to
robert.dearduff@floridahousing.org and terry.auringer@floridahousing.orp and include:
1. A statement that "(city/county) requests an extension to the expenditure deadline for fiscal
year
2. The amount of funds that is not expended.
3. The amount of funds that is not encumbered or has been recaptured.
4. A detailed plan of how/when the money will be expended.
Note:an extension to the expenditure deadline(June 30)does not relieve the requirement to submit
(September 15)the annual report online detailing all funds that have been expended. Please email
terry.auringer@ floridahousinq.orq when you are ready to "submit"the AR.
Other Key Deadlines:
AHAC reports are now due annually by December 31. Local governments receiving the minimum (or less)
allocation may choose not to report.
LHAP Exhlbt C 2019
FLORIDA HOUSING FINANCE CORPORATION
HOUSING DELIVERY GOALS CHART
2021-2022
Name of Local Government: City of Boynton Beach
Estimated Funds(Anticipated allocation Only): $ 518.869
.. - . _ --......T_ tea:.,. ...-: ....,:
Strategies
Code Qualifies for VU Units Max.SMP U Units Max.SHIP Mod Max.SMP without
Construction Total Units
Homeownership 75%set-aside Award Award Units Award Construction
1,2 Purchase Assistance with/without Rehabllltlan Yes 3 575.000 2 $65,000 1 525,000 $380,000.00 $0.0o $380,000.00 6
$0.00 $0.00 $0.00 0
3,16 Owner Occupied Rehabilitation Yes 1 $75,000 $65,000 $25.000 $75,000.00 $0.00 $75,000.00 1
5 Disaster Relief No 1 $12,000 $12,000 $12,000 $0.00 $12,000.00 $12,000.00 1
_ _ _ $0.00 $0.00 $0.00 0
$0.00 $0.00 $0.00 0
$0.00 $0.00 $0.00 0
$0.00 $0.00 $0.00 0
$o.00 $0.00 $0.00 0
_ $0.00 $0.00 $0.00 0
Total Homeownership 5 2 1 $455,000.00 $12,000.00 $467,000.00 8
Purchase Price Waits: New $ 331,888 Existing $ 331,888
Code Rental
Qualifies for VLl Units Max.SHIP U Units Max.SHIP Mod Max.SHIP Construction h°° Total Units
75%set-aside Award Award Units Award Construction
N/A $0.00 $0.00 50.00 0
$0.00 $0.00 $0.00 0
50.00 $0.00 $0.00 0
$0.00 $0.00 $0.00_ 0
$0.00 $0.00 $0.00 0
_ $0.00 $0.00 $0.00 0
Total Rental 0 - 0 0 $0.00 $0.00 $0.00 0
Administration Fees $ 49,500 10% - -.
Home Ownership Counseling $ 1 1 ,
Total All Funds $ 516,500
Set-Asides
Percentage Construction/Rehab(75%requirement) 67.7% OK
Homeownership%(65%requirement) 90.0% OK
Rental Restriction(25%) 0.0% OK
Very-Low Income(30%requirement) $ 312,000 60.1% OK
Low income(30%requirement) $ 130,000 25.1% OK
Moderate Income $ 25,000 4.8%
LHAP Exhibt C 2019
FLORIDA HOUSING FINANCE CORPORATION
HOUSING DEUVERY GOALS CHART
2022-2023
City of Boynton Beads
Estimated Funds(Anticipated allocation only): $ 518,869 __ lallOXIIIIP
i
Strategies
Code Qualifies for VLI Units Max.SHIP LI Units Max.SHIP Mod Max.SHIP Construction Without Total Units
Homeownership 75%set-aside Award Award Units Award Construction
1,2 Purchase Assistance with Rehabilition Yes 3 $75,000 2_ $65,000 1 $75,000` $380,000.00 $0.00 $380,000.00 6
$0.00 $0.00 $0.00 0
3,16 Owner Occupied Rehabilitation Yes I $75,000 $65,000' $25.000 $75,000.00 $0.00 $75,000.00 1
5 Disaster Relief No I 512,000 $12,000 $12.000 $0.00 $12,000.00 $12,000.00 1
$0.00 $0.00 $0.00 0
$0.00 $0.00 $0.00 Cl
$0.00 $0.00 $0.00 0
_ $0.00 $0.00 $0.00 0
50.00 $0.00 $0.00 0
$0.00 $0.00 50.00 0
Total Homeownership 5 2 11 $455,000.00 $12,000.00 $467,000.00 8
Purchase Price Umits: New $ 331,888 Existing $ 331,888
OK
Code Rental Qualifies for VLI Units Max'SHIP U Units Max.SHIP Mod Max.SHIP Construction yyltliout Total Units
75%set-aside Award Award Units Award Construction
NA _ $0.00 $0.00 $0.00 0
$0.00 $0.00 $0.00 0
$0.00 $0.00 $0.00 0
$0.00 $0.00 $0.00 0
$0.00 $0.00 50.00 0
$0.00 $0.00 $0.00 0
Total Rental 0 0 0 $0.00 $0.00
$0.00 0
Administration Fees $ 49,500 10%
Home Ownership Counseling $ •
f l
Total All Funds $ 516,500
Set-Asides
Percentage Construction/Rehab(75%requirement) g7.7% OK
Homeownership%(65%requirement) 90.0% OK
Rental Restriction(25%) 0.0% OK
Very-Low Income(30%requirement) $ 312,000 60.1% OK
low Income(30%requirement) $ 130,000 25.1% OK
Moderate Income $ 25,000 4.8%
UTAP Exhlbt C 2021
FLORIDA HOUSING FINANCE CORPORATION
HOUSING DEUVERY GOALS CHART
2023-2024
Name of Local Government: City of Boynton Beach
Estimated Funds(Anticipated allocation only): $ 518,869
Strategies
Qualifies for Max.SHIP Max.SHIP Mod Max.SHIP Construction Without Total Units
Code 75%set-aside VU Units Award LI Units Award Units Award Construction
Homeownership
1,2 Purchase Assistance with Rehabllition Yes 3 S75,000 2 $65,000 I 525,000. $380,000.00 $0.00 $380,000.00 6
$0.00 $0.00 $0.00 0
6 Owner Occupied Rehabilitadan Yes I $75,000 $65,000 525.000 $75,000.00 $0.00 $75,000.00 1
S Disaster Regef No 1 $12,000 $12,000 512,000 $0.00 512,000.00 $12,000.00 1
$0.00 $0.00 $0.00 0
$0.00 $0.00 $0.00 0
$0.00 $0.00 $0.00 0
$0.00 $0.00 $0.00 0
$0.00 $0.00 $0.00 0
$0.00 $0.00 $0.00 0
Total Homeownership _ 5 _ 2 1 $455,000.00 $12,000.00 $467,000.00 8
Purchase Price Limits: New $ 331,888 Existing $ 331,888
Code Rental Qualities for VU Units Max.SHIP LI Units Max.SHIP Mod Max.SHIP Construction Total
Total Units
75%set-aside Award Award Units Award Construction
NA _ $0.00 $0.00 $0.00 0
$0.00 $0.00 $0.00 0
_ $0.00 $0.00 $0.00 0
+ $0.00 $0.00 $0.00 0
$0.00 $0.00 $0.00 0
_ $0.00 $0.00 $0.00 0
Total Rental 0 0 0 $0.00 $0.00 $0.00 0
Administration Fees $ 49,500 10%
Home Ownership Counseling $ I I ,..
Total All Funds $ 516,500
Set-Asides
Percentage Construction/Rehab(75%requirement) 87.7%
Homeownership%165%requirement) 90.0%
Rental Restriction(25%) 0.0%
Very-Low Income(30%requirement) 312000 60.1%
Low income(30%requirement) 11 130000 25.1%
Moderate Income $ 25,000 4.8%
Exhibit D
67-37.005(1),F.A.C.
2021-2024
CERTIFICATION TO
FLORIDA HOUSING FINANCE CORPORATION
Local Government or Interlocal Entity:
City of Boynton Beach
Certifies that:
(1) The availability of SHIP funds will be advertised pursuant to program requirements in 420.907-
420.9079,Florida Statutes.
(2) All SHIP funds will be expended in a manner which will ensure that there will be no discrimination
on the basis of race,color,national origin,sex, handicap,familial status, or religion.
(3) A process to determine eligibility and for selection of recipients for funds has been
developed.
(4) Recipients of funds will be required to contractually commit to program guidelines and loan
terms.
(5) Florida Housing will be notified promptly if the local government/interlocal entity will be
unable to comply with any provision of the local housing assistance plan(LHAP).
(6) The LHAP provides a plan for the encumbrance of funds within twelve months of the end of the
State fiscal year in which they are received and a plan for the expenditure of SHIP funds including
allocation,program income and recaptured funds within 24 months following the end of the State
fiscal year in which they are received.
(7) The LHAP conforms to the Local Government Comprehensive Plan, or that an amendment to the
Local Government Comprehensive Plan will be initiated at the next available opportunity to insure
conformance with the LHAP.
(8) Amendments to the approved LHAP shall be provided to the Florida Housing for review and/or
approval within 21 days after adoption.
(9) The trust fund exists with a qualified depository for all SHIP funds as well as program income or
recaptured funds.
(10) Amounts on deposit in the local housing assistance trust fund shall be invested as permitted by law.
(11) The local housing assistance trust fund shall be separately stated as a special revenue fund in the
local governments audited financial statements(CAFR).An electronic copy of the CAFR or a
hyperlink to the document shall be provided to Florida Housing by June 30 of the applicable year.
1
Exhibit D
67-37.005(1),F.A.C.
2021-2024
(12) Evidence of compliance with the Florida Single Audit Act, as referenced in Section 215.97,F.S.
shall be provided to Florida Housing by June 30 of the applicable year.
(13) SHIP funds will not be pledged for debt service on bonds.
(14) Developers receiving assistance from both SHIP and the Low-Income Housing Tax
Credit (LIHTC)Program shall comply with the income, affordability and other LIHTC
requirements, similarly,any units receiving assistance from other federal programs shall
comply with all Federal and SHIP program requirements.
(15) Loans shall be provided for periods not exceeding 30 years,except for deferred payment
loans or loans that extend beyond 30 years which continue to serve eligible persons.
(16) Rental Units constructed or rehabilitated with SHIP funds shall be monitored for
compliance with tenant income requirements and affordability requirements or as required
in Section 420.9075 (3)(e). To the extent another governmental entity provides periodic
monitoring and determination,a municipality,county or local housing financing authority
may rely on such monitoring and determination of tenant eligibility.
(17) The LHAP meets the requirements of Section 420.907-9079 FS,and Rule Chapter 67-37
FAC.
(18) The provisions of Chapter 83-220,Laws of Florida have not been implemented(except for
Miami-Dade County).
Witness Chief Elected Official or designee
Steven B. Grant, M: or
Witness Type Name and
APPROVED AS M,
Date
CITY ATTORNEY
ORA.7,1 1<�
}1 Y
AIiM'� ALL • i'l;j()
• est:
(Seal)
2